vs. U.S. typical range:LowerTypicalHigher
$5 above the national median$5 above the Texas median
per month · Source
$17.50 above the national median$19.50 above the Texas median
$6 below the national median$6 below the Texas median
per item · Source
$6 below the national median$6 below the Texas median
per item · Source
$1.50 below the national median$1.50 below the Texas median
$0.50 below the national median$0.50 below the Texas median
per item · Source
$1.50 above the national median$1.50 above the Texas median
per item · Source
$2.50 below the national median$2.25 below the Texas median
$15 above the national median$20 above the Texas median
At the national median$5 above the Texas median
$10 below the national median$5 below the Texas median
At the national medianAt the Texas median
per item · Source
$1 below the national median$1 below the Texas median
per item · Source
$3.50 below the national median$5.50 below the Texas median
per item · Source
At the national medianAt the Texas median
per item · Source
$2.50 below the national median$5 below the Texas median
$2.50 below the national median$3 below the Texas median
$155 above the national median$155 above the Texas median
per year · Source
$5 below the national median$5 below the Texas median
per year · Source
$125 above the national median$125 above the Texas median
per year · Source
$25 above the national median$25 above the Texas median
per year · Source
$5 above the national median$5 above the Texas median
per year · Source
$65 above the national median$65 above the Texas median
per year · Source
At the national median$25 below the Texas median
per item · Source
Swipe for source and notes →
| Fee | Amount | vs medians | Basis | Note | Source |
|---|---|---|---|---|---|
Account MaintenanceVerified | |||||
| Inactive Account Fee | $10Within the typical range ($5–$10 nationally) | $5 above the national median$5 above the Texas median | per month | — | Source |
| Account Reconciliation Research | $35Above the typical range ($12–$25 nationally) | $17.50 above the national median$19.50 above the Texas median | — | — | Source |
Overdraft & NSFVerified | |||||
| the “Overdrafts and Overdraft Protection” section | $24Below the typical range ($25–$33 nationally) | $6 below the national median$6 below the Texas median | per item | — | Source |
| per item for | to insufficient funds. | $24 | ||||
ATM & CardVerified | |||||
| CO-OP ATM Transactions | $0Below the typical range ($1–$2.25 nationally) | $1.50 below the national median$1.50 below the Texas median | — | — | Source |
| Non-RBFCU ATM Transactions | $1 | ||||
Wire TransfersVerified | |||||
| Wire Transfer - Outgoing | $40Above the typical range ($20–$25 nationally) | $15 above the national median$20 above the Texas median | — | — | Source |
| Wire Transfer - Outgoing | $25 | ||||
Check ServicesVerified | |||||
| Cashier’s Check | $5Within the typical range ($3–$6 nationally) | At the national medianAt the Texas median | per item | — | Source |
| Money Orders | $1 | ||||
Digital & ElectronicVerified | |||||
| Bill Pay Service | $0Within the typical range ($0–$9.95 nationally) | $2.50 below the national median$5 below the Texas median | — | — | Source |
Account ServicesVerified | |||||
| Notary Service | $0Within the typical range ($0–$5 nationally) | $2.50 below the national median$3 below the Texas median | — | — | Source |
| 15x10 (Windcrest Branch) | $200 | ||||
Fee change alerts
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Headline fees vs. national median
Headline fees published
8 of 15
Published fees
24
Under review
0
Assets
$19.6B
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Financial Context
Financials as of Q2 2026 · NCUA call report
Total assets
$19.6B
Total deposits
$15.6B
Service charge income (year to date)
$63.5M
Fee income ratio
9.8%
Return on assets
1.47%
Financial profile · Pro
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| $6 below the national median$6 below the Texas median |
| per item |
| — |
| Source |
| $0.50 below the national median$0.50 below the Texas median |
| per item |
| — |
| Source |
| RBFCU ATM Surcharge for non | $3Above the typical range ($1–$2.25 nationally) | $1.50 above the national median$1.50 above the Texas median | per item | — | Source |
| Foreign Transaction | $0Below the typical range ($0.88–$4.50 nationally) | $2.50 below the national median$2.25 below the Texas median | — | — | Source |
| At the national median$5 above the Texas median |
| — |
| — |
| Source |
| Wire Transfer - Incoming | $0Below the typical range ($5–$15 nationally) | $10 below the national median$5 below the Texas median | — | — | Source |
| $1 below the national median$1 below the Texas median |
| per item |
| — |
| Source |
| Stop Payment | $24Within the typical range ($20–$30 nationally) | $3.50 below the national median$5.50 below the Texas median | per item | — | Source |
| Non-member Check Cashing Fee | $5Within the typical range ($5–$10 nationally) | At the national medianAt the Texas median | per item | — | Source |
| $155 above the national median$155 above the Texas median |
| per year |
| — |
| Source |
| 2x5 (Live Oak Branch) | $40Within the typical range ($30–$70 nationally) | $5 below the national median$5 below the Texas median | per year | — | Source |
| Safe Deposit Box 10x10 | $170Above the typical range ($30–$70 nationally) | $125 above the national median$125 above the Texas median | per year | — | Source |
| Safe Deposit Box 3x10 | $70Within the typical range ($30–$70 nationally) | $25 above the national median$25 above the Texas median | per year | — | Source |
| Safe Deposit Box 3x5 | $50Within the typical range ($30–$70 nationally) | $5 above the national median$5 above the Texas median | per year | — | Source |
| Safe Deposit Box 5x10 | $110Above the typical range ($30–$70 nationally) | $65 above the national median$65 above the Texas median | per year | — | Source |
| Legal Process Fee | $50Within the typical range ($30–$100 nationally) | At the national median$25 below the Texas median | per item | — | Source |