vs. U.S. typical range:LowerTypicalHigher
$2 below the national median$1 below the Montana median
per month · Source
At the national median$1 above the Montana median
per month · Source
$7.50 above the national median$10 above the Montana median
At the national medianAt the Montana median
per month · Source
$7.50 below the national median$7.50 below the Montana median
$2 above the national median$2 above the Montana median
$25 below the national median$20 below the Montana median
$2 above the national median$7 above the Montana median
per item · Source
$1.50 above the national median$1 above the Montana median
per item · Source
$0.50 below the national median$1 below the Montana median
per item · Source
At the national medianAt the Montana median
per item · Source
$5 below the national medianAt the Montana median
per item · Source
$8 below the national median$8 below the Montana median
per item · Source
$5 below the national median$5 below the Montana median
per item · Source
$1.50 below the national median$0.50 above the Montana median
$0.50 below the national median$0.50 below the Montana median
$7.50 above the national median$10 above the Montana median
per item · Source
$10 below the national median$15 below the Montana median
per item · Knox extract.rules v32 categorized a line held for review from Rosetta artifact #15715. canonical_hint=check_cashing; text_hash=e564e75661226163c5169d3297abae96812cf2681595d91a94fe75091784b2d1; excerpt="Foreign Item Collection Processing Fee - $10.00 each" · Source
$15 above the national median$10 above the Montana median
$2 above the national median$2 above the Montana median
$50 above the national median$25 above the Montana median
per item · Source
$20 below the national median$20 below the Montana median
At the national medianAt the Montana median
per item · Source
$1.50 above the national median$0.50 above the Montana median
$3 above the national median$2 above the Montana median
$1 below the national median$0.31 below the Montana median
per item · Source
$17.50 below the national median$10 below the Montana median
Swipe for source and notes →
| Fee | Amount | vs medians | Basis | Note | Source |
|---|---|---|---|---|---|
Account MaintenanceVerified | |||||
| Basic Share Draft Accounts Monthly service charge | $4Within the typical range ($4–$10 nationally) | $2 below the national median$1 below the Montana median | per month | — | Source |
| Merit Share Draft Accounts Monthly service charge | $6Within the typical range ($4–$10 nationally) | At the national median$1 above the Montana median | per month | — | Source |
| Early Account Closure < 90 DAYS | $25Within the typical range ($10–$25 nationally) | $7.50 above the national median$10 above the Montana median | — | — | Source |
| Dormant Account Fee - Monthly | $5Within the typical range ($5–$10 nationally) | At the national medianAt the Montana median | per month | — | Source |
| Account Balancing Assistance | $10Below the typical range ($12–$25 nationally) | $7.50 below the national median$7.50 below the Montana median | — | — | Source |
Overdraft & NSFVerified | |||||
| Overdraft Privilege | $32Within the typical range ($25–$33 nationally) | $2 above the national median$2 above the Montana median | — | — | Source |
| Bank Service for all NSF | $5 | ||||
ATM & CardVerified | |||||
| ATM Cash Withdrawal (Foreign) | $3Above the typical range ($1–$2.25 nationally) | $1.50 above the national median$1 above the Montana median | per item | — | Source |
| ATM/Debit Card - Monthly Fee | $1 | ||||
Wire TransfersVerified | |||||
| Wire Transfer (Domestic) Outgoing | $20Within the typical range ($20–$25 nationally) | $5 below the national medianAt the Montana median | per item | — | Source |
| Wire Transfer (Domestic) Incoming | $2 | ||||
Check ServicesVerified | |||||
| Cashier's Checks | $3.50Within the typical range ($3–$6 nationally) | $1.50 below the national median$0.50 above the Montana median | — | — | Source |
| Money Orders | $1.50 | ||||
Account ServicesVerified | |||||
| Levy/Garnishment Processing | $100Above the typical range ($30–$90 nationally) | $50 above the national median$25 above the Montana median | — | — | Source |
| Verification of Deposit | $10 | ||||
Retirement & IRAVerified | |||||
| IRA MAINTENANCE FEE | $10Within the typical range ($10–$25 nationally) | $5 below the national median | — | — | Source |
| IRA CLOSING FEE | $5Below the typical range ($25–$35 nationally) | ||||
Gift & Prepaid CardsVerified | |||||
| Visa Gift Card | $5Above the typical range ($3–$4.95 nationally) | $1.50 above the national median$0.50 above the Montana median | — | — | Source |
| Visa Travel Card reload | $6.50 | ||||
Other FeesVerified | |||||
| Statement Copy | $2Within the typical range ($2–$5 nationally) | $1 below the national median$0.31 below the Montana median | per item | — | Source |
| Loan Application Fee | $20 | ||||
Its state has too few comparable institutions, so these are its Fed district peers.
Overdraft
$32.00
Of 60 others that publish it, 52 lower, 1 the same and 7 higher.
Monthly maintenance
$5.00
Of 26 others that publish it, 9 lower, 5 the same and 12 higher.
Fee change alerts
One email when a verified fee you follow changes. Nothing else unless you ask for it.
Headline fees vs. national median
Overdraft
$32
Headline fees published
10 of 15
Published fees
29
Under review
0
Assets
$23.3M
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Financial Context
Financials as of Q2 2026 · NCUA call report
Total assets
$23.3M
Total deposits
$18.7M
Service charge income (year to date)
$118K
Fee income ratio
23.2%
Return on assets
-0.16%
Financial profile · Pro
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| $25 below the national median$20 below the Montana median |
| — |
| — |
| Source |
| Nonsufficient Funds Debit Card Purchase | $32Within the typical range ($25–$32 nationally) | $2 above the national median$7 above the Montana median | per item | — | Source |
| $0.50 below the national median$1 below the Montana median |
| per item |
| — |
| Source |
| ATM/Visa Debit Card Replacement | $10Within the typical range ($5–$10 nationally) | At the national medianAt the Montana median | per item | — | Source |
| $8 below the national median$8 below the Montana median |
| per item |
| — |
| Source |
| ACH Wire Transfers � Foreign | $45Within the typical range ($40–$50 nationally) | $5 below the national median$5 below the Montana median | per item | — | Source |
| $0.50 below the national median$0.50 below the Montana median |
| — |
| — |
| Source |
| Stop Payments - All Items | $35Above the typical range ($20–$30 nationally) | $7.50 above the national median$10 above the Montana median | per item | — | Source |
| Foreign Item Collection Processing Fee | $10Within the typical range ($10–$25 nationally) | $10 below the national median$15 below the Montana median | per item | Knox extract.rules v32 categorized a line held for review from Rosetta artifact #15715. canonical_hint=check_cashing; text_hash=e564e75661226163c5169d3297abae96812cf2681595d91a94fe75091784b2d1; excerpt="Foreign Item Collection Processing Fee - $10.00 each" | Source |
| Sight Draft and Collection Items | $35Above the typical range ($10–$25 nationally) | $15 above the national median$10 above the Montana median | — | — | Source |
| Official Check Copy | $5Within the typical range ($2–$5 nationally) | $2 above the national median$2 above the Montana median | — | — | Source |
| At the national median |
| per item |
| — |
| Source |
| $20 below the national median$20 below the Montana median |
| — |
| — |
| Source |
| IRA Transfer | $25Within the typical range ($25–$35 nationally) | At the national medianAt the Montana median | per item | — | Source |
| $3 above the national median$2 above the Montana median |
| — |
| — |
| Source |
| $17.50 below the national median$10 below the Montana median |
| — |
| — |
| Source |