vs. U.S. typical range:LowerTypicalHigher
$5 above the national median$5 above the Massachusetts median
Knox extract.rules v19 categorized a line held for review from Rosetta artifact #11220. canonical_hint=dormant_account; text_hash=cba2fc4f580059b29dd8d66760b5e3181c5acf8e64d13a84c75a5398e2411151; excerpt="Inactivity Fee – | $10 | (for deposited items that are returned to South Shore Bank" · Source
$7.50 above the national medianAt the Massachusetts median
$7 below the national median$7 below the Massachusetts median
$0.50 above the national median$0.50 above the Massachusetts median
At the national medianAt the Massachusetts median
$3 above the national median$3 above the Massachusetts median
$3 above the national median$2 above the Massachusetts median
$2.50 above the national median$3.75 above the Massachusetts median
$2 above the national medianAt the Massachusetts median
$2 above the national medianAt the Massachusetts median
$2 below the national median$2 below the Massachusetts median
$50 above the national median$50 above the Massachusetts median
$5 below the national median$5 below the Massachusetts median
per year · Source
Swipe for source and notes →
| Fee | Amount | vs medians | Basis | Note | Source |
|---|---|---|---|---|---|
Account MaintenanceVerified | |||||
| Inactivity Fee | $10Within the typical range ($5–$10 nationally) | $5 above the national median$5 above the Massachusetts median | — | Knox extract.rules v19 categorized a line held for review from Rosetta artifact #11220. canonical_hint=dormant_account; text_hash=cba2fc4f580059b29dd8d66760b5e3181c5acf8e64d13a84c75a5398e2411151; excerpt="Inactivity Fee – | $10 | (for deposited items that are returned to South Shore Bank" | Source |
| Reconciliation/Research | $25Within the typical range ($11–$25 nationally) | $7.50 above the national medianAt the Massachusetts median | — | — | Source |
Overdraft & NSFVerified | |||||
| ACH Overdraft/NSF Charge | $23Below the typical range ($25–$33 nationally) | $7 below the national median$7 below the Massachusetts median | — | — | Source |
ATM & CardVerified | |||||
| ATM/POS Activity Charge | $2Within the typical range ($1–$2.25 nationally) | $0.50 above the national median$0.50 above the Massachusetts median | — | — | Source |
| Replacement Debit or ATM Card | $10 | ||||
Check ServicesVerified | |||||
| Treasurer’s Check | $8Above the typical range ($3–$6 nationally) | $3 above the national median$3 above the Massachusetts median | — | — | Source |
| Money Order | $5 | ||||
Digital & ElectronicVerified | |||||
| ACH Return Charge | $23Within the typical range ($15–$30 nationally) | $2 below the national median$2 below the Massachusetts median | — | — | Source |
Account ServicesVerified | |||||
| Attachment/Tax Levy | $100Above the typical range ($30–$90 nationally) | $50 above the national median$50 above the Massachusetts median | — | — | Source |
Retirement & IRAVerified | |||||
| IRA Annual Plan Fee | $10Within the typical range ($10–$25 nationally) | $5 below the national median$5 below the Massachusetts median | per year | — | Source |
Gift & Prepaid CardsVerified | |||||
| Gift Cards | $3.95Within the typical range ($3–$4.95 nationally) | $0.45 above the national median | — | — | Source |
Fee change alerts
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Headline fees vs. national median
Overdraft
$23
Headline fees published
5 of 15
Published fees
14
Under review
0
Assets
$2.5B
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Financial Context
Financials as of Q2 2026 · FDIC call report
Total assets
$2.5B
Total deposits
$2.2B
Service charge income
$288K
Fee income ratio
1.5%
Return on assets
0.72%
Branches
13
Service charge income by quarter
Financial profile · Pro
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| At the national medianAt the Massachusetts median |
| — |
| — |
| Source |
| $3 above the national median$2 above the Massachusetts median |
| — |
| — |
| Source |
| Stop Payment (any) | $30Within the typical range ($20–$30 nationally) | $2.50 above the national median$3.75 above the Massachusetts median | — | — | Source |
| Money Order Copy | $5Within the typical range ($2–$5 nationally) | $2 above the national medianAt the Massachusetts median | — | — | Source |
| Treasurer’s Check Copy | $5Within the typical range ($2–$5 nationally) | $2 above the national medianAt the Massachusetts median | — | — | Source |