vs. U.S. typical range:LowerTypicalHigher
$25 above the national median$25 above the Massachusetts median
$20 above the national median$20 above the Massachusetts median
$12.50 above the national median$5 above the Massachusetts median
$12.50 below the national median$20 below the Massachusetts median
At the national medianAt the Massachusetts median
per item · Source
At the national medianAt the Massachusetts median
$2 below the national median$2 below the Massachusetts median
$5 below the national median$5 below the Massachusetts median
$8 above the national median$8 above the Massachusetts median
At the national median$1 below the Massachusetts median
$7.50 above the national median$8.75 above the Massachusetts median
per item · Source
At the national median$2 below the Massachusetts median
$15 above the national median$22.86 above the Massachusetts median
$2.50 below the national median$1.25 below the Massachusetts median
$7.50 above the national median$8.75 above the Massachusetts median
$25 below the national median$25 below the Massachusetts median
$10 above the national median$20 above the Massachusetts median
Swipe for source and notes →
| Fee | Amount | vs medians | Basis | Note | Source |
|---|---|---|---|---|---|
Account MaintenanceVerified | |||||
| Close Account for Inactivity or Abuse | $30Above the typical range ($5–$10 nationally) | $25 above the national median$25 above the Massachusetts median | — | — | Source |
| Inactive Account Fee (>2 yrs) | $25Above the typical range ($5–$10 nationally) | $20 above the national median$20 above the Massachusetts median | — | — | Source |
| Account Balancing Research Per Hour | $30Above the typical range ($11–$25 nationally) | $12.50 above the national median$5 above the Massachusetts median | — | — | Source |
| Return Mail for Incorrect Address | $5Below the typical range ($11–$25 nationally) | $12.50 below the national median$20 below the Massachusetts median | — | — | Source |
Overdraft & NSFVerified | |||||
| Overdraft/Courtesy Pay – Per Item | $30Within the typical range ($25–$33 nationally) | At the national medianAt the Massachusetts median | per item | — | Source |
| Non-Sufficient Funds (NSF) Share Draft/ACH | $30 | ||||
ATM & CardVerified | |||||
| ATM/DEBIT Replacement Card | $5Within the typical range ($5–$10 nationally) | $5 below the national median$5 below the Massachusetts median | — | — | Source |
Wire TransfersVerified | |||||
| Wire Transfers (Domestic Only) | $33Above the typical range ($20–$25 nationally) | $8 above the national median$8 above the Massachusetts median | — | — | Source |
Check ServicesVerified | |||||
| Money Orders (Members Only) | $2Within the typical range ($1.50–$3 nationally) | At the national median$1 below the Massachusetts median | — | — | Source |
| Stop Payment (Per Item) | $35 | ||||
Cash & DepositVerified | |||||
| Returned Deposit Item | $30Above the typical range ($8–$25 nationally) | $15 above the national median$22.86 above the Massachusetts median | — | — | Source |
Account ServicesVerified | |||||
| Notary Fee Member | $0Within the typical range ($0–$5 nationally) | $2.50 below the national median$1.25 below the Massachusetts median | — | — | Source |
| Notary Fee Non-Member | $10 | ||||
Lending FeesVerified | |||||
| Loan Late Charge (10 days) | $30Above the typical range ($10–$25 nationally) | $10 above the national median$20 above the Massachusetts median | — | — | Source |
| UCC Filing | $45 | ||||
Fee change alerts
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Headline fees vs. national median
Overdraft
$30
Headline fees published
7 of 15
Published fees
18
Under review
0
Assets
$26.7M
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Financial Context
Financials as of Q2 2026 · NCUA call report
Total assets
$26.7M
Total deposits
$23.2M
Service charge income (year to date)
$83K
Fee income ratio
11.9%
Return on assets
0.06%
Financial profile · Pro
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| At the national medianAt the Massachusetts median |
| — |
| — |
| Source |
| Overdraft Transfer From Savings | $3Within the typical range ($2.50–$5 nationally) | $2 below the national median$2 below the Massachusetts median | — | — | Source |
| $7.50 above the national median$8.75 above the Massachusetts median |
| per item |
| — |
| Source |
| Copy of Negotiable Item | $3Within the typical range ($2–$5 nationally) | At the national median$2 below the Massachusetts median | — | — | Source |
| $7.50 above the national median$8.75 above the Massachusetts median |
| — |
| — |
| Source |
| Levies/Garnishments/Executions | $25Below the typical range ($30–$90 nationally) | $25 below the national median$25 below the Massachusetts median | — | — | Source |
| $13 above the national median |
| — |
| — |
| Source |