Fees published

Fees on this page come from the institution's own published fee schedule. Benchmark scores use only fees that cleared review.

Community credit union, under $300M

School District 3 Federal Credit Union

Colorado Spring, ColoradoCredit UnionKansas City Fed districtFees collected Feb 17, 2026Financials Q2 2026

Website Published fee schedule

Published fees

Published fees power benchmarks; fees under review do not.

vs. U.S. typical range:LowerTypicalHigher

Account MaintenanceVerified

Dormant Account (monthly after one year inactive)$10Within the typical range ($5–$10 nationally)

Overdraft & NSFVerified

Courtesy Pay (overdraft) item paid$30Within the typical range ($25–$33 nationally)
At the national medianAt the Colorado median
Source
Non-sufficient Funds (NSF)$30Within the typical range ($25–$32 nationally)
At the national medianAt the Colorado median
Source
Overdraft Transfer Fee$2Below the typical range ($2.50–$5 nationally)
$3 below the national median$1 below the Colorado median
Source

Check ServicesVerified

Stop Payment$25Within the typical range ($20–$30 nationally)
$2.50 below the national median$2.50 below the Colorado median
Source
Temporary Checks$2Within the typical range ($1–$4 nationally)
At the national medianAt the Colorado median
per item · per sheet (4 checks per sheet) · Institution’s schedule
Temporary Checks (per sheet/4 checks per sheet)$2Within the typical range ($1–$4 nationally)
At the national medianAt the Colorado median
per item · Source
Check Cashing Fee(without $100 average balance or atleast 2 Services)$5Within the typical range ($5–$10 nationally)
At the national medianAt the Colorado median
Source
Check Copies$3Within the typical range ($2–$5 nationally)
At the national medianAt the Colorado median
Source

Cash & DepositVerified

Return Deposited Item (member check from another institution)$30Above the typical range ($8–$25 nationally)
$15 above the national median$13 above the Colorado median
Source
Return Deposited Item- Two Party$10Within the typical range ($8–$25 nationally)
$5 below the national median$7 below the Colorado median
Source

Retirement & IRAVerified

IRA Annual Fee$5Below the typical range ($10–$25 nationally)
$10 below the national median
per year · Source
IRA Closing Fee$10Below the typical range ($25–$35 nationally)
$15 below the national median
Source

Swipe for source and notes →

Fee	Amount	vs medians	Basis	Note	Source
Account MaintenanceVerified
Dormant Account (monthly after one year inactive)	$10Within the typical range ($5–$10 nationally)	$5 above the national median$3 above the Colorado median	per month	—	Source
Account Printout	$2Below the typical range ($12–$25 nationally)	$15.50 below the national median$15.50 below the Colorado median	per item	—	Institution’s schedule
Research/Reconciliation (per 1/2 hr)	$15Within the typical range ($12–$25 nationally)	$2.50 below the national median$2.50 below the Colorado median	—	—	Source
Overdraft & NSFVerified
Courtesy Pay (overdraft) item paid	$30Within the typical range ($25–$33 nationally)	At the national medianAt the Colorado median	—	—	Source
Non-sufficient Funds (NSF)	$30
Check ServicesVerified
Stop Payment	$25Within the typical range ($20–$30 nationally)	$2.50 below the national median$2.50 below the Colorado median	—	—	Source
Temporary Checks	$2
Cash & DepositVerified
Return Deposited Item (member check from another institution)	$30Above the typical range ($8–$25 nationally)	$15 above the national median$13 above the Colorado median	—	—	Source
Return Deposited Item- Two Party	$10
Retirement & IRAVerified
IRA Annual Fee	$5Below the typical range ($10–$25 nationally)	$10 below the national median	per year	—	Source
IRA Closing Fee	$10

Fee change alerts

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Headline fees vs. national median

How the headline fees compare

Each figure below is the published fee set against the national median. The commissioned report benchmarks every fee against a verified peer set instead.

Overdraft

$30

Overdraft fee: $30

Overdraft fee is aligned with the national median

15 verified fees collected

Headline fees published

5 of 15

Published fees

Under review

Assets

$36.0M

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Financial Context

Size and fee revenue

Financials as of Q2 2026 · NCUA call report

Total assets

$36.0M

Total deposits

$30.2M

Service charge income (year to date)

$27K

Fee income ratio

3.6%

Return on assets

0.84%

Financial profile · Pro

Performance from regulator filings

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Based on 65,682 published fee entries from 3,608 institutions

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