Fees published

Fees on this page come from the institution's own published fee schedule. Benchmark scores use only fees that cleared review.

Community credit union, under $300M

I B E W Local 56 Federal Credit Union

Erie, PennsylvaniaCredit UnionCleveland Fed districtFees collected Oct 4, 2026Financials Q2 2026

Website Published fee schedule

Published fees

Published fees power benchmarks; fees under review do not.

vs. U.S. typical range:LowerTypicalHigher

Account MaintenanceVerified

Account Reconciliation Fee$15Within the typical range ($11.38–$25 nationally)

Overdraft & NSFVerified

Overdraft Fee$20Below the typical range ($25–$33 nationally)
$10 below the national median$10 below the Pennsylvania median
per item · Source
ACH Returned Item Fee$60Above the typical range ($25–$32 nationally)
$30 above the national median$30 above the Pennsylvania median
Source
Re-enter Returned Item Fee$5Below the typical range ($25–$32 nationally)
$25 below the national median$25 below the Pennsylvania median
per item · Source
Overdraft Protection Transfer Fee$3Within the typical range ($2.50–$5 nationally)
$2 below the national median$2 below the Pennsylvania median
Source

Wire TransfersVerified

Outgoing Domestic Wire Fee$17Below the typical range ($20–$25 nationally)
$8 below the national median$8 below the Pennsylvania median
per item · Source
Incoming Wire Fee$11Within the typical range ($5–$15 nationally)
$1 above the national median$4 below the Pennsylvania median
per item · Source
Outgoing Foreign Wire Fee$40Within the typical range ($40–$50 nationally)
$10 below the national medianAt the Pennsylvania median
per item · Source

Check ServicesVerified

Money Order Fee$2Within the typical range ($1.50–$3 nationally)
At the national medianAt the Pennsylvania median
per item · Source
Money Order Stop Payment Fee$10Below the typical range ($20–$30 nationally)
$17.50 below the national median$15 below the Pennsylvania median
per item · Source
Stop Payment Fee$15Below the typical range ($20–$30 nationally)
$12.50 below the national median$10 below the Pennsylvania median
per item · Source

Swipe for source and notes →

Fee	Amount	vs medians	Basis	Note	Source
Account MaintenanceVerified
Account Reconciliation Fee	$15Within the typical range ($11.38–$25 nationally)	$2.50 below the national median$2.50 below the Pennsylvania median	—	—	Source
Overdraft & NSFVerified
Overdraft Fee	$20Below the typical range ($25–$33 nationally)	$10 below the national median$10 below the Pennsylvania median	per item	—	Source
ACH Returned Item Fee	$60
ATM & CardVerified
Card Replacement Fee	$7Within the typical range ($5–$10 nationally)	$3 below the national median$3 below the Pennsylvania median	per item	—	Source
Wire TransfersVerified
Outgoing Domestic Wire Fee	$17Below the typical range ($20–$25 nationally)	$8 below the national median$8 below the Pennsylvania median	per item	—	Source
Incoming Wire Fee	$11
Check ServicesVerified
Money Order Fee	$2Within the typical range ($1.50–$3 nationally)	At the national medianAt the Pennsylvania median	per item	—	Source
Money Order Stop Payment Fee	$10
Cash & DepositVerified
Deposited Item Returned Fee	$15Within the typical range ($8–$25 nationally)	At the national median$5 below the Pennsylvania median	per item	—	Source
Retirement & IRAVerified
IRA Share Annual Maintenance Fee	$8Below the typical range ($10–$25 nationally)	$7 below the national median$12 below the Pennsylvania median	per year	—	Source
Gift & Prepaid CardsVerified
Purchase CU Money VISA Gift Card	$2.50Below the typical range ($3–$4.95 nationally)	$1 below the national median$0.50 below the Pennsylvania median	per item	—	Source

Fee change alerts

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Headline fees vs. national median

How the headline fees compare

Each figure below is the published fee set against the national median. The commissioned report benchmarks every fee against a verified peer set instead.

Overdraft

$20

Overdraft fee: $20

33% below the national median overdraft fee

15 verified fees collected

Headline fees published

9 of 15

Published fees

Under review

Assets

$10.8M

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Financial Context

Size and fee revenue

Financials as of Q2 2026 · NCUA call report

Total assets

$10.8M

Total deposits

$9.4M

Service charge income (year to date)

$16K

Fee income ratio

5.8%

Return on assets

1.23%

Financial profile · Pro

Performance from regulator filings

Up to 16 years of call-report history with growth, peer rank and outliers, deposit mix and capital, branch footprint, consumer complaints, enforcement actions, and SEC filings

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Based on 65,783 published fee entries from 3,612 institutions

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Published fees

Against Pennsylvania credit unions

Get an email when I B E W Local 56 Federal Credit Union changes its collection items

How the headline fees compare

Size and fee revenue

Performance from regulator filings

Up to 16 years of call-report history with growth, peer rank and outliers, deposit mix and capital, branch footprint, consumer complaints, enforcement actions, and SEC filings