vs. U.S. typical range:LowerTypicalHigher
$13.95 above the national median$12.45 above the South Carolina median
per month · Source
$1 below the national median$2.50 below the South Carolina median
per month · Source
$4 above the national median$2.50 above the South Carolina median
per month · Source
$0.05 below the national median$1.55 below the South Carolina median
per month · Source
$7.50 below the national medianAt the South Carolina median
At the national median$2.25 below the South Carolina median
per month · Source
$10 above the national median$7.75 above the South Carolina median
per month · Source
$7.50 below the national median$2.50 below the South Carolina median
per month · Source
$5 above the national median$4 above the South Carolina median
$5 above the national median$4.50 above the South Carolina median
per item · Source
At the national median$3 above the South Carolina median
$0.50 above the national medianAt the South Carolina median
per item · Source
At the national medianAt the South Carolina median
$10 below the national medianAt the South Carolina median
At the national median$5 above the South Carolina median
$10 below the national median$5 below the South Carolina median
$5 below the national median$5 below the South Carolina median
$5 above the national median$5 above the South Carolina median
$7.50 above the national median$4.50 above the South Carolina median
per item · Source
$5 above the national median$10 above the South Carolina median
per item · Source
At the national median$5.50 above the South Carolina median
per item · Source
$20 above the national median$10 above the South Carolina median
$5 below the national median$15 below the South Carolina median
$35 above the national median$25 above the South Carolina median
$15 above the national median$5 above the South Carolina median
$85 above the national median$75 above the South Carolina median
$50 above the national median$50 above the South Carolina median
Swipe for source and notes →
| Fee | Amount | vs medians | Basis | Note | Source |
|---|---|---|---|---|---|
Account MaintenanceVerified | |||||
| Introducing Impact Checking Monthly Maintenance Charge | $19.95Above the typical range ($4–$10 nationally) | $13.95 above the national median$12.45 above the South Carolina median | per month | — | Source |
| Monthly service fee | $5Within the typical range ($4–$10 nationally) | $1 below the national median$2.50 below the South Carolina median | per month | — | Source |
| Renew Checking Monthly Maintenance Charge | $10Within the typical range ($4–$10 nationally) | $4 above the national median$2.50 above the South Carolina median | per month | — | Source |
| Secured Checking – Monthly Service Fee | $5.95Within the typical range ($4–$10 nationally) | $0.05 below the national median$1.55 below the South Carolina median | per month | — | Source |
| Holiday Club – Early Withdrawal Fee | $10Within the typical range ($10–$25 nationally) | $7.50 below the national medianAt the South Carolina median | — | — | Source |
| Debit Card Inactivity Fee, per month | $5Within the typical range ($5–$10 nationally) | At the national median$2.25 below the South Carolina median | per month | — | Source |
| Inactivity Fee – per month | $15Above the typical range ($5–$10 nationally) | $10 above the national median$7.75 above the South Carolina median | per month | — | Source |
| Bad Address Fee – per month | $10Below the typical range ($12–$25 nationally) | $7.50 below the national median$2.50 below the South Carolina median | per month | — | Source |
Overdraft & NSFVerified | |||||
| Enhanced Overdraft Privilege Fee | $35Above the typical range ($25–$33 nationally) | $5 above the national median$4 above the South Carolina median | — | — | Source |
| Insufficient Funds (NSF), per item | $35 | ||||
ATM & CardVerified | |||||
| Use of Non-REV ATMs (Foreign ATM Fee) | $2Within the typical range ($1–$2.25 nationally) | $0.50 above the national medianAt the South Carolina median | per item | — | Source |
| Replacement Debit Card Fee | $10 | ||||
Wire TransfersVerified | |||||
| Outgoing Domestic Wire | $25Within the typical range ($20–$25 nationally) | At the national median$5 above the South Carolina median | — | — | Source |
| Legacy product from Riegelwood – not available as a new product: Outgoing International Wire | $40 | ||||
Check ServicesVerified | |||||
| Official Check to Self | $0Below the typical range ($3–$6 nationally) | $5 below the national median$5 below the South Carolina median | — | — | Source |
| Official Check to Third Party | $10 | ||||
Digital & ElectronicVerified | |||||
| ACH Origination Fee, per Loan Payment | $15Within the typical range ($5–$20 nationally) | $5 above the national median$10 above the South Carolina median | per item | — | Source |
Cash & DepositVerified | |||||
| Deposit Item Return Unpaid | $15Within the typical range ($8–$25 nationally) | At the national median$5.50 above the South Carolina median | per item | — | Source |
Account ServicesVerified | |||||
| Safe Deposit Box 3 X 10 | $65Within the typical range ($30–$70 nationally) | $20 above the national median$10 above the South Carolina median | — | — | Source |
| Safe Deposit Box 3 X 5 | $40 | ||||
Its state has too few comparable institutions, so these are its Fed district peers.
Overdraft
$35.00
Of 108 others that publish it, 85 lower, 21 the same and 2 higher.
Monthly maintenance
$7.98
Of 57 others that publish it, 39 lower and 18 higher.
Fee change alerts
One email when a verified fee you follow changes. Nothing else unless you ask for it.
Headline fees vs. national median
Overdraft
$35
Headline fees published
11 of 15
Published fees
27
Under review
0
Assets
$1.2B
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Financial Context
Financials as of Q2 2026 · NCUA call report
Total assets
$1.2B
Total deposits
$968.4M
Service charge income (year to date)
$4.2M
Fee income ratio
10.8%
Return on assets
0.44%
Financial profile · Pro
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| $5 above the national median$4.50 above the South Carolina median |
| per item |
| — |
| Source |
| Overdraft Transfer Fee (Share to Share) | $5Within the typical range ($2.50–$5 nationally) | At the national median$3 above the South Carolina median | — | — | Source |
| At the national medianAt the South Carolina median |
| — |
| — |
| Source |
| Expedited Replacement Card Fee | $30Within the typical range ($30–$50 nationally) | $10 below the national medianAt the South Carolina median | — | — | Source |
| $10 below the national median$5 below the South Carolina median |
| — |
| — |
| Source |
| $5 above the national median$5 above the South Carolina median |
| — |
| — |
| Source |
| Stop Payment Fee (Check or ACH), per item | $35Above the typical range ($20–$30 nationally) | $7.50 above the national median$4.50 above the South Carolina median | per item | — | Source |
| $5 below the national median$15 below the South Carolina median |
| — |
| — |
| Source |
| Safe Deposit Box 5 X 10 | $80Above the typical range ($30–$70 nationally) | $35 above the national median$25 above the South Carolina median | — | — | Source |
| Safe Deposit Box 5 X 5 | $60Within the typical range ($30–$70 nationally) | $15 above the national median$5 above the South Carolina median | — | — | Source |
| Safe Deposit Box Drilling/Lock Change Fee | $130Above the typical range ($30–$70 nationally) | $85 above the national median$75 above the South Carolina median | — | — | Source |
| (if qualifications are not met): Processing Fee for Levies/Garnishments | $100Above the typical range ($30–$90 nationally) | $50 above the national median$50 above the South Carolina median | — | — | Source |