Fees published

Fees on this page come from the institution's own published fee schedule. Benchmark scores use only fees that cleared review.

Community credit union, under $300M

Cherokee County Teachers Federal Credit Union

Rusk, TexasCredit UnionDallas Fed districtFees collected Oct 6, 2026Financials Q2 2026

Website Published fee schedule

Published fees

Published fees power benchmarks; fees under review do not.

vs. U.S. typical range:LowerTypicalHigher

Account MaintenanceVerified

Checking Account service Charge (if minimum balance is not met)$5Within the typical range ($4–$10 nationally)

$1 below the national median$2 below the Texas median

Early Closing Fee for accounts closed within 90 days of opening$10

$7.50 below the national median$5 below the Texas median

Source

Inactive account (12 months or more, less than account balance, no active loans)$5

At the national medianAt the Texas median

per month · Source

Account Research per hour$10

$7.50 below the national median$5.50 below the Texas median

Source

Overdraft & NSFVerified

Non-Sufficient Funds Fee (NSF) (per item)$28Within the typical range ($25–$32 nationally)
$2 below the national median$2 below the Texas median
per item · Source

ATM & CardVerified

Replacement cards and Pins$25Above the typical range ($5–$10 nationally)
$15 above the national median$17.50 above the Texas median
per item · Source

Wire TransfersVerified

Wire Transfer: Outgoing Domestic (each)$10Below the typical range ($20–$25 nationally)
$15 below the national median$10 below the Texas median
per item · Source
Wire Transfer: International (each)$30Below the typical range ($40–$50 nationally)
$20 below the national median$20 below the Texas median
per item · Source

Check ServicesVerified

Official Check(each item)$25Above the typical range ($3–$6 nationally)
$20 above the national median$20 above the Texas median
per item · Source
Stop Payment (each item)$25Within the typical range ($20–$30 nationally)
$2.50 below the national median$4.50 below the Texas median
per item · Source
Check copy fee (each)$3Within the typical range ($2–$5 nationally)
At the national medianAt the Texas median
per item · Source

Cash & DepositVerified

Returned Item Chargeback(per item)$5Below the typical range ($8–$25 nationally)
$10 below the national median$7 below the Texas median
per item · Source

Account ServicesVerified

Garnishment or Levy$10Below the typical range ($30–$90 nationally)
$40 below the national median$40 below the Texas median
Source

Other FeesVerified

Statement Copy(per copy)$1Below the typical range ($2–$5 nationally)
$2 below the national median$2 below the Texas median
per item · Source

Swipe for source and notes →

Fee	Amount	vs medians	Basis	Note	Source
Account MaintenanceVerified
Checking Account service Charge (if minimum balance is not met)	$5Within the typical range ($4–$10 nationally)	$1 below the national median$2 below the Texas median	—	—	Source
Early Closing Fee for accounts closed within 90 days of opening	$10Within the typical range ($10–$25 nationally)	$7.50 below the national median$5 below the Texas median	—	—	Source
Inactive account (12 months or more, less than account balance, no active loans)	$5Within the typical range ($5–$10 nationally)	At the national medianAt the Texas median	per month	—	Source
Account Research per hour	$10Below the typical range ($12–$25 nationally)	$7.50 below the national median$5.50 below the Texas median	—	—	Source
Overdraft & NSFVerified
Non-Sufficient Funds Fee (NSF) (per item)	$28Within the typical range ($25–$32 nationally)	$2 below the national median$2 below the Texas median	per item	—	Source
ATM & CardVerified
Replacement cards and Pins	$25Above the typical range ($5–$10 nationally)	$15 above the national median$17.50 above the Texas median	per item	—	Source
Wire TransfersVerified
Wire Transfer: Outgoing Domestic (each)	$10Below the typical range ($20–$25 nationally)	$15 below the national median$10 below the Texas median	per item	—	Source
Wire Transfer: International (each)	$30
Check ServicesVerified
Official Check(each item)	$25Above the typical range ($3–$6 nationally)	$20 above the national median$20 above the Texas median	per item	—	Source
Stop Payment (each item)	$25
Cash & DepositVerified
Returned Item Chargeback(per item)	$5Below the typical range ($8–$25 nationally)	$10 below the national median$7 below the Texas median	per item	—	Source
Account ServicesVerified
Garnishment or Levy	$10Below the typical range ($30–$90 nationally)	$40 below the national median$40 below the Texas median	—	—	Source
Other FeesVerified
Statement Copy(per copy)	$1Below the typical range ($2–$5 nationally)	$2 below the national median$2 below the Texas median	per item	—	Source

Fee change alerts

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Headline fees vs. national median

How the headline fees compare

Each figure below is the published fee set against the national median. The commissioned report benchmarks every fee against a verified peer set instead.

NSF fee: $28

7% below the national median NSF fee

14 verified fees collected

Headline fees published

8 of 15

Published fees

Under review

Assets

$13.9M

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Financial Context

Size and fee revenue

Financials as of Q2 2026 · NCUA call report

Total assets

$13.9M

Total deposits

$11.2M

Service charge income (year to date)

$23K

Fee income ratio

6.4%

Return on assets

-1.72%

Financial profile · Pro

Performance from regulator filings

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Based on 65,682 published fee entries from 3,608 institutions

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