Fees published

Fees on this page come from the institution's own published fee schedule. Benchmark scores use only fees that cleared review.

Community credit union, under $300M

Ufcw Community Federal Credit Union

Wyoming, PennsylvaniaCredit UnionPhiladelphia Fed districtFees collected Oct 3, 2026Financials Q2 2026

Website Published fee schedule

Published fees

Published fees power benchmarks; fees under review do not.

vs. U.S. typical range:LowerTypicalHigher

Account MaintenanceVerified

Dormant Account (No Activity For 18 Months)$5Within the typical range ($5–$10 nationally)

At the national medianAt the Pennsylvania median

Account Reconciliation/Research$30

$12.50 above the national median$12.50 above the Pennsylvania median

Source

Invalid Address / Returned Mail$5

$12.50 below the national median$12.50 below the Pennsylvania median

per month · Source

Overdraft & NSFVerified

NSF / Overdraft Privilege / Courtesy Pay$35Above the typical range ($25–$33 nationally)
$5 above the national median$5 above the Pennsylvania median
per item · Source
Non-Sufficient Funds (NSF) / Uncollected Funds$35Above the typical range ($25–$32 nationally)
$5 above the national median$5 above the Pennsylvania median
per item · Source

ATM & CardVerified

Card Replacement (Lost/Stolen)$7Within the typical range ($5–$10 nationally)
$3 below the national median$3 below the Pennsylvania median
Source
Card Replacement (Lost/Stolen) - Rush / Overnight Mailing$75Above the typical range ($30–$50 nationally)
$35 above the national median$40 above the Pennsylvania median
Source

Wire TransfersVerified

Incoming Wire$0Below the typical range ($5–$15 nationally)
$10 below the national median$15 below the Pennsylvania median
Source
Wires: Outgoing International$50Within the typical range ($40–$50 nationally)
At the national median$10 above the Pennsylvania median
Source

Check ServicesVerified

Corporate Checks$3Within the typical range ($3–$6 nationally)
$2 below the national median$2 below the Pennsylvania median
per item · Source
Stop Payment On Corporate Check$25Within the typical range ($20–$30 nationally)
$2.50 below the national medianAt the Pennsylvania median
Source
Copy of Check (Over two Years Old)$8Above the typical range ($2–$5 nationally)
$5 above the national median$5 above the Pennsylvania median
per item · Source
Copy of Check / Draft (Within the Past two Years)$5Within the typical range ($2–$5 nationally)
$2 above the national median$2 above the Pennsylvania median
per item · Source

Cash & DepositVerified

Cash Advance$5Within the typical range ($2–$10 nationally)
At the national medianAt the Pennsylvania median
Source
Returned Deposited Check$20Within the typical range ($8–$25 nationally)
$5 above the national medianAt the Pennsylvania median
per item · Source

Account ServicesVerified

Domestic Relations & Levy$50Within the typical range ($30–$90 nationally)
At the national median$50 below the Pennsylvania median
Source
Legal Order (Subpoena or Writ of Execution)$100Within the typical range ($30–$100 nationally)
$50 above the national median$50 above the Pennsylvania median
Source

Lending FeesVerified

Late Payment$15Within the typical range ($10–$25 nationally)
$5 below the national median$5 below the Pennsylvania median
Source
Late Payment (Assessed by Visa)$20Within the typical range ($10–$25 nationally)
At the national medianAt the Pennsylvania median
Source

Retirement & IRAVerified

IRA Transfer Fee (Excludes Member Financial Services)$25Within the typical range ($25–$35 nationally)
At the national medianAt the Pennsylvania median
Source

Gift & Prepaid CardsVerified

Gift Cards$1Below the typical range ($3–$4.95 nationally)
$2.50 below the national median$2 below the Pennsylvania median
per item · Source

Other FeesVerified

Personal Document Copies (Member’s Request)$1Below the typical range ($2–$5 nationally)
$2 below the national median$2 below the Pennsylvania median
per item · Source
Statement Copies$1Below the typical range ($2–$5 nationally)
$2 below the national median$2 below the Pennsylvania median
per item · Source
Statement Copies From Online Banking / e-Statements$0Below the typical range ($2–$5 nationally)
$3 below the national median$3 below the Pennsylvania median
Source

Swipe for source and notes →

Fee	Amount	vs medians	Basis	Note	Source
Account MaintenanceVerified
Dormant Account (No Activity For 18 Months)	$5Within the typical range ($5–$10 nationally)	At the national medianAt the Pennsylvania median	per month	—	Source
Account Reconciliation/Research	$30Above the typical range ($11–$25 nationally)	$12.50 above the national median$12.50 above the Pennsylvania median	—	—	Source
Invalid Address / Returned Mail	$5Below the typical range ($11–$25 nationally)	$12.50 below the national median$12.50 below the Pennsylvania median	per month	—	Source
Overdraft & NSFVerified
NSF / Overdraft Privilege / Courtesy Pay	$35Above the typical range ($25–$33 nationally)	$5 above the national median$5 above the Pennsylvania median	per item	—	Source
Non-Sufficient Funds (NSF) / Uncollected Funds	$35
ATM & CardVerified
Card Replacement (Lost/Stolen)	$7Within the typical range ($5–$10 nationally)	$3 below the national median$3 below the Pennsylvania median	—	—	Source
Card Replacement (Lost/Stolen) - Rush / Overnight Mailing	$75
Wire TransfersVerified
Incoming Wire	$0Below the typical range ($5–$15 nationally)	$10 below the national median$15 below the Pennsylvania median	—	—	Source
Wires: Outgoing International	$50
Check ServicesVerified
Corporate Checks	$3Within the typical range ($3–$6 nationally)	$2 below the national median$2 below the Pennsylvania median	per item	—	Source
Stop Payment On Corporate Check	$25
Cash & DepositVerified
Cash Advance	$5Within the typical range ($2–$10 nationally)	At the national medianAt the Pennsylvania median	—	—	Source
Returned Deposited Check	$20
Account ServicesVerified
Domestic Relations & Levy	$50Within the typical range ($30–$90 nationally)	At the national median$50 below the Pennsylvania median	—	—	Source
Legal Order (Subpoena or Writ of Execution)	$100
Lending FeesVerified
Late Payment	$15Within the typical range ($10–$25 nationally)	$5 below the national median$5 below the Pennsylvania median	—	—	Source
Late Payment (Assessed by Visa)	$20
Retirement & IRAVerified
IRA Transfer Fee (Excludes Member Financial Services)	$25Within the typical range ($25–$35 nationally)	At the national medianAt the Pennsylvania median	—	—	Source
Gift & Prepaid CardsVerified
Gift Cards	$1Below the typical range ($3–$4.95 nationally)	$2.50 below the national median$2 below the Pennsylvania median	per item	—	Source
Other FeesVerified
Personal Document Copies (Member’s Request)	$1Below the typical range ($2–$5 nationally)	$2 below the national median$2 below the Pennsylvania median	per item	—	Source
Statement Copies	$1

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Headline fees vs. national median

How the headline fees compare

Each figure below is the published fee set against the national median. The commissioned report benchmarks every fee against a verified peer set instead.

Overdraft

$35

Overdraft fee: $35

17% above the national median overdraft fee

24 verified fees collected

Headline fees published

8 of 15

Published fees

Under review

Assets

$181.4M

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Financial Context

Size and fee revenue

Financials as of Q2 2026 · NCUA call report

Total assets

$181.4M

Total deposits

$158.9M

Service charge income (year to date)

$703K

Fee income ratio

15.5%

Return on assets

1.51%

Financial profile · Pro

Performance from regulator filings

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