Fees published

Fees on this page come from the institution's own published fee schedule. Benchmark scores use only fees that cleared review.

Community credit union, under $300M

Fontana Federal Credit Union

Fontana, CaliforniaCredit UnionSan Francisco Fed districtFees collected Feb 17, 2026Financials Q2 2026

Website Published fee schedule

Published fees

Published fees power benchmarks; fees under review do not.

vs. U.S. typical range:LowerTypicalHigher

Account MaintenanceVerified

DORMANT FEE (After 12 months)$5Within the typical range ($5–$10 nationally)

Overdraft & NSFVerified

COURTESY PAY$30Within the typical range ($25–$33 nationally)
At the national median$5 above the California median
Source
NON-SUFFICIENT FUNDS (NSF)$30Within the typical range ($25–$32 nationally)
At the national median$7 above the California median
Source

ATM & CardVerified

EXCESSIVE ATM WITHDRAWALS (5)$2Within the typical range ($1–$2.25 nationally)
$0.50 above the national medianAt the California median
Source
DEBIT/CREDIT CARD REPLACEMENT$10Within the typical range ($5–$10 nationally)
At the national medianAt the California median
Source

Check ServicesVerified

CORPORATE CHECK$0Below the typical range ($3–$6 nationally)
$5 below the national median$5 below the California median
Source
STOP PAYMENT$25Within the typical range ($20–$30 nationally)
$2.50 below the national median$2.50 above the California median
Source
CHECK CASHING FEE$10Within the typical range ($5–$10 nationally)
$5 above the national median$4.50 above the California median
Source
COPY OF CASHIER/CORP CHECK$10Above the typical range ($2–$5 nationally)
$7 above the national median$7 above the California median
Source

Account ServicesVerified

LEVY/GARNISHMENT FEE$25Below the typical range ($30–$90 nationally)
$25 below the national median$20 below the California median
Source
VERIFICATION OF DEPOSIT$10Within the typical range ($5–$15 nationally)
At the national medianAt the California median
Source

Swipe for source and notes →

Fee	Amount	vs medians	Basis	Note	Source
Account MaintenanceVerified
DORMANT FEE (After 12 months)	$5Within the typical range ($5–$10 nationally)	At the national median$1.50 above the California median	—	—	Source
DORMANT NOTIFICATION FEE	$2Below the typical range ($5–$10 nationally)	$3 below the national median$1.50 below the California median	—	—	Source
RESEARCH FEE	$25Within the typical range ($11–$25 nationally)	$7.50 above the national median$5 above the California median	—	—	Source
Overdraft & NSFVerified
COURTESY PAY	$30Within the typical range ($25–$33 nationally)	At the national median$5 above the California median	—	—	Source
NON-SUFFICIENT FUNDS (NSF)	$30
ATM & CardVerified
EXCESSIVE ATM WITHDRAWALS (5)	$2Within the typical range ($1–$2.25 nationally)	$0.50 above the national medianAt the California median	—	—	Source
DEBIT/CREDIT CARD REPLACEMENT	$10
Check ServicesVerified
CORPORATE CHECK	$0Below the typical range ($3–$6 nationally)	$5 below the national median$5 below the California median	—	—	Source
STOP PAYMENT	$25
Cash & DepositVerified
RETURNED DEPOSIT ITEM	$30Above the typical range ($8–$25 nationally)	$15 above the national median$12 above the California median	—	—	Source
Account ServicesVerified
LEVY/GARNISHMENT FEE	$25Below the typical range ($30–$90 nationally)	$25 below the national median$20 below the California median	—	—	Source
VERIFICATION OF DEPOSIT	$10
Lending FeesVerified
LOAN LATE FEE	$25Within the typical range ($10–$25 nationally)	$5 above the national median$5 above the California median	—	—	Source
Other FeesVerified
STATEMENT COPY	$3Within the typical range ($2–$5 nationally)	At the national median$1.25 below the California median	—	—	Source

Fee change alerts

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Headline fees vs. national median

How the headline fees compare

Each figure below is the published fee set against the national median. The commissioned report benchmarks every fee against a verified peer set instead.

Overdraft

$30

Overdraft fee: $30

Overdraft fee is aligned with the national median

16 verified fees collected

Headline fees published

7 of 15

Published fees

Under review

Assets

$17.5M

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Financial Context

Size and fee revenue

Financials as of Q2 2026 · NCUA call report

Total assets

$17.5M

Total deposits

$16.1M

Service charge income (year to date)

$34K

Fee income ratio

8.9%

Return on assets

0.08%

Financial profile · Pro

Performance from regulator filings

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