vs. U.S. typical range:LowerTypicalHigher
$12.50 below the national median$15 below the South Dakota median
At the national medianAt the South Dakota median
per month · Source
$2.50 above the national median$5 above the South Dakota median
$5 below the national median$5 below the South Dakota median
per item · Source
$5 above the national median$5 above the South Dakota median
$5 below the national median$5 below the South Dakota median
$10 above the national median$12.50 above the South Dakota median
$9 below the national median$9 below the South Dakota median
$10 below the national median$10 below the South Dakota median
$4.50 above the national median$3 above the South Dakota median
$7.50 below the national median$9 below the South Dakota median
$7 above the national median$7 above the South Dakota median
$2.50 below the national median$0.25 below the South Dakota median
$25 below the national median$25 below the South Dakota median
per item · Source
$1.50 above the national median$2 above the South Dakota median
$1 below the national medianAt the South Dakota median
per item · Source
$12.50 above the national median$6.25 above the South Dakota median
Swipe for source and notes →
| Fee | Amount | vs medians | Basis | Note | Source |
|---|---|---|---|---|---|
Account MaintenanceVerified | |||||
| Account Closure (If closed within 3 months of opening) | $5Below the typical range ($10–$25 nationally) | $12.50 below the national median$15 below the South Dakota median | — | — | Source |
| Dormant/Inactive Account, per month | $5Within the typical range ($5–$10 nationally) | At the national medianAt the South Dakota median | per month | — | Source |
| Account Research | $20Within the typical range ($12–$25 nationally) | $2.50 above the national median$5 above the South Dakota median | — | — | Source |
Overdraft & NSFVerified | |||||
| Overdraft, per item Share Draft or Automatic payment | $25Within the typical range ($25–$33 nationally) | $5 below the national median$5 below the South Dakota median | per item | — | Source |
ATM & CardVerified | |||||
| Debit Card Replacement (Special Handling) | $15Above the typical range ($5–$10 nationally) | $5 above the national median$5 above the South Dakota median | — | — | Source |
| Visa Card Replacement | $5 | ||||
Wire TransfersVerified | |||||
| Wire Transfer – Outgoing | $16Below the typical range ($20–$25 nationally) | $9 below the national median$9 below the South Dakota median | — | — | Source |
| Wire Transfer – Incoming | $0 | ||||
Check ServicesVerified | |||||
| Stop Payment on Credit Union Check | $32Above the typical range ($20–$30 nationally) | $4.50 above the national median$3 above the South Dakota median | — | — | Source |
| Stop Payment Order | $20 | ||||
Digital & ElectronicVerified | |||||
| Online Bill Pay | $0Within the typical range ($0–$9.95 nationally) | $2.50 below the national median$0.25 below the South Dakota median | — | — | Source |
Account ServicesVerified | |||||
| Legal Order/Levy/Garnishment (each) | $25Below the typical range ($30–$90 nationally) | $25 below the national median$25 below the South Dakota median | per item | — | Source |
Gift & Prepaid CardsVerified | |||||
| Visa Gift Card | $5Above the typical range ($3–$4.95 nationally) | $1.50 above the national median$2 above the South Dakota median | — | — | Source |
Other FeesVerified | |||||
| Overnight Mail Service | $50Above the typical range ($20–$40 nationally) | $20 above the national median | — | — | Source |
| Statement Copies, per page | $2Within the typical range ($2–$5 nationally) | ||||
Fee change alerts
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Headline fees vs. national median
Overdraft
$25
Headline fees published
5 of 15
Published fees
18
Under review
0
Assets
$29.3M
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Financial Context
Financials as of Q2 2026 · NCUA call report
Total assets
$29.3M
Total deposits
$26.2M
Service charge income (year to date)
$5K
Fee income ratio
0.75%
Return on assets
0.90%
Financial profile · Pro
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| $5 below the national median$5 below the South Dakota median |
| — |
| — |
| Source |
| Debit Card Replacement (Rush) | $50Within the typical range ($30–$50 nationally) | $10 above the national median$12.50 above the South Dakota median | — | — | Source |
| $10 below the national median$10 below the South Dakota median |
| — |
| — |
| Source |
| $7.50 below the national median$9 below the South Dakota median |
| — |
| — |
| Source |
| Online Bill Pay Check Copy | $10Above the typical range ($2–$5 nationally) | $7 above the national median$7 above the South Dakota median | — | — | Source |
| $1 below the national medianAt the South Dakota median |
| per item |
| — |
| Source |
| Consumer Loan Refinance (in house) per occurrence | $50Within the typical range ($25–$100 nationally) | $12.50 above the national median$6.25 above the South Dakota median | — | — | Source |