vs. U.S. typical range:LowerTypicalHigher
$2.50 below the national median$5 below the Mississippi median
$12.50 below the national median$15 below the Mississippi median
$5 above the national median$5 above the Mississippi median
$7.50 below the national median$10 below the Mississippi median
per month · Source
$82.50 above the national median$80 above the Mississippi median
At the national median$5 below the Mississippi median
per item · Source
At the national median$1.25 below the Mississippi median
$2 below the national medianAt the Mississippi median
$0.50 below the national median$1 below the Mississippi median
per transaction · Source
At the national medianAt the Mississippi median
—
At the national median$5 above the Mississippi median
per item · Source
At the national median$1.50 below the Mississippi median
per item · Source
$2 below the national median$3 below the Mississippi median
$2.50 above the national medianAt the Mississippi median
per transaction · Source
$2.50 above the national medianAt the Mississippi median
per item · Source
$2 above the national medianAt the Mississippi median
At the national medianAt the Mississippi median
$2 below the national median$3.25 below the Mississippi median
per item · Source
$5 above the national median$2.50 above the Mississippi median
$305 above the national median$305 above the Mississippi median
$105 above the national median$105 above the Mississippi median
per item · Source
$50 above the national median$50 above the Mississippi median
per item · Source
$5 below the national medianAt the Mississippi median
per year · Source
per item · Source
$1 below the national median$1 below the Mississippi median
per item · Source
At the national medianAt the Mississippi median
per item · Source
$22.50 below the national median$15 below the Mississippi median
$112.50 above the national median$120 above the Mississippi median
Knox extract.rules v33 categorized a line held for review from Rosetta artifact #10642. canonical_hint=other_lending_fee; text_hash=059773046f531c1cb90e84c78d357ad2d947fe12ba427191adfc9687d6a4b9a5; excerpt="Loan Documentation Fee (Business Non-Real Estate)…$150.00" · Source
$212.50 above the national median$220 above the Mississippi median
Knox extract.rules v33 categorized a line held for review from Rosetta artifact #10642. canonical_hint=other_lending_fee; text_hash=059773046f531c1cb90e84c78d357ad2d947fe12ba427191adfc9687d6a4b9a5; excerpt="Loan Documentation Fee (Business Real Estate)……….$250.00" · Source
$62.50 above the national median$70 above the Mississippi median
Knox extract.rules v33 categorized a line held for review from Rosetta artifact #10642. canonical_hint=other_lending_fee; text_hash=059773046f531c1cb90e84c78d357ad2d947fe12ba427191adfc9687d6a4b9a5; excerpt="Loan Documentation Fee (secured: auto, RV, boat) ... $100.00" · Source
$12.50 below the national median$5 below the Mississippi median
Knox extract.rules v33 categorized a line held for review from Rosetta artifact #10642. canonical_hint=other_lending_fee; text_hash=059773046f531c1cb90e84c78d357ad2d947fe12ba427191adfc9687d6a4b9a5; excerpt="Loan Documentation Fee (unsecured).......................... $25.00" · Source
$2.50 below the national median$5 above the Mississippi median
$7.50 below the national medianAt the Mississippi median
per item · Source
Swipe for source and notes →
| Fee | Amount | vs medians | Basis | Note | Source |
|---|---|---|---|---|---|
Account MaintenanceVerified | |||||
| Christmas Club early withdrawal/xfer | $15Within the typical range ($10–$25 nationally) | $2.50 below the national median$5 below the Mississippi median | — | — | Source |
| Early Account Closure (within first 12 months) | $5Below the typical range ($10–$25 nationally) | $12.50 below the national median$15 below the Mississippi median | — | — | Source |
| Inactive Account | $10Within the typical range ($5–$10 nationally) | $5 above the national median$5 above the Mississippi median | — | — | Source |
| Invalid Address | $10Below the typical range ($12–$25 nationally) | $7.50 below the national median$10 below the Mississippi median | per month | — | Source |
| Research/Reconciliation | $100Above the typical range ($12–$25 nationally) | $82.50 above the national median$80 above the Mississippi median | — | — | Source |
Overdraft & NSFVerified | |||||
| Overdraft/Honor | $30Within the typical range ($25–$33 nationally) | At the national median$5 below the Mississippi median | per item | — | Source |
| Returned Item for Insufficient Funds (NSF) | $30 | ||||
ATM & CardVerified | |||||
| Out-of- Network ATM | $1Within the typical range ($1–$2.25 nationally) | $0.50 below the national median$1 below the Mississippi median | per transaction | — | Source |
| Plastic Replacement (Debit/CC) | $10 | ||||
Wire TransfersVerified | |||||
| Wire Transfers – Outgoing | $25Within the typical range ($20–$25 nationally) | At the national median$5 above the Mississippi median | per item | — | Source |
Check ServicesVerified | |||||
| Official Check | $5Within the typical range ($3–$6 nationally) | At the national median$1.50 below the Mississippi median | per item | — | Source |
| Official Checks/Money Orders (issued by FFCU) Free | $0 | ||||
Cash & DepositVerified | |||||
| Coin Machine | $150Above the typical range ($0–$3 nationally) | $150 above the national median | — | — | Source |
| Cash Advance Fee | $10Within the typical range ($2–$10 nationally) | ||||
Account ServicesVerified | |||||
| Drill Fee | $350Above the typical range ($30–$70 nationally) | $305 above the national median$305 above the Mississippi median | — | — | Source |
| Key Replacement | $150 | ||||
Lending FeesVerified | |||||
| UCC Release | $15Below the typical range ($20–$60 nationally) | $15 below the national median | — | — | Source |
Retirement & IRAVerified | |||||
| IRA Annual Maintenance Fee | $10Within the typical range ($10–$25 nationally) | $5 below the national medianAt the Mississippi median | per year | — | Source |
| IRA Closure/Transfer | $10 | ||||
Other FeesVerified | |||||
| Statement Copy Fee (in branch) | $2Within the typical range ($2–$5 nationally) | $1 below the national median$1 below the Mississippi median | per item | — | Source |
| Statement Copy Fee (re-mailed) | $3 | ||||
Its state has too few comparable institutions, so these are its Fed district peers.
Overdraft
$30.00
Of 166 others that publish it, 67 lower, 48 the same and 51 higher.
Fee change alerts
One email when a verified fee you follow changes. Nothing else unless you ask for it.
Headline fees vs. national median
Overdraft
$30
Headline fees published
9 of 15
Published fees
35
Under review
0
Assets
$94.2M
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Financial Context
Financials as of Q2 2026 · NCUA call report
Total assets
$94.2M
Total deposits
$83.1M
Service charge income (year to date)
$1.1M
Fee income ratio
26.1%
Return on assets
-0.05%
Financial profile · Pro
Unlock all 50 fee categories, peer benchmarks by charter, size and district, CSV exports, and the Hamilton workspace.
| At the national median$1.25 below the Mississippi median |
| — |
| — |
| Source |
| Share Overdraft Transfer Fee | $3Within the typical range ($2.50–$5 nationally) | $2 below the national medianAt the Mississippi median | — | — | Source |
| At the national medianAt the Mississippi median |
| — |
| — |
| Source |
| International Transaction Fee | 1%of the transaction | — | — | — | Source |
| $2 below the national median$3 below the Mississippi median |
| — |
| — |
| Source |
| ACH Stop Payment | $30Within the typical range ($20–$30 nationally) | $2.50 above the national medianAt the Mississippi median | per transaction | — | Source |
| Check/Draft Stop Payment | $30Within the typical range ($20–$30 nationally) | $2.50 above the national medianAt the Mississippi median | per item | — | Source |
| Starter Checks | $4Within the typical range ($1–$4 nationally) | $2 above the national medianAt the Mississippi median | — | — | Source |
| Check Cashing Fee | $5Within the typical range ($5–$10 nationally) | At the national medianAt the Mississippi median | — | — | Source |
| Check Copy | $1Below the typical range ($2–$5 nationally) | $2 below the national median$3.25 below the Mississippi median | per item | — | Source |
| $5 above the national median$2.50 above the Mississippi median |
| — |
| — |
| Source |
| $105 above the national median$105 above the Mississippi median |
| per item |
| — |
| Source |
| Garnishment/Levies | $100Above the typical range ($30–$88.13 nationally) | $50 above the national median$50 above the Mississippi median | per item | — | Source |
| $15 below the national median |
| per item |
| — |
| Source |
| At the national medianAt the Mississippi median |
| per item |
| — |
| Source |
| Loan Application Fee | $15Below the typical range ($25–$100 nationally) | $22.50 below the national median$15 below the Mississippi median | — | — | Source |
| Loan Documentation Fee (Business Non-Real Estate) | $150Above the typical range ($25–$100 nationally) | $112.50 above the national median$120 above the Mississippi median | — | Knox extract.rules v33 categorized a line held for review from Rosetta artifact #10642. canonical_hint=other_lending_fee; text_hash=059773046f531c1cb90e84c78d357ad2d947fe12ba427191adfc9687d6a4b9a5; excerpt="Loan Documentation Fee (Business Non-Real Estate)…$150.00" | Source |
| Loan Documentation Fee (Business Real Estate) | $250Above the typical range ($25–$100 nationally) | $212.50 above the national median$220 above the Mississippi median | — | Knox extract.rules v33 categorized a line held for review from Rosetta artifact #10642. canonical_hint=other_lending_fee; text_hash=059773046f531c1cb90e84c78d357ad2d947fe12ba427191adfc9687d6a4b9a5; excerpt="Loan Documentation Fee (Business Real Estate)……….$250.00" | Source |
| Loan Documentation Fee (secured: auto, RV, boat) | $100Within the typical range ($25–$100 nationally) | $62.50 above the national median$70 above the Mississippi median | — | Knox extract.rules v33 categorized a line held for review from Rosetta artifact #10642. canonical_hint=other_lending_fee; text_hash=059773046f531c1cb90e84c78d357ad2d947fe12ba427191adfc9687d6a4b9a5; excerpt="Loan Documentation Fee (secured: auto, RV, boat) ... $100.00" | Source |
| Loan Documentation Fee (unsecured) | $25Within the typical range ($25–$100 nationally) | $12.50 below the national median$5 below the Mississippi median | — | Knox extract.rules v33 categorized a line held for review from Rosetta artifact #10642. canonical_hint=other_lending_fee; text_hash=059773046f531c1cb90e84c78d357ad2d947fe12ba427191adfc9687d6a4b9a5; excerpt="Loan Documentation Fee (unsecured).......................... $25.00" | Source |
| Mortgage Lien Release | $35Within the typical range ($25–$100 nationally) | $2.50 below the national median$5 above the Mississippi median | — | — | Source |
| Skip-A-Pay/Due Date Change | $30Within the typical range ($25–$100 nationally) | $7.50 below the national medianAt the Mississippi median | per item | — | Source |