vs. U.S. typical range:LowerTypicalHigher
$7.50 above the national median$10 above the California median
$3 below the national median$1.50 below the California median
$12.50 above the national median$10 above the California median
$2.50 above the national medianAt the California median
$0.50 below the national median$1 below the California median
At the national medianAt the California median
—
$5 below the national median$5 below the California median
At the national medianAt the California median
$15 below the national median$10 below the California median
$5 below the national medianAt the California median
At the national median$5 above the California median
$7.50 below the national median$2.50 below the California median
$1 below the national median$2 below the California median
per item · Source
At the national median$0.50 below the California median
$2 above the national median$2 above the California median
—
$10 above the national median$7 above the California median
$7.50 above the national median$5 below the California median
per item · Source
$25 below the national median$20 below the California median
$10 above the national median$10 above the California median
At the national medianAt the California median
$2 above the national median$0.75 above the California median
$112.50 above the national median$75 above the California median
Swipe for source and notes →
| Fee | Amount | vs medians | Basis | Note | Source |
|---|---|---|---|---|---|
Account MaintenanceVerified | |||||
| Account closure (within 90 days of opening) | $25Within the typical range ($10–$25 nationally) | $7.50 above the national median$10 above the California median | — | — | Source |
| Account Escheat fee | $2Below the typical range ($5–$10 nationally) | $3 below the national median$1.50 below the California median | — | — | Source |
| Account Reconciliation/Research Fee | $30Above the typical range ($11–$25 nationally) | $12.50 above the national median$10 above the California median | — | — | Source |
| Bad address fee | $20Within the typical range ($11–$25 nationally) | $2.50 above the national medianAt the California median | — | — | Source |
ATM & CardVerified | |||||
| ATM & Debit Card Transactions at non-MCFCU owned ATM | 5 free per month/ | $1Within the typical range ($1–$2.25 nationally) | $0.50 below the national median$1 below the California median | — | — | Source |
| Replacement Visa debit or credit card | $10 | ||||
Wire TransfersVerified | |||||
| Outgoing Domestic Wire Transfer | $20Within the typical range ($20–$25 nationally) | $5 below the national median$5 below the California median | — | — | Source |
| Incoming Wire (Domestic) | $10 | ||||
Check ServicesVerified | |||||
| Stop Payment Order Fee Share drafts | $20Within the typical range ($20–$30 nationally) | $7.50 below the national median$2.50 below the California median | — | — | Source |
| Temporary checks | $1 | ||||
Cash & DepositVerified | |||||
| Non-proprietary Card Cash Advance Fee | 1.5%of the advance ($10 maximum) | — | — | — | Source |
| Returned Deposit | $25Within the typical range ($8–$25 nationally) | $10 above the national median | |||
Account ServicesVerified | |||||
| Notary Fee | $10Above the typical range ($0–$5 nationally) | $7.50 above the national median$5 below the California median | per item | — | Source |
| Garnishments, Levies, Legal Orders | $25 | ||||
Lending FeesVerified | |||||
| Late Payment Fee | $20Within the typical range ($10–$25 nationally) | At the national medianAt the California median | — | — | Source |
Other FeesVerified | |||||
| Statement Copy Fee | $5Within the typical range ($2–$5 nationally) | $2 above the national median$0.75 above the California median | — | — | Source |
| Real Estate Subordination Fee | $150 | ||||
Fee change alerts
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Headline fees published
8 of 15
Published fees
22
Under review
0
Assets
$103.5M
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Financial Context
Financials as of Q2 2026 · NCUA call report
Total assets
$103.5M
Total deposits
$91.5M
Service charge income (year to date)
$100K
Fee income ratio
5.1%
Return on assets
0.73%
Financial profile · Pro
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| At the national medianAt the California median |
| — |
| — |
| Source |
| Visa International Service Assessment | 1%of the transaction | — | — | — | Source |
| At the national medianAt the California median |
| — |
| — |
| Source |
| Outgoing International Wire Transfer | $35Below the typical range ($40–$50 nationally) | $15 below the national median$10 below the California median | — | — | Source |
| Outgoing International Wire US Dollars | $45Within the typical range ($40–$50 nationally) | $5 below the national medianAt the California median | — | — | Source |
| Incoming Wire (International) | $20Within the typical range ($10–$25 nationally) | At the national median$5 above the California median | — | — | Source |
| $1 below the national median$2 below the California median |
| per item |
| — |
| Source |
| Check Cashing Fee | $5Within the typical range ($5–$10 nationally) | At the national median$0.50 below the California median | — | — | Source |
| Copy of deposit items | $5Within the typical range ($2–$5 nationally) | $2 above the national median$2 above the California median | — | — | Source |
| — |
| — |
| Source |
| $25 below the national median$20 below the California median |
| — |
| — |
| Source |
| Verification of deposit | $20Above the typical range ($5–$15 nationally) | $10 above the national median$10 above the California median | — | — | Source |
| $112.50 above the national median$75 above the California median |
| — |
| — |
| Source |