vs. U.S. typical range:LowerTypicalHigher
$7.50 below the national median$5 below the California median
$12.50 below the national median$10 below the California median
At the national median$1.50 above the California median
per month · Source
$3 below the national median$1.50 below the California median
$2.50 above the national medianAt the California median
$12.50 below the national median$15 below the California median
$5 below the national medianAt the California median
$5 below the national median$2 above the California median
$3 below the national median$1 below the California median
$0.50 below the national median$1 below the California median
$0.25 below the national median$0.75 below the California median
At the national medianAt the California median
At the national medianAt the California median
At the national medianAt the California median
$5 below the national median$5 below the California median
$2 below the national median$2 below the California median
per item · Source
$7.50 below the national median$2.50 below the California median
per item · Source
At the national medianAt the California median
$1 below the national median$1 below the California median
Knox extract.rules v17 categorized a line held for review from Rosetta artifact #5633. canonical_hint=check_image; text_hash=ed9cffec9b3be38d3b7c566bffbeeeceff6bef03cf5258c708ed56e29264b799; excerpt="VISA Sales Draft Copy | $2.00 | Other fees and charges may apply." · Source
$5 above the national median$2 above the California median
$2.50 below the national median$15 below the California median
$7.50 above the national median$5 below the California median
per item · Source
$40 below the national median$35 below the California median
At the national medianAt the California median
At the national medianAt the California median
At the national median$1.50 below the California median
$462.50 above the national median$425 above the California median
$12.50 above the national median$25 below the California median
$37.50 above the national medianAt the California median
Swipe for source and notes →
| Fee | Amount | vs medians | Basis | Note | Source |
|---|---|---|---|---|---|
Account MaintenanceVerified | |||||
| Early Account Closure (open less than 90 days) | $10Within the typical range ($10–$25 nationally) | $7.50 below the national median$5 below the California median | — | — | Source |
| Holiday Club Early Withdrawal | $5Below the typical range ($10–$25 nationally) | $12.50 below the national median$10 below the California median | — | — | Source |
| Monthly Inactive Account (after 12 months) | $5Within the typical range ($5–$10 nationally) | At the national median$1.50 above the California median | per month | — | Source |
| Unclaimed Funds State Escheat Notification | $2Below the typical range ($5–$10 nationally) | $3 below the national median$1.50 below the California median | — | — | Source |
| Account Research (per hour) | $20Within the typical range ($12–$25 nationally) | $2.50 above the national medianAt the California median | — | — | Source |
| Returned Mail/Invalid Address | $5Below the typical range ($12–$25 nationally) | $12.50 below the national median$15 below the California median | — | — | Source |
Overdraft & NSFVerified | |||||
| Courtesy Pay (item paid against incoming funds) | $25Within the typical range ($25–$33 nationally) | $5 below the national medianAt the California median | — | — | Source |
| Return Item (non-sufficient funds/NSF) | $25 | ||||
ATM & CardVerified | |||||
| Non CO-OP ATM Balance Inquiry | $1Within the typical range ($1–$2.25 nationally) | $0.50 below the national median$1 below the California median | — | — | Source |
| Non CO-OP ATM Monetary Transaction | $1.25 | ||||
Wire TransfersVerified | |||||
| Wire Transfer (outgoing) | $25Within the typical range ($20–$25 nationally) | At the national medianAt the California median | — | — | Source |
| Wire Transfer (incoming) | $10 | ||||
Check ServicesVerified | |||||
| Cashiers Check (payable to account holder) | $0Below the typical range ($3–$6 nationally) | $5 below the national median$5 below the California median | — | — | Source |
| Cashiers Check (payable to third party) | $3 | ||||
Cash & DepositVerified | |||||
| Return Deposit Item (including ATM) | $20Within the typical range ($8–$25 nationally) | $5 above the national median$2 above the California median | — | — | Source |
Account ServicesVerified | |||||
| Notary (credit union documents only) | $0Within the typical range ($0–$5 nationally) | $2.50 below the national median$15 below the California median | — | — | Source |
| Notary (per signature, non-credit union documents) | $10 | ||||
Lending FeesVerified | |||||
| Late Fee (at 15 days) | $20Within the typical range ($10–$25 nationally) | At the national medianAt the California median | — | — | Source |
Other FeesVerified | |||||
| Visa Statement Copy | $3Within the typical range ($2–$5 nationally) | At the national median$1.50 below the California median | — | — | Source |
| (greater than six in one month period): Loan Modification - 1st Mortgage | $500 | ||||
Overdraft
$25.00
Of 79 others that publish it, 44 lower, 9 the same and 26 higher.
Fee change alerts
One email when a verified fee you follow changes. Nothing else unless you ask for it.
Headline fees vs. national median
Overdraft
$25
Headline fees published
10 of 15
Published fees
29
Under review
0
Assets
$24.6M
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Financial Context
Financials as of Q2 2026 · NCUA call report
Total assets
$24.6M
Total deposits
$21.7M
Service charge income (year to date)
$7K
Fee income ratio
1.3%
Return on assets
0.95%
Financial profile · Pro
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| $5 below the national median$2 above the California median |
| — |
| — |
| Source |
| Overdraft Transfer (share or line of credit) | $2Below the typical range ($2.50–$5 nationally) | $3 below the national median$1 below the California median | — | — | Source |
| $0.25 below the national median$0.75 below the California median |
| — |
| — |
| Source |
| Replacement Card (first replacement free) | $10Within the typical range ($5–$10 nationally) | At the national medianAt the California median | — | — | Source |
| At the national medianAt the California median |
| — |
| — |
| Source |
| $2 below the national median$2 below the California median |
| per item |
| — |
| Source |
| Stop Payment (each item or sequential series) | $20Within the typical range ($20–$30 nationally) | $7.50 below the national median$2.50 below the California median | per item | — | Source |
| Check Copy (paid, deposited, or cashiers) | $3Within the typical range ($2–$5 nationally) | At the national medianAt the California median | — | — | Source |
| VISA Sales Draft Copy | $2Within the typical range ($2–$5 nationally) | $1 below the national median$1 below the California median | — | Knox extract.rules v17 categorized a line held for review from Rosetta artifact #5633. canonical_hint=check_image; text_hash=ed9cffec9b3be38d3b7c566bffbeeeceff6bef03cf5258c708ed56e29264b799; excerpt="VISA Sales Draft Copy | $2.00 | Other fees and charges may apply." | Source |
| $7.50 above the national median$5 below the California median |
| per item |
| — |
| Source |
| Levy/Lien Processing | $10Below the typical range ($30–$90 nationally) | $40 below the national median$35 below the California median | — | — | Source |
| Legal Document Processing (per hour plus copy fee) | $50Within the typical range ($30–$100 nationally) | At the national medianAt the California median | — | — | Source |
| $462.50 above the national median$425 above the California median |
| — |
| — |
| Source |
| Mini/Auto Equity Loan Processing | $50Within the typical range ($25–$100 nationally) | $12.50 above the national median$25 below the California median | — | — | Source |
| Subordination | $75Within the typical range ($25–$100 nationally) | $37.50 above the national medianAt the California median | — | — | Source |