vs. U.S. typical range:LowerTypicalHigher
$9 above the national median$9.50 above the California median
At the national median$1.50 above the California median
per month · Source
$22.50 above the national median$20 above the California median
$12.50 below the national median$15 below the California median
per item · Source
$10 below the national median$5 below the California median
per item · Source
$5 above the national median$5 above the California median
At the national median$2.50 below the California median
At the national medianAt the California median
At the national medianAt the California median
$1 above the national medianAt the California median
$2 above the national median$1 above the California median
$10 above the national median$9.50 above the California median
$5 above the national median$5 above the California median
$2 above the national median$2 above the California median
per item · Source
$7.50 above the national median$5 below the California median
per item · Source
$12.50 above the national medianAt the California median
per item · Source
$50 above the national median$55 above the California median
At the national medianAt the California median
$1.50 above the national median$1.50 above the California median
$2 above the national median$0.75 above the California median
per month · Source
$17.50 below the national median$55 below the California median
Swipe for source and notes →
| Fee | Amount | vs medians | Basis | Note | Source |
|---|---|---|---|---|---|
Account MaintenanceVerified | |||||
| Service charge | $15Above the typical range ($4–$10 nationally) | $9 above the national median$9.50 above the California median | — | — | Source |
| Inactivity Fee after 12 months (per month) | $5Within the typical range ($5–$10 nationally) | At the national median$1.50 above the California median | per month | — | Source |
| Account Research (per hour) | $40Above the typical range ($11–$25 nationally) | $22.50 above the national median$20 above the California median | — | — | Source |
| Return Mail (per item) | $5Below the typical range ($11–$25 nationally) | $12.50 below the national median$15 below the California median | per item | — | Source |
Overdraft & NSFVerified | |||||
| Overdraft Privilege: Wise Checking | $20Below the typical range ($25–$33 nationally) | $10 below the national median$5 below the California median | per item | — | Source |
ATM & CardVerified | |||||
| Card Replacement (Second Request in a Calendar Year) | $15Above the typical range ($5–$10 nationally) | $5 above the national median$5 above the California median | — | — | Source |
| Rush Order for Card or Pin Replacement | $40 | ||||
Wire TransfersVerified | |||||
| Wire Transfers - Domestic | $25Within the typical range ($20–$25 nationally) | At the national medianAt the California median | — | — | Source |
Check ServicesVerified | |||||
| Official Checks | $5Within the typical range ($3–$6 nationally) | At the national medianAt the California median | — | — | Source |
| Money Orders | $3 | ||||
Account ServicesVerified | |||||
| Notary Services for Credit Union Members | $10Above the typical range ($0–$5 nationally) | $7.50 above the national median$5 below the California median | per item | — | Source |
| Notary Services for Non-Members | $15 | ||||
Gift & Prepaid CardsVerified | |||||
| Visa Gift Cards | $5Above the typical range ($3–$4.95 nationally) | $1.50 above the national median$1.50 above the California median | — | — | Source |
Other FeesVerified | |||||
| Statement Copy (per month) | $5Within the typical range ($2–$5 nationally) | $2 above the national median$0.75 above the California median | per month | — | Source |
| Quick Cash Loan Application | $20 | ||||
Fee change alerts
One email when a verified fee you follow changes. Nothing else unless you ask for it.
Headline fees vs. national median
Overdraft
$20
Headline fees published
5 of 15
Published fees
21
Under review
0
Assets
$122.8M
Work at Thinkwise Federal Credit Union? See every fee vs. your peers.
Fee Insight Pro
Need this every month, for your whole team?
Pro gives up to 5 people the Hamilton workspace: your fees against peers you pick, a watchlist of competitor fee changes, and cited board-ready reports.
Financial Context
Financials as of Q2 2026 · NCUA call report
Total assets
$122.8M
Total deposits
$109.6M
Service charge income (year to date)
$401K
Fee income ratio
12.0%
Return on assets
-0.63%
Financial profile · Pro
Unlock all 50 fee categories, peer benchmarks by charter, size and district, CSV exports, and the Hamilton workspace.
| At the national median$2.50 below the California median |
| — |
| — |
| Source |
| $1 above the national medianAt the California median |
| — |
| — |
| Source |
| Temporary Checks (Four checks) | $4Within the typical range ($1–$4 nationally) | $2 above the national median$1 above the California median | — | — | Source |
| Non-Member Check Cashing | $15Above the typical range ($5–$10 nationally) | $10 above the national median$9.50 above the California median | — | — | Source |
| Foreign Item Deposit (Foreign Bank) | $25Within the typical range ($10–$25 nationally) | $5 above the national median$5 above the California median | — | — | Source |
| Official Check (per copy) | $5Within the typical range ($2–$5 nationally) | $2 above the national median$2 above the California median | per item | — | Source |
| $12.50 above the national medianAt the California median |
| per item |
| — |
| Source |
| Levy/Garnishment | $100Above the typical range ($30–$90 nationally) | $50 above the national median$55 above the California median | — | — | Source |
| Verification of Deposits | $10Within the typical range ($5–$15 nationally) | At the national medianAt the California median | — | — | Source |
| $17.50 below the national median$55 below the California median |
| — |
| — |
| Source |