vs. U.S. typical range:LowerTypicalHigher
$5 above the national median$0.50 above the New York median
per month · Source
$2.50 above the national median$2.50 above the New York median
At the national medianAt the New York median
per item · Source
At the national medianAt the New York median
per item · Source
$0.75 below the national median$0.75 below the New York median
per transaction · Source
$30 above the national median$30 above the New York median
per item · Institution’s schedule
$30 above the national median$30 above the New York median
per item · Source
$3.50 above the national median$3.50 above the New York median
per item · Source
$2.50 below the national medianAt the New York median
per item · Source
$3 above the national median$3 above the New York median
per item · Per 4 checks · Institution’s schedule
$3 below the national median$5 below the New York median
$0.51 below the national median$0.51 below the New York median
per month · Source
Swipe for source and notes →
| Fee | Amount | vs medians | Basis | Note | Source |
|---|---|---|---|---|---|
Account MaintenanceVerified | |||||
| Inactive Account Fee | $10Within the typical range ($5–$10 nationally) | $5 above the national median$0.50 above the New York median | per month | — | Source |
| Research Fee | $20Within the typical range ($12–$25 nationally) | $2.50 above the national median$2.50 above the New York median | — | — | Source |
Overdraft & NSFVerified | |||||
| Overdraft/Funds Unavailable (with Courtesy Pay) | $30Within the typical range ($25–$33 nationally) | At the national medianAt the New York median | per item | — | Source |
| Overdraft Automatic Transfer from Shares | $5 | ||||
ATM & CardVerified | |||||
| Withdrawal or Inquiry Non-ActorsFCU/CO-OP ATM | $0.75Below the typical range ($1–$2.25 nationally) | $0.75 below the national median$0.75 below the New York median | per transaction | — | Source |
| Replacement Card - Express Mail | $40 | ||||
Check ServicesVerified | |||||
| Official / Cashier’s Check | $8.50Above the typical range ($3–$6 nationally) | $3.50 above the national median$3.50 above the New York median | per item | — | Source |
| ACH Stop Payment | $25 | ||||
Digital & ElectronicVerified | |||||
| Bill Pay (unlimited) | $1.99Within the typical range ($0–$9.95 nationally) | $0.51 below the national median$0.51 below the New York median | per month | — | Source |
Fee change alerts
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Headline fees vs. national median
Overdraft
$30
Headline fees published
6 of 15
Published fees
12
Under review
0
Assets
$331.3M
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Financial Context
Financials as of Q2 2026 · NCUA call report
Total assets
$331.3M
Total deposits
$295.7M
Service charge income (year to date)
$411K
Fee income ratio
5.4%
Return on assets
-0.11%
Financial profile · Pro
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| At the national medianAt the New York median |
| per item |
| — |
| Source |
| $30 above the national median$30 above the New York median |
| per item |
| — |
| Institution’s schedule |
| Replacement Card Shipped via Express Mail | $40Above the typical range ($5–$10 nationally) | $30 above the national median$30 above the New York median | per item | — | Source |
| $2.50 below the national medianAt the New York median |
| per item |
| — |
| Source |
| Counter Check (Temporary Checks) | $5Above the typical range ($1–$4 nationally) | $3 above the national median$3 above the New York median | per item | Per 4 checks | Institution’s schedule |
| Copy of Check (from Online Banking) | $0Below the typical range ($2–$5 nationally) | $3 below the national median$5 below the New York median | — | — | Source |