vs. U.S. typical range:LowerTypicalHigher
$2.50 above the national median$5 above the Texas median
one time · Institution’s schedule
$7 above the national median$7 above the Texas median
per month · after 12 months no activity · Institution’s schedule
$21 above the national median$21 above the Texas median
one time · charged after 36 months of inactivity · Institution’s schedule
$21 above the national median$21 above the Texas median
$7 above the national median$9.50 above the Texas median
$7 above the national median$9.50 above the Texas median
varies · one hour minimum, per hour · Institution’s schedule
$7 above the national median$9.50 above the Texas median
$13 below the national median$10.50 below the Texas median
per item · due to wrong address · Institution’s schedule
$13 below the national median$10.50 below the Texas median
per item · Source
$5 below the national median$5 below the Texas median
per item · Institution’s schedule
$2 below the national median$2 below the Texas median
per item · Source
$2 below the national median$2 below the Texas median
per item · transfer from savings · Institution’s schedule
$5 below the national median$2.50 below the Texas median
per item · Institution’s schedule
$10 below the national median$5 below the Texas median
$10 below the national median$5 below the Texas median
per item · Institution’s schedule
$10 below the national median$10 below the Texas median
per item · Institution’s schedule
$4 below the national median$4 below the Texas median
per item · Source
$1 below the national median$1 below the Texas median
per item · Institution’s schedule
$17.50 below the national median$19.50 below the Texas median
per item · Institution’s schedule
$17.50 below the national median$19.50 below the Texas median
At the national medianAt the Texas median
per item · Institution’s schedule
At the national medianAt the Texas median
per item · applied if balance under $100 and no active checking or loan account · Institution’s schedule
At the national medianAt the Texas median
per item · Source
$1 below the national median$1 below the Texas median
per item · Source
$2 below the national median$2 below the Texas median
per item · per page · Institution’s schedule
—
$55 above the national median$55 above the Texas median
one time · Institution’s schedule
$20 below the national median$20 below the Texas median
per year · Institution’s schedule
At the national medianAt the Texas median
$2 below the national median$2 below the Texas median
per item · Source
Swipe for source and notes →
| Fee | Amount | vs medians | Basis | Note | Source |
|---|---|---|---|---|---|
Account MaintenanceVerified | |||||
| Account closure within 90 days of opening | $20Within the typical range ($10–$25 nationally) | $2.50 above the national median$5 above the Texas median | one time | — | Institution’s schedule |
| Checking account inactivity fee | $12Above the typical range ($5–$10 nationally) | $7 above the national median$7 above the Texas median | per month | after 12 months no activity | Institution’s schedule |
| Dormant account | $26Above the typical range ($5–$10 nationally) | $21 above the national median$21 above the Texas median | one time | charged after 36 months of inactivity | Institution’s schedule |
| Dormant account (1 time fee charged after 36 months of inactivity) | $26Above the typical range ($5–$10 nationally) | $21 above the national median$21 above the Texas median | — | — | Source |
| Account balancing assistance (per hour) | $25Within the typical range ($12.50–$25 nationally) | $7 above the national median$9.50 above the Texas median | — | — | Source |
| Account research | $25Within the typical range ($12.50–$25 nationally) | $7 above the national median$9.50 above the Texas median | varies | one hour minimum, per hour | Institution’s schedule |
| Account research (one hour min. – per hour) | $25Within the typical range ($12.50–$25 nationally) | $7 above the national median$9.50 above the Texas median | — | — | Source |
| Returned statement fee for returned mail | $5Below the typical range ($12.50–$25 nationally) | $13 below the national median$10.50 below the Texas median | per item | due to wrong address | Institution’s schedule |
| Returned statement fee for returned mail due to wrong address (per item) | $5Below the typical range ($12.50–$25 nationally) | $13 below the national median$10.50 below the Texas median | per item | — | Source |
Overdraft & NSFVerified | |||||
| Return item / NSF / Overdraft / Courtesy pay item | $25Within the typical range ($25–$32 nationally) | $5 below the national median$5 below the Texas median | per item | — | Institution’s schedule |
| Overdraft protection (transfer from savings – per transfer) | $3 | ||||
ATM & CardVerified | |||||
| Debit card / Credit card replacement | $5Within the typical range ($5–$10 nationally) | $5 below the national median$2.50 below the Texas median | per item | — | Institution’s schedule |
Wire TransfersVerified | |||||
| Domestic wire transfer | $15Below the typical range ($20–$25 nationally) | $10 below the national median$5 below the Texas median | — | — | Source |
| Outgoing wire transfer (Western Union) | $15 | ||||
Check ServicesVerified | |||||
| Teller check (after 3 free / month – per check) | $1Below the typical range ($3–$6 nationally) | $4 below the national median$4 below the Texas median | per item | — | Source |
| Money order | $1 | ||||
Cash & DepositVerified | |||||
| Coin machine | 3% | — | — | — | Source |
Account ServicesVerified | |||||
| Drill safe deposit box | $100Above the typical range ($30–$70 nationally) | $55 above the national median$55 above the Texas median | one time | — | Institution’s schedule |
| Safe deposit box - 3x10 | $25 | ||||
Other FeesVerified | |||||
| Copy of statement (per statement) | $3Within the typical range ($2–$5 nationally) | At the national medianAt the Texas median | — | — | Source |
| Photocopy (per page) | $1 | ||||
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Headline fees vs. national median
Headline fees published
7 of 15
Published fees
29
Under review
0
Assets
$91.8M
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Financial Context
Financials as of Q2 2026 · NCUA call report
Total assets
$91.8M
Total deposits
$82.3M
Service charge income (year to date)
$355K
Fee income ratio
9.2%
Return on assets
0.71%
Financial profile · Pro
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| $2 below the national median$2 below the Texas median |
| per item |
| — |
| Source |
| Overdraft protection transfer | $3Within the typical range ($2.50–$5 nationally) | $2 below the national median$2 below the Texas median | per item | transfer from savings | Institution’s schedule |
| $10 below the national median$5 below the Texas median |
| per item |
| — |
| Institution’s schedule |
| Foreign wire transfer | $40Within the typical range ($40–$50 nationally) | $10 below the national median$10 below the Texas median | per item | — | Institution’s schedule |
| $1 below the national median$1 below the Texas median |
| per item |
| — |
| Institution’s schedule |
| Stop payment - 1 item | $10Below the typical range ($20–$30 nationally) | $17.50 below the national median$19.50 below the Texas median | per item | — | Institution’s schedule |
| Stop payments 1 item 2 or more items | $10Below the typical range ($20–$30 nationally) | $17.50 below the national median$19.50 below the Texas median | — | — | Source |
| Temporary drafts | $2Within the typical range ($1–$4 nationally) | At the national medianAt the Texas median | per item | — | Institution’s schedule |
| Check cashing | $5Within the typical range ($5–$10 nationally) | At the national medianAt the Texas median | per item | applied if balance under $100 and no active checking or loan account | Institution’s schedule |
| Check cashing (per item - fee will be applied if there is under balance and if there is not an active checking or loan a | $5Within the typical range ($5–$10 nationally) | At the national medianAt the Texas median | per item | — | Source |
| Copy of draft (after 2 free / month – per copy) | $2Within the typical range ($2–$5 nationally) | $1 below the national median$1 below the Texas median | per item | — | Source |
| Photocopy | $1Below the typical range ($2–$5 nationally) | $2 below the national median$2 below the Texas median | per item | per page | Institution’s schedule |
| $20 below the national median$20 below the Texas median |
| per year |
| — |
| Institution’s schedule |
| $2 below the national median$2 below the Texas median |
| per item |
| — |
| Source |