vs. U.S. typical range:LowerTypicalHigher
$7.50 below the national median$15 below the Minnesota median
$2 below the national median$2 below the Minnesota median
$12.50 below the national median$15 below the Minnesota median
per item · Source
$25 below the national median$24 below the Minnesota median
per item · Source
$3 below the national medianAt the Minnesota median
per item · Source
At the national median$0.50 below the Minnesota median
per transaction · Source
$10 below the national median$10 below the Minnesota median
per item · Source
At the national medianAt the Minnesota median
At the national medianAt the Minnesota median
$5 above the national median$5 above the Minnesota median
$5 above the national median$5 above the Minnesota median
per item · Source
$7.50 below the national median$5 below the Minnesota median
$30 above the national median$30 above the Minnesota median
per item · Source
$5 above the national median$5 above the Minnesota median
At the national median$0.25 below the Minnesota median
per item · Source
$6 below the national median$8.50 below the Minnesota median
per item · Source
$3.50 above the national median$3.50 above the Minnesota median
$3 above the national median$1.50 above the Minnesota median
$20 below the national median$37.50 below the Minnesota median
$0.55 below the national median$1 below the Minnesota median
$1.50 below the national median$1.95 below the Minnesota median
$0.45 above the national medianAt the Minnesota median
$212.50 above the national median$215 above the Minnesota median
Swipe for source and notes →
| Fee | Amount | vs medians | Basis | Note | Source |
|---|---|---|---|---|---|
Account MaintenanceVerified | |||||
| Closed Account Charge | $10Within the typical range ($10–$25 nationally) | $7.50 below the national median$15 below the Minnesota median | — | — | Source |
| Inactive Savings Account Charge | $3Below the typical range ($5–$10 nationally) | $2 below the national median$2 below the Minnesota median | — | — | Source |
| ea Return Statement Charge (wrong address) | $5Below the typical range ($11.38–$25 nationally) | $12.50 below the national median$15 below the Minnesota median | per item | — | Source |
Overdraft & NSFVerified | |||||
| Check conversion to cashier check charge (includes NSF checks) | $5Below the typical range ($25–$32 nationally) | $25 below the national median$24 below the Minnesota median | per item | — | Source |
| Automatic Savings Transfer (overdraft protection) | $2 | ||||
ATM & CardVerified | |||||
| ATM Cash Withdrawal surcharge on debit & credit cards issued by financial institutions other than MVFCU | $1.50Within the typical range ($1–$2.25 nationally) | At the national median$0.50 below the Minnesota median | per transaction | — | Source |
| Rush Order Charge (per card) | $30 | ||||
Wire TransfersVerified | |||||
| Outgoing Domestic Wire Transfer | $25Within the typical range ($20–$25 nationally) | At the national medianAt the Minnesota median | — | — | Source |
| Incoming Wire | $10 | ||||
Check ServicesVerified | |||||
| Cashier Check Reissue Charge (after 91 days) | $10Above the typical range ($3–$6 nationally) | $5 above the national median$5 above the Minnesota median | per item | — | Source |
| Stop Payment Charge ( Check, ACH or Bill Payer) | $20 | ||||
Digital & ElectronicVerified | |||||
| ea ACH Origination Payment Return Charge | $19Within the typical range ($15–$30 nationally) | $6 below the national median$8.50 below the Minnesota median | per item | — | Source |
Cash & DepositVerified | |||||
| Non-member Coin Counting 7% of total Reloadable Debit Card | $3.50Above the typical range ($0–$3 nationally) | $3.50 above the national median$3.50 above the Minnesota median | — | — | Source |
| Cash Advance | $8 | ||||
Account ServicesVerified | |||||
| Garnishment Processing Charge | $30Within the typical range ($30–$90 nationally) | $20 below the national median$37.50 below the Minnesota median | — | — | Source |
Gift & Prepaid CardsVerified | |||||
| 11+ Travel/Gift Card (VISA)- Purchased in house | $2.95Below the typical range ($3–$4.95 nationally) | $0.55 below the national median$1 below the Minnesota median | — | — | Source |
| Reload Fee | $2 | ||||
Other FeesVerified | |||||
| Mortgage Loan Modification Charge (re-amortize) | $250Above the typical range ($25–$100 nationally) | $212.50 above the national median$215 above the Minnesota median | — | — | Source |
Fee change alerts
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Headline fees vs. national median
Headline fees published
8 of 15
Published fees
23
Under review
0
Assets
$329.0M
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Financial Context
Financials as of Q2 2026 · NCUA call report
Total assets
$329.0M
Total deposits
$289.7M
Service charge income (year to date)
$225K
Fee income ratio
2.7%
Return on assets
1.06%
Financial profile · Pro
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| $3 below the national medianAt the Minnesota median |
| per item |
| — |
| Source |
| $10 below the national median$10 below the Minnesota median |
| per item |
| — |
| Source |
| At the national medianAt the Minnesota median |
| — |
| — |
| Source |
| Outgoing International Wire Transfer | $55Above the typical range ($40–$50 nationally) | $5 above the national median$5 above the Minnesota median | — | — | Source |
| $7.50 below the national median$5 below the Minnesota median |
| — |
| — |
| Source |
| Check Collection Charge on Foreign Country Checks (per item processing up to 2 weeks) | $50Above the typical range ($10–$25 nationally) | $30 above the national median$30 above the Minnesota median | per item | — | Source |
| Foreign Item Deposits (processing up to 12 weeks) | $25Within the typical range ($10–$25 nationally) | $5 above the national median$5 above the Minnesota median | — | — | Source |
| Check Copy Charge | $3Within the typical range ($2–$5 nationally) | At the national median$0.25 below the Minnesota median | per item | — | Source |
| $3 above the national median$1.50 above the Minnesota median |
| — |
| — |
| Source |
| $1.50 below the national median$1.95 below the Minnesota median |
| — |
| — |
| Source |
| Travel/Gift Card (VISA)- Mailed out | $3.95Within the typical range ($3–$4.95 nationally) | $0.45 above the national medianAt the Minnesota median | — | — | Source |