Fees published

Fees on this page come from the institution's own published fee schedule. Benchmark scores use only fees that cleared review.

Community credit union, $300M to $1B

United Teletech Financial Federal Credit Union

Tinton Falls, New JerseyCredit UnionNew York Fed districtFees collected Apr 4, 2026Financials Q2 2026

Website Published fee schedule

Published fees

Published fees power benchmarks; fees under review do not.

vs. U.S. typical range:LowerTypicalHigher

Account MaintenanceVerified

Monthly Service Charge ��$3Below the typical range ($4–$10 nationally)

Overdraft & NSFVerified

Overdraft Privilege��$26Within the typical range ($25–$33 nationally)
$4 below the national median$4 below the New Jersey median
per item · Source
�00/Transaction: Non-Sufficient Funds ��$30Within the typical range ($25–$32 nationally)
At the national medianAt the New Jersey median
per item · Source

ATM & CardVerified

Out of Network ATMs ��$2Within the typical range ($1–$2.25 nationally)
$0.50 above the national median$0.25 above the New Jersey median
per transaction · Source
Lost Debit Rewards Card Replacement �� 1st Free$8Within the typical range ($5–$10 nationally)
$2 below the national median$1 above the New Jersey median
Source

Wire TransfersVerified

Outgoing Domestic Wire��$25Within the typical range ($20–$25 nationally)
At the national medianAt the New Jersey median
Source
Additional Account Services: Incoming Wire ��$10Within the typical range ($5–$15 nationally)
At the national medianAt the New Jersey median
Source
International Services Incoming Wire ��$10Within the typical range ($10–$25 nationally)
$10 below the national median$5 below the New Jersey median
Source

Check ServicesVerified

’s/Cashier’s Check ��$5Within the typical range ($3–$6 nationally)
At the national medianAt the New Jersey median
per item · Source
Money Order ��$3Within the typical range ($1.50–$3 nationally)
$1 above the national median$0.75 above the New Jersey median
per item · Source
Order Stop Payment ��$20Within the typical range ($20–$30 nationally)
$7.50 below the national median$5 below the New Jersey median
per item · Source
Stop Payment by Phone/In Branch ��$30Within the typical range ($20–$30 nationally)
$2.50 above the national median$5 above the New Jersey median
per item · Source
Stop Payment on Electronic Funds Transfer ��$25Within the typical range ($20–$30 nationally)
$2.50 below the national medianAt the New Jersey median
Source
Stop Payment on Zelle Transfer ��$25Within the typical range ($20–$30 nationally)
$2.50 below the national medianAt the New Jersey median
Source
International Check Collection ��$25Within the typical range ($10–$25 nationally)
$5 above the national medianAt the New Jersey median
Source
Check Copy ��$5Within the typical range ($2–$5 nationally)
$2 above the national medianAt the New Jersey median
per item · Source

Digital & ElectronicVerified

Bill Pay Overnight Check ��$14Above the typical range ($0–$9.95 nationally)
$11.50 above the national median$13.74 above the New Jersey median
Source
Bill Pay��$6Within the typical range ($0–$9.95 nationally)
$3.50 above the national median$5.74 above the New Jersey median
per month · Source
Bill Pay��Free Teller Transaction$10Above the typical range ($0–$9.95 nationally)
$7.50 above the national median$9.74 above the New Jersey median
Source
Same Day Bill Pay ��$9Within the typical range ($0–$9.95 nationally)
$6.50 above the national median$8.74 above the New Jersey median
per item · Source

Cash & DepositVerified

UNITED GROW: Cash Advance ��$10Within the typical range ($2–$10 nationally)
$5 above the national median
per item · Source
Returned Deposit ��$20Within the typical range ($8–$25 nationally)
$5 above the national medianAt the New Jersey median
Source

Lending FeesVerified

Late Payment Fee (Consumer Loan) after 15 Day Grace Period ��$5Below the typical range ($10–$25 nationally)
$15 below the national median$18.75 below the New Jersey median
Source
Late Payment Fee (Credit Card) ��$25Within the typical range ($10–$25 nationally)
$5 above the national median$1.25 above the New Jersey median
Source

Swipe for source and notes →

Fee	Amount	vs medians	Basis	Note	Source
Account MaintenanceVerified
Monthly Service Charge ��	$3Below the typical range ($4–$10 nationally)	$3 below the national median$2 below the New Jersey median	per month	—	Source
Service Charge ��	$10Within the typical range ($4–$10 nationally)	$4 above the national median$5 above the New Jersey median	per month	—	Source
Service Charge ��	$3Below the typical range ($4–$10 nationally)	$3 below the national median$2 below the New Jersey median	per day	—	Source
Service Charge ��	$15Above the typical range ($4–$10 nationally)	$9 above the national median$10 above the New Jersey median	per month	—	Source
Holiday/Vacation Club Early Withdrawal��	$5Below the typical range ($10–$25 nationally)	$12.50 below the national median$15 below the New Jersey median	—	—	Source
Inactive Account Fee 3 ��	$5Within the typical range ($5–$10 nationally)	At the national median$2.25 below the New Jersey median	per month	—	Source
Account Research ��	$20Within the typical range ($12–$25 nationally)	$2.50 above the national medianAt the New Jersey median	—	—	Source
Additional Account Services Paper Statement��	$2Within the typical range ($2–$4.68 nationally)	$1 below the national median$1 below the New Jersey median	—	—	Source
Overdraft & NSFVerified
Overdraft Privilege��	$26Within the typical range ($25–$33 nationally)	$4 below the national median$4 below the New Jersey median	per item	—	Source
�00/Transaction: Non-Sufficient Funds ��	$30
ATM & CardVerified
Out of Network ATMs ��	$2Within the typical range ($1–$2.25 nationally)	$0.50 above the national median$0.25 above the New Jersey median	per transaction	—	Source
Lost Debit Rewards Card Replacement �� 1st Free	$8
Wire TransfersVerified
Outgoing Domestic Wire��	$25Within the typical range ($20–$25 nationally)	At the national medianAt the New Jersey median	—	—	Source
Additional Account Services: Incoming Wire ��	$10
Check ServicesVerified
’s/Cashier’s Check ��	$5Within the typical range ($3–$6 nationally)	At the national medianAt the New Jersey median	per item	—	Source
Money Order ��	$3
Digital & ElectronicVerified
Bill Pay Overnight Check ��	$14Above the typical range ($0–$9.95 nationally)	$11.50 above the national median$13.74 above the New Jersey median	—	—	Source
Bill Pay��	$6
Cash & DepositVerified
UNITED GROW: Cash Advance ��	$10Within the typical range ($2–$10 nationally)	$5 above the national median	per item	—	Source
Returned Deposit ��	$20
Lending FeesVerified
Late Payment Fee (Consumer Loan) after 15 Day Grace Period ��	$5Below the typical range ($10–$25 nationally)	$15 below the national median$18.75 below the New Jersey median	—	—	Source
Late Payment Fee (Credit Card) ��	$25
Retirement & IRAVerified
IRA Transfer ��	$30Within the typical range ($25–$35 nationally)	$5 above the national median$5 above the New Jersey median	—	—	Source
Other FeesVerified
Statement Copy ��	$5Within the typical range ($2–$5 nationally)	$2 above the national median$2 above the New Jersey median	—	—	Source

Against New Jersey credit unions

Overdraft
$26.00
Of 22 others that publish it, 7 lower and 15 higher.
Monthly maintenance
$6.50
Of 12 others that publish it, 10 lower and 2 higher.

See every headline fee against its local competitors

Fee change alerts

Get an email when United Teletech Financial Federal Credit Union changes its collection items

One email when a verified fee you follow changes. Nothing else unless you ask for it.

Headline fees vs. national median

How the headline fees compare

Each figure below is the published fee set against the national median. The commissioned report benchmarks every fee against a verified peer set instead.

Overdraft

$26

Overdraft fee: $26

13% below the national median overdraft fee

33 verified fees collected

Headline fees published

11 of 15

Published fees

Under review

Assets

$327.7M

Work at United Teletech Financial Federal Credit Union? See every fee vs. your peers.

The Competitive Fee Position Report: every fee on this page benchmarked against a verified peer set, in a board-ready document. From $300: we reply within one business day with scope and price.

Request the report

Paid report from $300 · quote within 1 business day

Correct or add a fee source

Fee Insight Pro

Need this every month, for your whole team?

Pro gives up to 5 people the Hamilton workspace: your fees against peers you pick, a watchlist of competitor fee changes, and cited board-ready reports.

See Pro plans

Financial Context

Size and fee revenue

Financials as of Q2 2026 · NCUA call report

Total assets

$327.7M

Total deposits

$284.1M

Service charge income (year to date)

$839K

Fee income ratio

8.8%

Return on assets

0.24%

Financial profile · Pro

Performance from regulator filings

Up to 16 years of call-report history with growth, peer rank and outliers, deposit mix and capital, branch footprint, consumer complaints, enforcement actions, and SEC filings

Unlock all 50 fee categories, peer benchmarks by charter, size and district, CSV exports, and the Hamilton workspace.

Based on 66,090 published fee entries from 3,612 institutions

See pricing