vs. U.S. typical range:LowerTypicalHigher
$12.50 below the national median$15 below the Maryland median
At the national medianAt the Maryland median
$7.50 above the national median$7.50 above the Maryland median
$2.50 above the national median$2.50 above the Maryland median
$12.50 below the national median$12.50 below the Maryland median
per item · Source
At the national medianAt the Maryland median
per item · Source
At the national medianAt the Maryland median
At the national medianAt the Maryland median
$0.50 below the national medianAt the Maryland median
per transaction · Source
$1.50 below the national median$1 below the Maryland median
At the national medianAt the Maryland median
$10 above the national median$10 above the Maryland median
$15 above the national median$10 above the Maryland median
$5 below the national median$5 below the Maryland median
per item · Source
$0.50 above the national median$0.25 above the Maryland median
$2.50 above the national median$2.50 above the Maryland median
per item · Source
$2 above the national medianAt the Maryland median
$15 above the national median$10 above the Maryland median
per item · Source
$2.50 below the national median$2 below the Maryland median
$5 below the national median$15 below the Maryland median
per year · Source
$20 below the national median$30 below the Maryland median
per year · Source
$5 above the national median$5 below the Maryland median
per year · Source
$15 above the national median$5 above the Maryland median
per year · Source
$50 above the national medianAt the Maryland median
$10 above the national median$15 above the Maryland median
per item · Source
$1.50 above the national median$1.05 above the Maryland median
Swipe for source and notes →
| Fee | Amount | vs medians | Basis | Note | Source |
|---|---|---|---|---|---|
Account MaintenanceVerified | |||||
| Christmas Club Early Withdrawal Matures every October 1. Penalty for early withdrawal applies | $5Below the typical range ($10–$25 nationally) | $12.50 below the national median$15 below the Maryland median | — | — | Source |
| Escheatment Fee | $5Within the typical range ($5–$10 nationally) | At the national medianAt the Maryland median | — | — | Source |
| Account Balancing or Research | $25Within the typical range ($12–$25 nationally) | $7.50 above the national median$7.50 above the Maryland median | — | — | Source |
| Money Market Excessive Withdrawal Fee | $20Within the typical range ($12–$25 nationally) | $2.50 above the national median$2.50 above the Maryland median | — | — | Source |
| Returned Mail | $5Below the typical range ($12–$25 nationally) | $12.50 below the national median$12.50 below the Maryland median | per item | — | Source |
Overdraft & NSFVerified | |||||
| Courtesy Pay Fee | $30Within the typical range ($25–$33 nationally) | At the national medianAt the Maryland median | per item | — | Source |
| Non-Sufficient Fund Fee/Overdraft | $30 | ||||
ATM & CardVerified | |||||
| Foreign ATM Fee | $1Within the typical range ($1–$2.25 nationally) | $0.50 below the national medianAt the Maryland median | per transaction | — | Source |
| Western MD ATM Network | $0 | ||||
Wire TransfersVerified | |||||
| Outgoing Wire Transfers | $35Above the typical range ($20–$25 nationally) | $10 above the national median$10 above the Maryland median | — | — | Source |
| Incoming Wire Transfers | $25 | ||||
Check ServicesVerified | |||||
| Additional Official Checks (per item) | $0Below the typical range ($3–$6 nationally) | $5 below the national median$5 below the Maryland median | per item | — | Source |
| Money Order | $2.50 | ||||
Cash & DepositVerified | |||||
| Coin Machine (Self-Serve) | $0Within the typical range ($0–$3 nationally) | At the national median | — | — | Source |
| Deposited Item Returned | $30Above the typical range ($8–$25 nationally) | ||||
Account ServicesVerified | |||||
| Notary | $0Within the typical range ($0–$5 nationally) | $2.50 below the national median$2 below the Maryland median | — | — | Source |
| Safe Deposit Box 3 x 10 | $40 | ||||
Lending FeesVerified | |||||
| Skip A Pay Program Fee per loan | $30Above the typical range ($10–$25 nationally) | $10 above the national median$15 above the Maryland median | per item | — | Source |
Gift & Prepaid CardsVerified | |||||
| Visa Gift Cards (Non-reloadable) | $5Above the typical range ($3–$4.95 nationally) | $1.50 above the national median$1.05 above the Maryland median | — | — | Source |
Its state has too few comparable institutions, so these are its Fed district peers.
Overdraft
$30.00
Of 108 others that publish it, 35 lower, 29 the same and 44 higher.
Fee change alerts
One email when a verified fee you follow changes. Nothing else unless you ask for it.
Headline fees vs. national median
Overdraft
$30
Headline fees published
9 of 15
Published fees
27
Under review
0
Assets
$399.3M
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Financial Context
Financials as of Q2 2026 · NCUA call report
Total assets
$399.3M
Total deposits
$336.7M
Service charge income (year to date)
$978K
Fee income ratio
8.0%
Return on assets
1.65%
Financial profile · Pro
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| At the national medianAt the Maryland median |
| — |
| — |
| Source |
| Overdraft Protection – Transfer from Savings | $5Within the typical range ($2.50–$5 nationally) | At the national medianAt the Maryland median | — | — | Source |
| $1.50 below the national median$1 below the Maryland median |
| — |
| — |
| Source |
| Debit Card Replacement | $10Within the typical range ($5–$10 nationally) | At the national medianAt the Maryland median | — | — | Source |
| $15 above the national median$10 above the Maryland median |
| — |
| — |
| Source |
| $0.50 above the national median$0.25 above the Maryland median |
| — |
| — |
| Source |
| Stop Payment | $30Within the typical range ($20–$30 nationally) | $2.50 above the national median$2.50 above the Maryland median | per item | — | Source |
| Draft Copy (Available through PAL Plus at no cost) | $5Within the typical range ($2–$5 nationally) | $2 above the national medianAt the Maryland median | — | — | Source |
| $15 above the national median$10 above the Maryland median |
| per item |
| — |
| Source |
| $5 below the national median$15 below the Maryland median |
| per year |
| — |
| Source |
| Safe Deposit Box 3 x 5 | $25Below the typical range ($30–$70 nationally) | $20 below the national median$30 below the Maryland median | per year | — | Source |
| Safe Deposit Box 5 x 10 | $50Within the typical range ($30–$70 nationally) | $5 above the national median$5 below the Maryland median | per year | — | Source |
| Safe Deposit Box 7 x 10 | $60Within the typical range ($30–$70 nationally) | $15 above the national median$5 above the Maryland median | per year | — | Source |
| Garnishment Fee | $100Above the typical range ($30–$90 nationally) | $50 above the national medianAt the Maryland median | — | — | Source |