vs. U.S. typical range:LowerTypicalHigher
$2.05 below the national median$3.55 below the South Carolina median
per month · Source
$0.05 below the national median$1.55 below the South Carolina median
per month · Source
$2 below the national median$0.50 below the South Carolina median
per month · Source
$2.50 below the national median$5 above the South Carolina median
At the national median$2.25 below the South Carolina median
per month · Source
$5 above the national median$2.75 above the South Carolina median
per year · Source
$12.50 below the national median$7.50 below the South Carolina median
per month · Source
$2.50 above the national median$7.50 above the South Carolina median
$1 below the national median$1 below the South Carolina median
per month · Source
$2 above the national median$1 above the South Carolina median
$0.50 below the national median$1 below the South Carolina median
per item · Source
At the national medianAt the South Carolina median
$15 below the national median$5 below the South Carolina median
per month · Source
$5 below the national medianAt the South Carolina median
$5 above the national median$5 above the South Carolina median
At the national medianAt the South Carolina median
$5 above the national median$5 above the South Carolina median
$7.50 below the national median$10.50 below the South Carolina median
per item · Source
$4.50 above the national median$1.50 above the South Carolina median
At the national medianAt the South Carolina median
per item · per page of 4 · Institution’s schedule
At the national medianAt the South Carolina median
per item · Source
At the national medianAt the South Carolina median
$2.01 below the national median$4.51 below the South Carolina median
$15 above the national median$12.50 above the South Carolina median
per item · Source
$50 above the national median$50 above the South Carolina median
per month · Source
$0.55 below the national median$0.05 below the South Carolina median
one time · Institution’s schedule
$2 below the national median$1.31 below the South Carolina median
per item · Source
At the national median$0.69 above the South Carolina median
$62.50 above the national median$20 above the South Carolina median
Swipe for source and notes →
| Fee | Amount | vs medians | Basis | Note | Source |
|---|---|---|---|---|---|
Account MaintenanceVerified | |||||
| Checking Accounts: Rewards monthly service fee | $3.95Below the typical range ($4–$10 nationally) | $2.05 below the national median$3.55 below the South Carolina median | per month | — | Source |
| Rewards + monthly service fee | $5.95Within the typical range ($4–$10 nationally) | $0.05 below the national median$1.55 below the South Carolina median | per month | — | Source |
| Minimum Balance Fee -Money Market Account less than $500 minimum balance during a month | $5Within the typical range ($5–$10 nationally) | $2 below the national median$0.50 below the South Carolina median | per month | — | Source |
| Early Account Closure (Within 90 days of open date) | $15Within the typical range ($10–$25 nationally) | $2.50 below the national median$5 above the South Carolina median | — | — | Source |
| Debit Card Inactivity (per month after 6 months) | $5Within the typical range ($5–$10 nationally) | At the national median$2.25 below the South Carolina median | per month | — | Source |
| Inactive/Dormant Account (assessed monthly) | $10Within the typical range ($5–$10 nationally) | $5 above the national median$2.75 above the South Carolina median | per year | — | Source |
| Bad Address (assessed monthly) | $5Below the typical range ($12–$25 nationally) | $12.50 below the national median$7.50 below the South Carolina median | per month | — | Source |
| Balance Checking Account / Account Research (per hour) | $20Within the typical range ($12–$25 nationally) | $2.50 above the national median$7.50 above the South Carolina median | — | — | Source |
| Paper Statement Process/Mail Delivery - (assessed monthly)^ | $2Within the typical range ($2–$4.95 nationally) | $1 below the national median$1 below the South Carolina median | per month | — | Source |
Overdraft & NSFVerified | |||||
| Non-Sufficient Funds (NSF)/Courtesy Pay - overdraft by any means | $32Within the typical range ($25–$33 nationally) | $2 above the national median$1 above the South Carolina median | — | — | Source |
ATM & CardVerified | |||||
| ATM Transactions at machines not owned by CTFCU | $1Within the typical range ($1–$2.25 nationally) | $0.50 below the national median$1 below the South Carolina median | per item | — | Source |
| ATM/ Debit Card Replacement | $10 | ||||
Wire TransfersVerified | |||||
| Wires - Domestic Outgoing | $20Within the typical range ($20–$25 nationally) | $5 below the national medianAt the South Carolina median | — | — | Source |
| Wires - Domestic Incoming | $15 | ||||
Check ServicesVerified | |||||
| Credit Union Official Check | $5Within the typical range ($3–$6 nationally) | At the national medianAt the South Carolina median | — | — | Source |
| Official Check Non-Member /Merchant Exchange | $10 | ||||
Digital & ElectronicVerified | |||||
| Bill Pay - Excessive Payments (over 15 within 30 days) | $0.49Within the typical range ($0–$9.95 nationally) | $2.01 below the national median$4.51 below the South Carolina median | — | — | Source |
| Bill Pay - Overnight Delivery (per payment) | $17.50 | ||||
Account ServicesVerified | |||||
| Tax Levy | $100Above the typical range ($30–$87.50 nationally) | $50 above the national median$50 above the South Carolina median | per month | — | Source |
Gift & Prepaid CardsVerified | |||||
| VISA® Gift Card | $2.95Below the typical range ($3–$4.95 nationally) | $0.55 below the national median$0.05 below the South Carolina median | one time | — | Institution’s schedule |
Other FeesVerified | |||||
| Photocopies (per page) | $1Below the typical range ($2–$5 nationally) | $2 below the national median$1.31 below the South Carolina median | per item | — | Source |
| Special/Interim Statement (per statement) | $3 | ||||
Its state has too few comparable institutions, so these are its Fed district peers.
Overdraft
$32.00
Of 108 others that publish it, 67 lower, 12 the same and 29 higher.
Monthly maintenance
$4.95
Of 57 others that publish it, 18 lower, 2 the same and 37 higher.
Fee change alerts
One email when a verified fee you follow changes. Nothing else unless you ask for it.
Headline fees vs. national median
Overdraft
$32
Headline fees published
10 of 15
Published fees
30
Under review
0
Assets
$422.0M
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Financial Context
Financials as of Q2 2026 · NCUA call report
Total assets
$422.0M
Total deposits
$375.9M
Service charge income (year to date)
$1.9M
Fee income ratio
13.1%
Return on assets
0.92%
Financial profile · Pro
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| At the national medianAt the South Carolina median |
| — |
| — |
| Source |
| Overnight Card Rush Delivery | $25Below the typical range ($30–$50 nationally) | $15 below the national median$5 below the South Carolina median | per month | — | Source |
| $5 above the national median$5 above the South Carolina median |
| — |
| — |
| Source |
| Wires - International Incoming | $15Within the typical range ($10–$25 nationally) | $5 below the national median | — | — | Source |
| $5 above the national median$5 above the South Carolina median |
| — |
| — |
| Source |
| Bill Pay - Stop Payment and Reissue (per payment) | $20Within the typical range ($20–$30 nationally) | $7.50 below the national median$10.50 below the South Carolina median | per item | — | Source |
| Stop Payment | $32Above the typical range ($20–$30 nationally) | $4.50 above the national median$1.50 above the South Carolina median | — | — | Source |
| Temporary Checks | $2Within the typical range ($1–$4 nationally) | At the national medianAt the South Carolina median | per item | per page of 4 | Institution’s schedule |
| Temporary Checks (per page of 4) | $2Within the typical range ($1–$4 nationally) | At the national medianAt the South Carolina median | per item | — | Source |
| Check Cashing Non- Member | $5Within the typical range ($5–$10 nationally) | At the national medianAt the South Carolina median | — | — | Source |
| $15 above the national median$12.50 above the South Carolina median |
| per item |
| — |
| Source |
| At the national median$0.69 above the South Carolina median |
| — |
| — |
| Source |
| Subordination Request | $100Within the typical range ($25–$100 nationally) | $62.50 above the national median$20 above the South Carolina median | — | — | Source |