vs. U.S. typical range:LowerTypicalHigher
$6 below the national median$7.24 below the Illinois median
per month · Source
$7 below the national median$10 below the Illinois median
At the national medianAt the Illinois median
$12.50 above the national median$10 above the Illinois median
$5 above the national median$5 above the Illinois median
At the national medianAt the Illinois median
At the national medianAt the Illinois median
$10 below the national median$10 below the Illinois median
$10 above the national median$5 above the Illinois median
$10 below the national median$10 below the Illinois median
$10 below the national median$10 below the Illinois median
$3 below the national median$3 below the Illinois median
$7.50 below the national median$9.50 below the Illinois median
$17.50 below the national median$19.50 below the Illinois median
$5 above the national median$3 above the Illinois median
At the national median$5 above the Illinois median
Knox extract.rules v30 categorized a line held for review from Rosetta artifact #5943. canonical_hint=check_cashing; text_hash=87155db54733e05f2200c16a8b6b3c15c588e273897bdfbae0c43a0f8c7c1408; excerpt="Foreign Check Collection Fee ................................................................$20.00" · Source
$2.50 below the national median$4.97 below the Illinois median
$2.50 below the national median$1 below the Illinois median
$2.50 above the national median$4 above the Illinois median
per item · Source
$50 above the national median$25 above the Illinois median
$5 above the national median$5 above the Illinois median
$1.50 above the national median$1.50 above the Illinois median
$1 below the national medianAt the Illinois median
$7.50 below the national median$5 below the Illinois median
Swipe for source and notes →
| Fee | Amount | vs medians | Basis | Note | Source |
|---|---|---|---|---|---|
Account MaintenanceVerified | |||||
| Monthly Fee | $0Below the typical range ($4–$10 nationally) | $6 below the national median$7.24 below the Illinois median | per month | — | Source |
| Minimum Balance Fee | $0Below the typical range ($5–$10 nationally) | $7 below the national median$10 below the Illinois median | — | — | Source |
| Dormant Account Fee (total share balances less than ) | $5Within the typical range ($5–$10 nationally) | At the national medianAt the Illinois median | — | — | Source |
| Account Balancing Fee (per hour) | $30Above the typical range ($12–$25 nationally) | $12.50 above the national median$10 above the Illinois median | — | — | Source |
Overdraft & NSFVerified | |||||
| E-Pay Insufficient Funds Fee | $35Above the typical range ($25–$32 nationally) | $5 above the national median$5 above the Illinois median | — | — | Source |
| Non-sufficient Payment Fee | $30 | ||||
ATM & CardVerified | |||||
| Debit Card Replacement Fee | $10Within the typical range ($5–$10 nationally) | At the national medianAt the Illinois median | — | — | Source |
| Debit Card Replacement Fee for Heritage Account Holders | $0 | ||||
Wire TransfersVerified | |||||
| Outgoing Domestic Wire Transfers | $15Below the typical range ($20–$25 nationally) | $10 below the national median$10 below the Illinois median | — | — | Source |
| Incoming Domestic Wire Transfers | $0 | ||||
Check ServicesVerified | |||||
| Cashier’s Check/Official Check | $2Below the typical range ($3–$6 nationally) | $3 below the national median$3 below the Illinois median | — | — | Source |
| Stop Payment on a Check | $20 | ||||
Digital & ElectronicVerified | |||||
| E-Pay Online Bill Payment | $0Within the typical range ($0–$9.95 nationally) | $2.50 below the national median$4.97 below the Illinois median | — | — | Source |
Account ServicesVerified | |||||
| Notary | $0Within the typical range ($0–$5 nationally) | $2.50 below the national median$1 below the Illinois median | — | — | Source |
| Notary for Non-Member (per item) | $5 | ||||
Lending FeesVerified | |||||
| Late Fee | $25Within the typical range ($10–$25 nationally) | $5 above the national median$5 above the Illinois median | — | — | Source |
Gift & Prepaid CardsVerified | |||||
| ISPFCU Visa Gift Card | $5Above the typical range ($3–$4.95 nationally) | $1.50 above the national median$1.50 above the Illinois median | — | — | Source |
Other FeesVerified | |||||
| Statement Copy | $2Within the typical range ($2–$5 nationally) | $1 below the national medianAt the Illinois median | — | — | Source |
| ISPFCU Debit Card: Skip-a-Pay | $30 | ||||
Fee change alerts
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Headline fees vs. national median
Headline fees published
8 of 15
Published fees
24
Under review
0
Assets
$126.9M
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Financial Context
Financials as of Q2 2026 · NCUA call report
Total assets
$126.9M
Total deposits
$113.4M
Service charge income (year to date)
$49K
Fee income ratio
1.8%
Return on assets
0.73%
Financial profile · Pro
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| At the national medianAt the Illinois median |
| — |
| — |
| Source |
| $10 below the national median$10 below the Illinois median |
| — |
| — |
| Source |
| Debit Card Rush Fee | $50Within the typical range ($30–$50 nationally) | $10 above the national median$5 above the Illinois median | — | — | Source |
| $10 below the national median$10 below the Illinois median |
| — |
| — |
| Source |
| $7.50 below the national median$9.50 below the Illinois median |
| — |
| — |
| Source |
| Stop Payment on a Check for Heritage Account Holders | $10Below the typical range ($20–$30 nationally) | $17.50 below the national median$19.50 below the Illinois median | — | — | Source |
| Non-Member Check Cashing Fee | $10Within the typical range ($5–$10 nationally) | $5 above the national median$3 above the Illinois median | — | — | Source |
| Foreign Check Collection Fee | $20Within the typical range ($10–$25 nationally) | At the national median$5 above the Illinois median | — | Knox extract.rules v30 categorized a line held for review from Rosetta artifact #5943. canonical_hint=check_cashing; text_hash=87155db54733e05f2200c16a8b6b3c15c588e273897bdfbae0c43a0f8c7c1408; excerpt="Foreign Check Collection Fee ................................................................$20.00" | Source |
| $2.50 above the national median$4 above the Illinois median |
| per item |
| — |
| Source |
| Garnishment/Lien/Levy Processing Fee | $100Above the typical range ($30–$90 nationally) | $50 above the national median$25 above the Illinois median | — | — | Source |
| $7.50 below the national median$5 below the Illinois median |
| — |
| — |
| Source |