vs. U.S. typical range:LowerTypicalHigher
$1 below the national median$2.23 below the Indiana median
per month · Source
$19 above the national median$17.77 above the Indiana median
per month · Source
$19 above the national median$17.77 above the Indiana median
$2 below the national medianAt the Indiana median
per month · Source
$12.25 below the national median$19.75 below the Indiana median
At the national medianAt the Indiana median
per month · Source
$3.50 above the national median$3 above the Indiana median
$12.25 below the national median$12.75 below the Indiana median
$0.75 below the national median$0.75 below the Indiana median
per month · Source
At the national medianAt the Indiana median
per item · Source
At the national medianAt the Indiana median
per item · Source
$0.50 above the national medianAt the Indiana median
$3.50 below the national median$3.50 below the Indiana median
$0.25 above the national median$0.25 above the Indiana median
$2.50 above the national medianAt the Indiana median
per item · Source
$0.75 below the national median$0.38 below the Indiana median
per item · Source
$9.50 below the national median$14.50 below the Indiana median
$0.25 above the national median$0.25 above the Indiana median
$2.50 below the national median$1.50 below the Indiana median
$18.75 below the national median$13.75 below the Indiana median
$8 below the national median$17 above the Indiana median
$1.25 above the national median$1.25 above the Indiana median
$0.25 below the national median$0.60 below the Indiana median
$1.25 above the national median$1.25 above the Indiana median
Swipe for source and notes →
| Fee | Amount | vs medians | Basis | Note | Source |
|---|---|---|---|---|---|
Account MaintenanceVerified | |||||
| Dividends Plus Checking: Maintenance Fee | $5Within the typical range ($4–$10 nationally) | $1 below the national median$2.23 below the Indiana median | per month | — | Source |
| Fresh Start Checking: Opening Fee Monthly Maintenance Fee | $25Above the typical range ($4–$10 nationally) | $19 above the national median$17.77 above the Indiana median | per month | — | Source |
| Fresh Start Checking:Opening FeeMonthly Maintenance Fee | $25Above the typical range ($4–$10 nationally) | $19 above the national median$17.77 above the Indiana median | — | — | Source |
| Maintenance Fee Per month if account balance falls below during the months | $5Within the typical range ($5–$10 nationally) | $2 below the national medianAt the Indiana median | per month | — | Source |
| Membership Closed within 180 days | $5.25Below the typical range ($10–$25 nationally) | $12.25 below the national median$19.75 below the Indiana median | — | — | Source |
| Dormant Account | $5Within the typical range ($5–$10 nationally) | At the national medianAt the Indiana median | per month | — | Source |
| Account Research | $21Within the typical range ($12–$25 nationally) | $3.50 above the national median$3 above the Indiana median | — | — | Source |
| Undeliverable Mail | $5.25Below the typical range ($12–$25 nationally) | $12.25 below the national median$12.75 below the Indiana median | — | — | Source |
| Paper Statement Fee (per month) | $2.25Within the typical range ($2–$4.95 nationally) | $0.75 below the national median$0.75 below the Indiana median | per month | — | Source |
Overdraft & NSFVerified | |||||
| Overdraft Privilege Fee (each) | $30Within the typical range ($25–$33 nationally) | At the national medianAt the Indiana median | per item | — | Source |
| Nonsufficient Funds (each) Nonsufficient Funds ATM Withdrawal (each) Nonsufficient Funds Preauthorized Withdrawal (each) | $30 | ||||
ATM & CardVerified | |||||
| Foreign ATM Usage2 First three per month are free | $2Within the typical range ($1–$2.25 nationally) | $0.50 above the national medianAt the Indiana median | — | — | Source |
| Replace ATM Card/Debit Card | $6.50 | ||||
Check ServicesVerified | |||||
| Money Order | $2.25Within the typical range ($1.50–$3 nationally) | $0.25 above the national median$0.25 above the Indiana median | — | — | Source |
| Stop Payments (each) | $30 | ||||
Account ServicesVerified | |||||
| Notary Public Service | $0Within the typical range ($0–$5 nationally) | $2.50 below the national median$1.50 below the Indiana median | — | — | Source |
| Safe Deposit Box DrillingSafe Deposit Box Rental Late Charge | $26.25 | ||||
Retirement & IRAVerified | |||||
| IRA Direct Transfer Fee (DIR)/Rollover Fee | $26.25Within the typical range ($25–$35 nationally) | $1.25 above the national median$1.25 above the Indiana median | — | — | Source |
Gift & Prepaid CardsVerified | |||||
| Visa® Gift Card Processing fee is subject to change without notice | $3.25Within the typical range ($3–$4.95 nationally) | $0.25 below the national median$0.60 below the Indiana median | — | — | Source |
Other FeesVerified | |||||
| Statement Copy | $4.25Within the typical range ($2–$5 nationally) | $1.25 above the national median$1.25 above the Indiana median | — | — | Source |
Fee change alerts
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Headline fees vs. national median
Overdraft
$30
Headline fees published
8 of 15
Published fees
24
Under review
0
Assets
$178.8M
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Financial Context
Financials as of Q2 2026 · NCUA call report
Total assets
$178.8M
Total deposits
$154.8M
Service charge income (year to date)
$586K
Fee income ratio
10.8%
Return on assets
0.83%
Financial profile · Pro
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| At the national medianAt the Indiana median |
| per item |
| — |
| Source |
| $3.50 below the national median$3.50 below the Indiana median |
| — |
| — |
| Source |
| $2.50 above the national medianAt the Indiana median |
| per item |
| — |
| Source |
| Counter Checks (per check) | $1.25Within the typical range ($1–$4 nationally) | $0.75 below the national median$0.38 below the Indiana median | per item | — | Source |
| Foreign Check Deposit | $10.50Within the typical range ($10–$25 nationally) | $9.50 below the national median$14.50 below the Indiana median | — | — | Source |
| Copy of Draft | $3.25Within the typical range ($2–$5 nationally) | $0.25 above the national median$0.25 above the Indiana median | — | — | Source |
| $18.75 below the national median$13.75 below the Indiana median |
| — |
| — |
| Source |
| Tax Levy/Garnishment | $42Within the typical range ($30–$87.50 nationally) | $8 below the national median$17 above the Indiana median | — | — | Source |