vs. U.S. typical range:LowerTypicalHigher
$12.50 below the national median$15 below the Mississippi median
At the national medianAt the Mississippi median
per month · Source
$12.50 above the national median$10 above the Mississippi median
At the national median$5 below the Mississippi median
At the national median$1.25 below the Mississippi median
At the national medianAt the Mississippi median
$10 above the national medianAt the Mississippi median
—
$5 above the national median$10 above the Mississippi median
$5 below the national median$10 below the Mississippi median
$25 above the national median$25 above the Mississippi median
$1 below the national median$2 below the Mississippi median
$2.50 above the national medianAt the Mississippi median
$1 below the national median$3 below the Mississippi median
At the national medianAt the Mississippi median
per item · Source
$1 above the national median$0.25 below the Mississippi median
At the national median$1.25 below the Mississippi median
per item · Source
$10 below the national median$5 below the Mississippi median
per item · Source
$15 above the national median$20 above the Mississippi median
$25 below the national median$25 below the Mississippi median
$5 below the national medianAt the Mississippi median
$5 above the national median$10 above the Mississippi median
$0.50 below the national median$0.95 below the Mississippi median
$0.50 above the national median$0.05 above the Mississippi median
$2 above the national median$2 above the Mississippi median
$7.50 below the national medianAt the Mississippi median
Swipe for source and notes →
| Fee | Amount | vs medians | Basis | Note | Source |
|---|---|---|---|---|---|
Account MaintenanceVerified | |||||
| Account closed within 90 days of opening | $5Below the typical range ($10–$25 nationally) | $12.50 below the national median$15 below the Mississippi median | — | — | Source |
| Dormant account fee | $5Within the typical range ($5–$10 nationally) | At the national medianAt the Mississippi median | per month | — | Source |
| Account research / reconciliation (one hour minimum) | $30Above the typical range ($11.38–$25 nationally) | $12.50 above the national median$10 above the Mississippi median | — | — | Source |
Overdraft & NSFVerified | |||||
| Debit card overdraft fee | $30Within the typical range ($25–$33 nationally) | At the national median$5 below the Mississippi median | — | — | Source |
| Nonsufficient funds item (each) | $30 | ||||
ATM & CardVerified | |||||
| Debit card replacement fee | $10Within the typical range ($5–$10 nationally) | At the national medianAt the Mississippi median | — | — | Source |
| Debit card replacement rush fee | $50 | ||||
Wire TransfersVerified | |||||
| Wire transfers: Outgoing | $30Above the typical range ($20–$25 nationally) | $5 above the national median$10 above the Mississippi median | — | — | Source |
| Wire transfers: Incoming | $5 | ||||
Check ServicesVerified | |||||
| Money order fee | $1Below the typical range ($1.50–$3 nationally) | $1 below the national median$2 below the Mississippi median | — | — | Source |
| Stop payments (all items) | $30 | ||||
Cash & DepositVerified | |||||
| Deposit item return fee (other than member) | $5Below the typical range ($8–$25 nationally) | $10 below the national median$5 below the Mississippi median | per item | — | Source |
| Deposited checks (and other items) returned unpaid | $30 | ||||
Account ServicesVerified | |||||
| Legal process (garnishment, tax levies, etc.) | $25Below the typical range ($30–$90 nationally) | $25 below the national median$25 below the Mississippi median | — | — | Source |
| Verification of deposit/withdrawals | $5 | ||||
Retirement & IRAVerified | |||||
| IRA maintenance fee | $20Within the typical range ($10–$25 nationally) | $5 above the national median$10 above the Mississippi median | — | — | Source |
Gift & Prepaid CardsVerified | |||||
| Gift card fee | $3Within the typical range ($3–$4.95 nationally) | $0.50 below the national median$0.95 below the Mississippi median | — | — | Source |
| Prepaid debit card fee | $4 | ||||
Other FeesVerified | |||||
| Statement copy | $5Within the typical range ($2–$5 nationally) | $2 above the national median$2 above the Mississippi median | — | — | Source |
| Loan application fee (non-qualifying, Skip-a-day, Holiday special, non-refundable) | $30 | ||||
Its state has too few comparable institutions, so these are its Fed district peers.
Overdraft
$30.00
Of 166 others that publish it, 67 lower, 48 the same and 51 higher.
Fee change alerts
One email when a verified fee you follow changes. Nothing else unless you ask for it.
Headline fees vs. national median
Overdraft
$30
Headline fees published
9 of 15
Published fees
25
Under review
0
Assets
$43.5M
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Financial Context
Financials as of Q2 2026 · NCUA call report
Total assets
$43.5M
Total deposits
$40.7M
Service charge income (year to date)
$190K
Fee income ratio
14.0%
Return on assets
1.28%
Financial profile · Pro
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| At the national median$1.25 below the Mississippi median |
| — |
| — |
| Source |
| $10 above the national medianAt the Mississippi median |
| — |
| — |
| Source |
| Currency conversion | 1%of the transaction | — | — | — | Source |
| $5 below the national median$10 below the Mississippi median |
| — |
| — |
| Source |
| Wire transfers (International) | $75Above the typical range ($40–$50 nationally) | $25 above the national median$25 above the Mississippi median | — | — | Source |
| $2.50 above the national medianAt the Mississippi median |
| — |
| — |
| Source |
| Counter checks | $1Within the typical range ($1–$4 nationally) | $1 below the national median$3 below the Mississippi median | — | — | Source |
| Check cashing for non-members (on-us) | $5Within the typical range ($5–$10 nationally) | At the national medianAt the Mississippi median | per item | — | Source |
| (Allowed one card and one PIN replacement free every two years) Copy of draft | $4Within the typical range ($2–$5 nationally) | $1 above the national median$0.25 below the Mississippi median | — | — | Source |
| Copy of official check | $3Within the typical range ($2–$5 nationally) | At the national median$1.25 below the Mississippi median | per item | — | Source |
| $15 above the national median$20 above the Mississippi median |
| — |
| — |
| Source |
| $5 below the national medianAt the Mississippi median |
| — |
| — |
| Source |
| $0.50 above the national median$0.05 above the Mississippi median |
| — |
| — |
| Source |
| $7.50 below the national medianAt the Mississippi median |
| — |
| — |
| Source |