vs. U.S. typical range:LowerTypicalHigher
$3 above the national median$2.05 above the Maryland median
per month · Source
$6 below the national median$6.95 below the Maryland median
per month · Source
$4 above the national median$3.05 above the Maryland median
per month · Source
$1 above the national median$0.05 above the Maryland median
per month · Source
$6 below the national median$6.95 below the Maryland median
$17.50 below the national median$17.50 below the Maryland median
$3 below the national median$2.50 below the Maryland median
per month · Source
$2 above the national median$2.50 above the Maryland median
per month · Source
$12 above the national median$12 above the Maryland median
per item · Source
$12 above the national median$12 above the Maryland median
per item · Source
$30 below the national median$30 below the Maryland median
$0.99 above the national median
per day · Source
$1.50 above the national median$2 above the Maryland median
per transaction · Source
$1.50 below the national median$1 below the Maryland median
$1.50 above the national median$2 above the Maryland median
At the national medianAt the Maryland median
$5 above the national median$5 above the Maryland median
per item · Source
$7.50 above the national median$7.50 above the Maryland median
per item · Source
$2 above the national medianAt the Maryland median
per item · Source
$2.50 below the national median$5 below the Maryland median
$30 below the national median$40 below the Maryland median
per year · Source
$75 above the national median$65 above the Maryland median
$90 above the national median$80 above the Maryland median
$95 above the national median$85 above the Maryland median
$130 above the national median$120 above the Maryland median
$25 below the national median$35 below the Maryland median
$5 above the national median$5 below the Maryland median
$20 below the national median$30 below the Maryland median
$20 above the national median$10 above the Maryland median
$10 below the national median$20 below the Maryland median
$30 above the national median$20 above the Maryland median
$5 below the national median$15 below the Maryland median
$100 above the national median$90 above the Maryland median
$100 above the national median$50 above the Maryland median
per item · Source
$5 below the national medianAt the Maryland median
Swipe for source and notes →
| Fee | Amount | vs medians | Basis | Note | Source |
|---|---|---|---|---|---|
Account MaintenanceVerified | |||||
| Avoid the monthly service charge of | $9Within the typical range ($4–$10 nationally) | $3 above the national median$2.05 above the Maryland median | per month | — | Source |
| Monthly Service Charge | $0Below the typical range ($4–$10 nationally) | $6 below the national median$6.95 below the Maryland median | per month | — | Source |
| Service Charge | $10Within the typical range ($4–$10 nationally) | $4 above the national median$3.05 above the Maryland median | per month | — | Source |
| Service Charge | $7Within the typical range ($4–$10 nationally) | $1 above the national median$0.05 above the Maryland median | per month | — | Source |
| Service Charge | $0Below the typical range ($4–$10 nationally) | $6 below the national median$6.95 below the Maryland median | — | — | Source |
| Return Mail Fee | $0Below the typical range ($12–$25 nationally) | $17.50 below the national median$17.50 below the Maryland median | — | — | Source |
| 6 or Paper Statements | $0Below the typical range ($2–$4.95 nationally) | $3 below the national median$2.50 below the Maryland median | per month | — | Source |
| Paper Statement with Safekeeping 1 | $5Above the typical range ($2–$4.95 nationally) | $2 above the national median$2.50 above the Maryland median | per month | — | Source |
Overdraft & NSFVerified | |||||
| Overdraft Fee | $42Above the typical range ($25–$33 nationally) | $12 above the national median$12 above the Maryland median | per item | — | Source |
| What fees will I be charged if First United pays my overdraft? Under our standard overdraft practices: We will charge yo | $42 | ||||
ATM & CardVerified | |||||
| Charge for Non-First United (Foreign) ATM usage | $3Above the typical range ($1–$2.25 nationally) | $1.50 above the national median$2 above the Maryland median | per transaction | — | Source |
| Foreign ATM Fee | $0 | ||||
Check ServicesVerified | |||||
| Official Checks (Customers Only) | $10Above the typical range ($3–$6 nationally) | $5 above the national median$5 above the Maryland median | per item | — | Source |
| Stop Payment Orders 2 | $35 | ||||
Digital & ElectronicVerified | |||||
| Zelle® Payments | $0Within the typical range ($0–$9.95 nationally) | $2.50 below the national median$5 below the Maryland median | — | — | Source |
Account ServicesVerified | |||||
| Annual Safe Deposit Box Fees Late fee after 30 days | $15Below the typical range ($30–$70 nationally) | $30 below the national median$40 below the Maryland median | per year | — | Source |
| Safe Deposit Box 10x10 | $120 | ||||
Lending FeesVerified | |||||
| Late fee after 30 days | $15Within the typical range ($10–$25 nationally) | $5 below the national medianAt the Maryland median | — | — | Source |
Fee change alerts
One email when a verified fee you follow changes. Nothing else unless you ask for it.
Headline fees vs. national median
Overdraft
$42
Headline fees published
8 of 15
Published fees
35
Under review
0
Assets
$2.1B
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Financial Context
Financials as of Q2 2026 · FDIC call report
Total assets
$2.1B
Total deposits
$1.7B
Service charge income
$568K
Fee income ratio
2.4%
Return on assets
1.15%
Branches
23
Service charge income by quarter
Financial profile · Pro
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| $12 above the national median$12 above the Maryland median |
| per item |
| — |
| Source |
| NSF Returned Item Fee | $0Below the typical range ($25–$32 nationally) | $30 below the national median$30 below the Maryland median | — | — | Source |
| Continuous Overdraft Fee | $5.99Within the typical range ($5–$15 nationally) | $0.99 above the national median | per day | — | Source |
| $1.50 below the national median$1 below the Maryland median |
| — |
| — |
| Source |
| Foreign ATM Fee | $3Above the typical range ($1–$2.25 nationally) | $1.50 above the national median$2 above the Maryland median | — | — | Source |
| Replacement ATM or VISA Check Card | $10Within the typical range ($5–$10 nationally) | At the national medianAt the Maryland median | — | — | Source |
| $7.50 above the national median$7.50 above the Maryland median |
| per item |
| — |
| Source |
| Safekeeping Account - Check Copy Request | $5Within the typical range ($2–$5 nationally) | $2 above the national medianAt the Maryland median | per item | — | Source |
| $75 above the national median$65 above the Maryland median |
| — |
| — |
| Source |
| Safe Deposit Box 10x12 | $135Above the typical range ($30–$70 nationally) | $90 above the national median$80 above the Maryland median | — | — | Source |
| Safe Deposit Box 10x15 | $140Above the typical range ($30–$70 nationally) | $95 above the national median$85 above the Maryland median | — | — | Source |
| Safe Deposit Box 18x22.5 | $175Above the typical range ($30–$70 nationally) | $130 above the national median$120 above the Maryland median | — | — | Source |
| Safe Deposit Box 2x5 | $20Below the typical range ($30–$70 nationally) | $25 below the national median$35 below the Maryland median | — | — | Source |
| Safe Deposit Box 3x10 | $50Within the typical range ($30–$70 nationally) | $5 above the national median$5 below the Maryland median | — | — | Source |
| Safe Deposit Box 3x5 | $25Below the typical range ($30–$70 nationally) | $20 below the national median$30 below the Maryland median | — | — | Source |
| Safe Deposit Box 4x10 | $65Within the typical range ($30–$70 nationally) | $20 above the national median$10 above the Maryland median | — | — | Source |
| Safe Deposit Box 4x5 | $35Within the typical range ($30–$70 nationally) | $10 below the national median$20 below the Maryland median | — | — | Source |
| Safe Deposit Box 5x10 | $75Above the typical range ($30–$70 nationally) | $30 above the national median$20 above the Maryland median | — | — | Source |
| Safe Deposit Box 5x5 | $40Within the typical range ($30–$70 nationally) | $5 below the national median$15 below the Maryland median | — | — | Source |
| Safe Deposit Box 9x20 | $145Above the typical range ($30–$70 nationally) | $100 above the national median$90 above the Maryland median | — | — | Source |
| Attachments & Levies | $150Above the typical range ($30–$87.50 nationally) | $100 above the national median$50 above the Maryland median | per item | — | Source |