Fees published

Fees on this page come from the institution's own published fee schedule. Benchmark scores use only fees that cleared review.

Community credit union, under $300M

Mercer County Community Federal Credit Union

Hermitage, PennsylvaniaCredit UnionCleveland Fed districtFees collected Oct 3, 2026Financials Q2 2026

Website Published fee schedule

Published fees

Published fees power benchmarks; fees under review do not.

vs. U.S. typical range:LowerTypicalHigher

Account MaintenanceVerified

Account Closure$5Below the typical range ($10–$25 nationally)

Overdraft & NSFVerified

Overdraft$25Within the typical range ($25–$33 nationally)
$5 below the national median$5 below the Pennsylvania median
per item · Source
NSF (Non-Sufficient Funds)$25Within the typical range ($25–$32 nationally)
$5 below the national median$5 below the Pennsylvania median
per item · Source

Wire TransfersVerified

Wire Transfer (Outgoing)$30Above the typical range ($20–$25 nationally)
$5 above the national median$5 above the Pennsylvania median
per item · Source
Wire Transfer (Incoming)$20Above the typical range ($5–$15 nationally)
$10 above the national median$5 above the Pennsylvania median
per item · Source

Check ServicesVerified

Cashier’s Check$5Within the typical range ($3–$6 nationally)
At the national medianAt the Pennsylvania median
per item · Source
/money order$1Below the typical range ($1.50–$3 nationally)
$1 below the national median$1 below the Pennsylvania median
per item · Source
Stop Payment$25Within the typical range ($20–$30 nationally)
$2.50 below the national medianAt the Pennsylvania median
per item · Source
Non-Member Check Cashing$5Within the typical range ($5–$10 nationally)
At the national medianAt the Pennsylvania median
per item · Source
Copy of Check$5Within the typical range ($2–$5 nationally)
$2 above the national median$2 above the Pennsylvania median
per item · Source

Account ServicesVerified

Notary$0Within the typical range ($0–$5 nationally)
$2.50 below the national medianAt the Pennsylvania median
Source
Levy/Garnishment/Court Order (Attorney fees may also apply)$25Below the typical range ($30–$90 nationally)
$25 below the national median$75 below the Pennsylvania median
Source

Gift & Prepaid CardsVerified

VISA Gift Card (plastic)$3.50Within the typical range ($3–$4.95 nationally)
At the national median$0.50 above the Pennsylvania median
per item · Source
VISA Gift Card (virtual)$2.50Below the typical range ($3–$4.95 nationally)
$1 below the national median$0.50 below the Pennsylvania median
per item · Source

Swipe for source and notes →

Fee	Amount	vs medians	Basis	Note	Source
Account MaintenanceVerified
Account Closure	$5Below the typical range ($10–$25 nationally)	$12.50 below the national median$5 below the Pennsylvania median	—	—	Source
Account Dormant Escheat	$25Above the typical range ($5–$10 nationally)	$20 above the national median$20 above the Pennsylvania median	—	—	Source
Account Reconciliation	$25Within the typical range ($12–$25 nationally)	$7.50 above the national median$7.50 above the Pennsylvania median	—	—	Source
Overdraft & NSFVerified
Overdraft	$25Within the typical range ($25–$33 nationally)	$5 below the national median$5 below the Pennsylvania median	per item	—	Source
NSF (Non-Sufficient Funds)	$25
ATM & CardVerified
VISA Card Replacement	$15Above the typical range ($5–$10 nationally)	$5 above the national median$5 above the Pennsylvania median	per item	—	Source
Wire TransfersVerified
Wire Transfer (Outgoing)	$30Above the typical range ($20–$25 nationally)	$5 above the national median$5 above the Pennsylvania median	per item	—	Source
Wire Transfer (Incoming)	$20
Check ServicesVerified
Cashier’s Check	$5Within the typical range ($3–$6 nationally)	At the national medianAt the Pennsylvania median	per item	—	Source
/money order	$1
Account ServicesVerified
Notary	$0Within the typical range ($0–$5 nationally)	$2.50 below the national medianAt the Pennsylvania median	—	—	Source
Levy/Garnishment/Court Order (Attorney fees may also apply)	$25
Retirement & IRAVerified
IRA Account Transfer Fee (To another institution)	$25Within the typical range ($25–$35 nationally)	At the national medianAt the Pennsylvania median	—	—	Source
Gift & Prepaid CardsVerified
VISA Gift Card (plastic)	$3.50Within the typical range ($3–$4.95 nationally)	At the national median$0.50 above the Pennsylvania median	per item	—	Source
VISA Gift Card (virtual)	$2.50

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Headline fees vs. national median

How the headline fees compare

Each figure below is the published fee set against the national median. The commissioned report benchmarks every fee against a verified peer set instead.

Overdraft

$25

Overdraft fee: $25

17% below the national median overdraft fee

18 verified fees collected

Headline fees published

7 of 15

Published fees

Under review

Assets

$114.7M

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Financial Context

Size and fee revenue

Financials as of Q2 2026 · NCUA call report

Total assets

$114.7M

Total deposits

$102.0M

Service charge income (year to date)

$202K

Fee income ratio

6.7%

Return on assets

0.70%

Financial profile · Pro

Performance from regulator filings

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