vs. U.S. typical range:LowerTypicalHigher
$3 below the national median$2 below the Pennsylvania median
per month · Source
$6.95 above the national median$7.95 above the Pennsylvania median
per month · Source
$44 above the national median$45 above the Pennsylvania median
per month · Source
$1 above the national median$2 above the Pennsylvania median
per month · Source
$6 above the national median$7 above the Pennsylvania median
per month · Source
$0.95 above the national median$1.95 above the Pennsylvania median
per month · Source
$4 above the national median$5 above the Pennsylvania median
per month · Source
$7.50 above the national median$15 above the Pennsylvania median
$7 above the national median$7 above the Pennsylvania median
per month · Source
$2.50 above the national median$2.50 above the Pennsylvania median
per item · Source
$12.50 below the national median$12.50 below the Pennsylvania median
At the national median$1 above the Pennsylvania median
$6 above the national median$6 above the Pennsylvania median
per item · Source
$5 above the national median$5 above the Pennsylvania median
$0.50 below the national median$0.50 below the Pennsylvania median
$0.50 above the national median$0.50 above the Pennsylvania median
$2 above the national median$2 above the Pennsylvania median
At the national medianAt the Pennsylvania median
$7 above the national median$7 above the Pennsylvania median
$8.50 above the national median$11 above the Pennsylvania median
$30 above the national median$30 above the Pennsylvania median
$105 above the national median$95.60 above the Pennsylvania median
$25 below the national median$34.40 below the Pennsylvania median
$5 below the national median$14.40 below the Pennsylvania median
$150 above the national median$100 above the Pennsylvania median
$2 below the national median$2 below the Pennsylvania median
per item · Source
Swipe for source and notes →
| Fee | Amount | vs medians | Basis | Note | Source |
|---|---|---|---|---|---|
Account MaintenanceVerified | |||||
| Monthly fee | $3Below the typical range ($4–$10 nationally) | $3 below the national median$2 below the Pennsylvania median | per month | — | Source |
| Monthly fee | $12.95Above the typical range ($4–$10 nationally) | $6.95 above the national median$7.95 above the Pennsylvania median | per month | — | Source |
| Monthly fee | $50Above the typical range ($4–$10 nationally) | $44 above the national median$45 above the Pennsylvania median | per month | — | Source |
| Monthly fee | $7Within the typical range ($4–$10 nationally) | $1 above the national median$2 above the Pennsylvania median | per month | — | Source |
| Monthly fee | $12Above the typical range ($4–$10 nationally) | $6 above the national median$7 above the Pennsylvania median | per month | — | Source |
| Monthly Service Fee - There | $6.95Within the typical range ($4–$10 nationally) | $0.95 above the national median$1.95 above the Pennsylvania median | per month | — | Source |
| requirement and no monthly service charge. | $10Within the typical range ($4–$10 nationally) | $4 above the national median$5 above the Pennsylvania median | per month | — | Source |
| Account closing fee | $25Within the typical range ($10–$25 nationally) | $7.50 above the national median$15 above the Pennsylvania median | — | — | Source |
| Inactivity Fee - after 12th month (per cycle) | $12Above the typical range ($5–$10 nationally) | $7 above the national median$7 above the Pennsylvania median | per month | — | Source |
| Excess Activity (per item) | $20Within the typical range ($12–$25 nationally) | $2.50 above the national median$2.50 above the Pennsylvania median | per item | — | Source |
| Invalid Address | $5Below the typical range ($12–$25 nationally) | $12.50 below the national median$12.50 below the Pennsylvania median | — | — | Source |
| Paper Statement In-House Printing Fee | $3Within the typical range ($2–$4.88 nationally) | At the national median$1 above the Pennsylvania median | — | — | Source |
Overdraft & NSFVerified | |||||
| Overdrafts (per item) | $36Above the typical range ($25–$33 nationally) | $6 above the national median$6 above the Pennsylvania median | per item | — | Source |
| Overdraft Protection Transfer Fee | $10 | ||||
ATM & CardVerified | |||||
| Balance Inquiries at non-F&M Trust ATM | $1Within the typical range ($1–$2.25 nationally) | $0.50 below the national median$0.50 below the Pennsylvania median | — | — | Source |
| Transfers at non-F&M Trust ATM | $2 | ||||
Check ServicesVerified | |||||
| Official Checks | $12Above the typical range ($3–$6 nationally) | $7 above the national median$7 above the Pennsylvania median | — | — | Source |
| Stop Payment | $36 | ||||
Account ServicesVerified | |||||
| Drilling | $150Above the typical range ($30–$70 nationally) | $105 above the national median$95.60 above the Pennsylvania median | — | — | Source |
| Lost Key Replacement | $20 | ||||
Other FeesVerified | |||||
| Photocopies (per page) | $1Below the typical range ($2–$5 nationally) | $2 below the national median$2 below the Pennsylvania median | per item | — | Source |
Fee change alerts
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Headline fees vs. national median
Overdraft
$36
Headline fees published
8 of 15
Published fees
26
Under review
0
Assets
$2.3B
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Financial Context
Financials as of Q2 2026 · FDIC call report
Total assets
$2.3B
Total deposits
$1.9B
Service charge income
$810K
Fee income ratio
3.2%
Return on assets
1.25%
Branches
25
Service charge income by quarter
Financial profile · Pro
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| $5 above the national median$5 above the Pennsylvania median |
| — |
| — |
| Source |
| $0.50 above the national median$0.50 above the Pennsylvania median |
| — |
| — |
| Source |
| Withdrawals at non-F&M Trust ATM | $3.50Above the typical range ($1–$2.25 nationally) | $2 above the national median$2 above the Pennsylvania median | — | — | Source |
| Debit Card - Card Replacement | $10Within the typical range ($5–$10 nationally) | At the national medianAt the Pennsylvania median | — | — | Source |
| $8.50 above the national median$11 above the Pennsylvania median |
| — |
| — |
| Source |
| Canadian Check Collection/Processing | $50Above the typical range ($10–$25 nationally) | $30 above the national median$30 above the Pennsylvania median | — | — | Source |
| $25 below the national median$34.40 below the Pennsylvania median |
| — |
| — |
| Source |
| Safe Deposit Box Inventory (per hour) | $40Within the typical range ($30–$70 nationally) | $5 below the national median$14.40 below the Pennsylvania median | — | — | Source |
| Levies, Attachments, and Garnishments | $200Above the typical range ($30–$89.38 nationally) | $150 above the national median$100 above the Pennsylvania median | — | — | Source |