vs. U.S. typical range:LowerTypicalHigher
$2.50 below the national medianAt the New York median
At the national median$5 below the New York median
per month · Source
$12.50 above the national median$12.50 above the New York median
$12.50 below the national median$12.50 below the New York median
$5 above the national median$5 above the New York median
per item · Source
$5 above the national median$8.50 above the New York median
per item · Source
$2 below the national median$2 below the New York median
per item · Source
$0.50 above the national median$0.50 above the New York median
$5 below the national median$5 below the New York median
per item · Source
—
At the national medianAt the New York median
per item · Source
$5 above the national median$5 above the New York median
per item · Source
$2.50 above the national median$5 above the New York median
per item · Source
$5 above the national median$4 above the New York median
per item · Source
$2 above the national medianAt the New York median
$5 below the national median$10 below the New York median
per item · Source
$50 above the national median$25 above the New York median
$10 above the national median$5 above the New York median
$2 below the national median$2 below the New York median
per item · Source
$2 above the national median$2 above the New York median
per item · Source
$12.50 below the national median$12.50 below the New York median
$37.50 above the national median$37.50 above the New York median
Swipe for source and notes →
| Fee | Amount | vs medians | Basis | Note | Source |
|---|---|---|---|---|---|
Account MaintenanceVerified | |||||
| Account Closure | $15Within the typical range ($10–$25 nationally) | $2.50 below the national medianAt the New York median | — | — | Source |
| Dormant Account (no activity for 365 days) | $5Within the typical range ($5–$10 nationally) | At the national median$5 below the New York median | per month | — | Source |
| Account Reconciliation | $30Above the typical range ($12–$25 nationally) | $12.50 above the national median$12.50 above the New York median | — | — | Source |
| Returned Mail | $5Below the typical range ($12–$25 nationally) | $12.50 below the national median$12.50 below the New York median | — | — | Source |
Overdraft & NSFVerified | |||||
| Overdraft/NSF | $35Above the typical range ($25–$33 nationally) | $5 above the national median$5 above the New York median | per item | — | Source |
| Returned Item | $35 | ||||
ATM & CardVerified | |||||
| (additional fees from ATM operator/network may also apply) | $2Within the typical range ($1–$2.25 nationally) | $0.50 above the national median$0.50 above the New York median | — | — | Source |
| Replacement ATM Card | $5 | ||||
Wire TransfersVerified | |||||
| Wire Transfer (Outgoing – Domestic) | $25Within the typical range ($20–$25 nationally) | At the national medianAt the New York median | per item | — | Source |
| Wire Transfer Incoming | $15 | ||||
Check ServicesVerified | |||||
| Stop Payment (ACH or Draft) | $30Within the typical range ($20–$30 nationally) | $2.50 above the national median$5 above the New York median | per item | — | Source |
| Items Sent for Collection | $25 | ||||
Cash & DepositVerified | |||||
| Deposit Item Return | $10Within the typical range ($8–$25 nationally) | $5 below the national median$10 below the New York median | per item | — | Source |
Account ServicesVerified | |||||
| Legal Process (tax levies, summons) | $100Above the typical range ($30–$90 nationally) | $50 above the national median$25 above the New York median | — | — | Source |
Lending FeesVerified | |||||
| Late Fee (after 10 day grace period) | $30Above the typical range ($10–$25 nationally) | $10 above the national median$5 above the New York median | — | — | Source |
Other FeesVerified | |||||
| Photocopy | $1Below the typical range ($2–$5 nationally) | $2 below the national median$2 below the New York median | per item | — | Source |
| Statement Copy | $5 | ||||
Overdraft
$35.00
Of 66 others that publish it, 55 lower, 9 the same and 2 higher.
Fee change alerts
One email when a verified fee you follow changes. Nothing else unless you ask for it.
Headline fees vs. national median
Overdraft
$35
Headline fees published
10 of 15
Published fees
21
Under review
0
Assets
$84.1M
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Financial Context
Financials as of Q2 2026 · NCUA call report
Total assets
$84.1M
Total deposits
$74.9M
Service charge income (year to date)
$466K
Fee income ratio
15.7%
Return on assets
0.85%
Financial profile · Pro
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| $5 above the national median$8.50 above the New York median |
| per item |
| — |
| Source |
| Overdraft Protection | $3Within the typical range ($2.50–$5 nationally) | $2 below the national median$2 below the New York median | per item | — | Source |
| $5 below the national median$5 below the New York median |
| per item |
| — |
| Source |
| Foreign Transactions | 1%of the transaction | — | — | — | Source |
| $5 above the national median$5 above the New York median |
| per item |
| — |
| Source |
| $5 above the national median$4 above the New York median |
| per item |
| — |
| Source |
| Check Copy | $5Within the typical range ($2–$5 nationally) | $2 above the national medianAt the New York median | — | — | Source |
| $2 above the national median$2 above the New York median |
| per item |
| — |
| Source |
| Consumer Loan Application Fee | $25Within the typical range ($25–$100 nationally) | $12.50 below the national median$12.50 below the New York median | — | — | Source |
| Quick Cash Loan Application Fee | $75Within the typical range ($25–$100 nationally) | $37.50 above the national median$37.50 above the New York median | — | — | Source |