vs. U.S. typical range:LowerTypicalHigher
$1 below the national medianAt the New Mexico median
per month · Source
$6 below the national median$9 below the New Mexico median
per month · Source
At the national medianAt the New Mexico median
per month · Source
$20 above the national median$20 above the New Mexico median
$2.50 above the national median$2.50 above the New Mexico median
$2 below the national median$4 below the New Mexico median
per month · Source
At the national medianAt the New Mexico median
At the national median$5 above the New Mexico median
$0.50 below the national median$0.50 below the New Mexico median
$15 below the national median$5 below the New Mexico median
$5 below the national medianAt the New Mexico median
At the national medianAt the New Mexico median
At the national median$0.50 below the New Mexico median
$2.50 below the national median$3 below the New Mexico median
$0.50 above the national median$2.60 above the New Mexico median
per month · Source
$2.50 above the national medianAt the New Mexico median
$20 above the national median$23.75 above the New Mexico median
per year · Source
$25 below the national median$21.25 below the New Mexico median
per year · Source
$5 below the national median$1.25 below the New Mexico median
per year · Source
$15 below the national median$11.25 below the New Mexico median
per year · Source
At the national medianAt the New Mexico median
$0.50 below the national median$1.99 below the New Mexico median
Swipe for source and notes →
| Fee | Amount | vs medians | Basis | Note | Source |
|---|---|---|---|---|---|
Account MaintenanceVerified | |||||
| Elite Checking Monthly Fee | $5Within the typical range ($4–$10 nationally) | $1 below the national medianAt the New Mexico median | per month | — | Source |
| Minimum Balance Fee (per month-if savings account falls below ) | $1Below the typical range ($5–$10 nationally) | $6 below the national median$9 below the New Mexico median | per month | — | Source |
| Dormant Account Fee | $5Within the typical range ($5–$10 nationally) | At the national medianAt the New Mexico median | per month | — | Source |
| Escheated Account Fee (on dormant accounts after 5 years) | $25Above the typical range ($5–$10 nationally) | $20 above the national median$20 above the New Mexico median | — | — | Source |
| Account Balancing/Research Fee (per hour) | $20Within the typical range ($12–$25 nationally) | $2.50 above the national median$2.50 above the New Mexico median | — | — | Source |
| Paper Statement Monthly Fee | $1Below the typical range ($2–$4.93 nationally) | $2 below the national median$4 below the New Mexico median | per month | — | Source |
Overdraft & NSFVerified | |||||
| Courtesy Pay/Overdraft Fee | $30Within the typical range ($25–$33 nationally) | At the national medianAt the New Mexico median | — | — | Source |
| NSF Return Item Fee | $30 | ||||
ATM & CardVerified | |||||
| Out-Of-Network ATM Fee | $1Within the typical range ($1–$2.25 nationally) | $0.50 below the national median$0.50 below the New Mexico median | — | — | Source |
| Expedited Card Replacement Fee | $25 | ||||
Wire TransfersVerified | |||||
| Domestic Wire Transfer Fee (outgoing) | $20Within the typical range ($20–$25 nationally) | $5 below the national medianAt the New Mexico median | — | — | Source |
Check ServicesVerified | |||||
| Credit Union Teller Check Fee | $5Within the typical range ($3–$6 nationally) | At the national medianAt the New Mexico median | — | — | Source |
| Money Order Fee | $2 | ||||
Digital & ElectronicVerified | |||||
| Inactive Bill Payment Account Fee (per month) | $3Within the typical range ($0–$9.95 nationally) | $0.50 above the national median$2.60 above the New Mexico median | per month | — | Source |
Cash & DepositVerified | |||||
| Credit Card Cash Advance Access Fee (waived for members) | $5Within the typical range ($2–$10 nationally) | At the national median | — | — | Source |
Account ServicesVerified | |||||
| Notary Service Fee (waived for members) | $5Within the typical range ($0–$5 nationally) | $2.50 above the national medianAt the New Mexico median | — | — | Source |
| Safe Deposit Box 10x10 | $65 | ||||
Gift & Prepaid CardsVerified | |||||
| Visa Gift Card Fee | $3Within the typical range ($3–$4.95 nationally) | $0.50 below the national median$1.99 below the New Mexico median | — | — | Source |
Its state has too few comparable institutions, so these are its Fed district peers.
Overdraft
$30.00
Of 131 others that publish it, 55 lower, 41 the same and 35 higher.
Monthly maintenance
$5.00
Of 83 others that publish it, 24 lower, 16 the same and 43 higher.
Fee change alerts
One email when a verified fee you follow changes. Nothing else unless you ask for it.
Headline fees vs. national median
Overdraft
$30
Headline fees published
9 of 15
Published fees
23
Under review
0
Assets
$535.3M
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Financial Context
Financials as of Q2 2026 · NCUA call report
Total assets
$535.3M
Total deposits
$450.7M
Service charge income (year to date)
$1.6M
Fee income ratio
10.7%
Return on assets
1.72%
Financial profile · Pro
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| At the national median$5 above the New Mexico median |
| — |
| — |
| Source |
| $15 below the national median$5 below the New Mexico median |
| — |
| — |
| Source |
| At the national median$0.50 below the New Mexico median |
| — |
| — |
| Source |
| Stop Payment Fee | $25Within the typical range ($20–$30 nationally) | $2.50 below the national median$3 below the New Mexico median | — | — | Source |
| $20 above the national median$23.75 above the New Mexico median |
| per year |
| — |
| Source |
| Safe Deposit Box 3x5 | $20Below the typical range ($30–$70 nationally) | $25 below the national median$21.25 below the New Mexico median | per year | — | Source |
| Safe Deposit Box 5x10 | $40Within the typical range ($30–$70 nationally) | $5 below the national median$1.25 below the New Mexico median | per year | — | Source |
| Safe Deposit Box 5x5 | $30Within the typical range ($30–$70 nationally) | $15 below the national median$11.25 below the New Mexico median | per year | — | Source |
| Garnishment/Levy Fee | $50Within the typical range ($30–$87.50 nationally) | At the national medianAt the New Mexico median | — | — | Source |