vs. U.S. typical range:LowerTypicalHigher
$2 below the national medianAt the Michigan median
$7.50 below the national medianAt the Michigan median
At the national medianAt the Michigan median
per month · Source
At the national median$0.50 above the Michigan median
$5 below the national median$4 below the Michigan median
per item · Source
$10 below the national median$9 below the Michigan median
per item · Source
$20 above the national median$21.50 above the Michigan median
per month · Source
At the national median$1.50 above the Michigan median
per item · Source
$10 above the national median$12.50 above the Michigan median
At the national median$5 above the Michigan median
per item · Source
$10 below the national median$5 below the Michigan median
At the national median$2 above the Michigan median
$1 below the national median$1 below the Michigan median
per item · Source
$12.50 below the national median$12 below the Michigan median
$2 below the national median$2 below the Michigan median
$1 below the national median$1.50 below the Michigan median
per item · Source
$2 above the national median$1.50 above the Michigan median
$5 above the national median$5 above the Michigan median
per item · Source
$30 below the national median$30 below the Michigan median
$2 below the national median$2 below the Michigan median
per item · Source
$1 below the national median$1 below the Michigan median
$2 above the national median$2 above the Michigan median
$37.50 above the national median$32.50 above the Michigan median
$17.50 below the national median$22.50 below the Michigan median
Swipe for source and notes →
| Fee | Amount | vs medians | Basis | Note | Source |
|---|---|---|---|---|---|
Account MaintenanceVerified | |||||
| Low Balance Fee (for Money Market Accounts) | $5Within the typical range ($5–$10 nationally) | $2 below the national medianAt the Michigan median | — | — | Source |
| Account Closure Fee | $10Within the typical range ($10–$25 nationally) | $7.50 below the national medianAt the Michigan median | — | — | Source |
| Dormant Account Fee | $5Within the typical range ($5–$10 nationally) | At the national medianAt the Michigan median | per month | — | Source |
| Paper Statement Fee | $3Within the typical range ($2–$4.76 nationally) | At the national median$0.50 above the Michigan median | — | — | Source |
Overdraft & NSFVerified | |||||
| Overdraft (NSF) Charge | $25Within the typical range ($25–$33 nationally) | $5 below the national median$4 below the Michigan median | per item | — | Source |
| Returned Check Fee | $20 | ||||
ATM & CardVerified | |||||
| Replacement ATM / Debit / Credit Cards | $20Above the typical range ($5–$10 nationally) | $10 above the national median$12.50 above the Michigan median | — | — | Source |
| Express Shipment of Replacement ATM, Debit, or Credit Cards | $40 | ||||
Wire TransfersVerified | |||||
| Wire Transfer Fee International | $40Within the typical range ($40–$50 nationally) | $10 below the national median$5 below the Michigan median | — | — | Source |
Check ServicesVerified | |||||
| Cashier's Check | $5Within the typical range ($3–$6 nationally) | At the national median$2 above the Michigan median | — | — | Source |
| Money Orders | $1 | ||||
Cash & DepositVerified | |||||
| Returned Check Fee | $20Within the typical range ($8–$25 nationally) | $5 above the national median$5 above the Michigan median | per item | — | Source |
Account ServicesVerified | |||||
| Garnishment Processing Fee | $20Below the typical range ($30–$90 nationally) | $30 below the national median$30 below the Michigan median | — | — | Source |
Other FeesVerified | |||||
| Fax Fee | $1Below the typical range ($2–$5 nationally) | $2 below the national median$2 below the Michigan median | per item | — | Source |
| Statement Copy Fee | $2 | ||||
Overdraft
$25.00
Of 78 others that publish it, 11 lower, 17 the same and 50 higher.
Fee change alerts
One email when a verified fee you follow changes. Nothing else unless you ask for it.
Headline fees vs. national median
Overdraft
$25
Headline fees published
10 of 15
Published fees
24
Under review
0
Assets
$38.2M
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Financial Context
Financials as of Q2 2026 · NCUA call report
Total assets
$38.2M
Total deposits
$34.0M
Service charge income (year to date)
$68K
Fee income ratio
6.2%
Return on assets
1.11%
Financial profile · Pro
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| $10 below the national median$9 below the Michigan median |
| per item |
| — |
| Source |
| For overdrafts on shares and/or share draft accounts. Transfers are made from the Primary A suffix share account only. M | $25Above the typical range ($2.50–$5 nationally) | $20 above the national median$21.50 above the Michigan median | per month | — | Source |
| Overdraft Transfer Fee | $5Within the typical range ($2.50–$5 nationally) | At the national median$1.50 above the Michigan median | per item | — | Source |
| At the national median$5 above the Michigan median |
| per item |
| — |
| Source |
| $1 below the national median$1 below the Michigan median |
| per item |
| — |
| Source |
| Stop Payment Fee | $15Below the typical range ($20–$30 nationally) | $12.50 below the national median$12 below the Michigan median | — | — | Source |
| Check Cashing Fee | $3Below the typical range ($5–$10 nationally) | $2 below the national median$2 below the Michigan median | — | — | Source |
| Check Copy Fee | $2Within the typical range ($2–$5 nationally) | $1 below the national median$1.50 below the Michigan median | per item | — | Source |
| Check copy fee for checks over one (1) year old is | $5Within the typical range ($2–$5 nationally) | $2 above the national median$1.50 above the Michigan median | — | — | Source |
| $1 below the national median$1 below the Michigan median |
| — |
| — |
| Source |
| Statement copy fee for statements over one (1) year old is | $5Within the typical range ($2–$5 nationally) | $2 above the national median$2 above the Michigan median | — | — | Source |
| Loan Application Fees - Home Equity Loans | $75Within the typical range ($25–$100 nationally) | $37.50 above the national median$32.50 above the Michigan median | — | — | Source |
| Loan Application fees - Quick Loans and Payday Loans | $20Below the typical range ($25–$100 nationally) | $17.50 below the national median$22.50 below the Michigan median | — | — | Source |