vs. U.S. typical range:LowerTypicalHigher
$5 above the national median$5 above the Missouri median
$2.50 above the national median$2.50 above the Missouri median
$12.50 below the national median$12.50 below the Missouri median
$5 above the national median$5.75 above the Missouri median
$1 above the national median$1 above the Missouri median
At the national medianAt the Missouri median
$35 above the national median$40 above the Missouri median
$5 above the national median$5 above the Missouri median
$5 above the national median$5 above the Missouri median
$5 above the national median$5 above the Missouri median
At the national medianAt the Missouri median
$7.50 above the national median$7 above the Missouri median
per item · Source
$1 below the national medianAt the Missouri median
$10 above the national median$10 above the Missouri median
$7 below the national median$7 below the Missouri median
$7 below the national median$2 below the Missouri median
$2.50 above the national median$4 above the Missouri median
$25 below the national median$12.50 below the Missouri median
$35 above the national median$47.50 above the Missouri median
$55 above the national median$67.50 above the Missouri median
$20 below the national median$7.50 below the Missouri median
$15 above the national median$27.50 above the Missouri median
$10 below the national median$2.50 above the Missouri median
$10 above the national median$10 above the Missouri median
per item · Source
$25 above the national medianAt the Missouri median
$0.50 below the national median$1 below the Missouri median
At the national median$0.50 below the Missouri median
$1.50 above the national median$1 above the Missouri median
$1 below the national median$1.50 below the Missouri median
$1 below the national medianAt the Missouri median
At the national median$1 above the Missouri median
$2 below the national median$1 below the Missouri median
per item · Source
Swipe for source and notes →
| Fee | Amount | vs medians | Basis | Note | Source |
|---|---|---|---|---|---|
Account MaintenanceVerified | |||||
| Dormant Fee Checking | $10Within the typical range ($5–$10 nationally) | $5 above the national median$5 above the Missouri median | — | — | Source |
| Account Balancing (per hour-one hour minimum) | $20Within the typical range ($12–$25 nationally) | $2.50 above the national median$2.50 above the Missouri median | — | — | Source |
| Returned Mail Fee | $5Below the typical range ($12–$25 nationally) | $12.50 below the national median$12.50 below the Missouri median | — | — | Source |
Overdraft & NSFVerified | |||||
| NSF: Overdraft Fee (item paid) | $35Above the typical range ($25–$33 nationally) | $5 above the national median$5.75 above the Missouri median | — | — | Source |
ATM & CardVerified | |||||
| ATM Service Charge for Non Guaranty Bank ATM Withdrawal | $2.50Above the typical range ($1–$2.25 nationally) | $1 above the national median$1 above the Missouri median | — | — | Source |
| ATM/Debit Card Replacement Fee | $10 | ||||
Wire TransfersVerified | |||||
| Outgoing Wire | $30Above the typical range ($20–$25 nationally) | $5 above the national median$5 above the Missouri median | — | — | Source |
| Incoming Wire | $15 | ||||
Check ServicesVerified | |||||
| Official Checks | $5Within the typical range ($3–$6 nationally) | At the national medianAt the Missouri median | — | — | Source |
| Stop Payment Fee (per item-electronic or check) | $35 | ||||
Digital & ElectronicVerified | |||||
| Same Day ACH Origination Fee | $20Within the typical range ($5–$20 nationally) | $10 above the national median$10 above the Missouri median | — | — | Source |
| Standard ACH Origination Fee | $3 | ||||
Cash & DepositVerified | |||||
| Return Deposited Item Fee (deposited item returned) | $8Within the typical range ($8–$25 nationally) | $7 below the national median$2 below the Missouri median | — | — | Source |
Account ServicesVerified | |||||
| Notary Services (Non-Customers) | $5Within the typical range ($0–$5 nationally) | $2.50 above the national median$4 above the Missouri median | — | — | Source |
| For Personal Checking Accounts Only: Safe Deposit Late fee | $20 | ||||
Retirement & IRAVerified | |||||
| IRA Transfer Fee | $50Above the typical range ($25–$35 nationally) | $25 above the national medianAt the Missouri median | — | — | Source |
Gift & Prepaid CardsVerified | |||||
| Deposits to Reloadable Prepaid Card | $3Within the typical range ($3–$4.95 nationally) | $0.50 below the national median$1 below the Missouri median | — | — | Source |
| Gift Card | $3.50 | ||||
Other FeesVerified | |||||
| BankOn Statement Copy (per statement) | $2Within the typical range ($2–$5 nationally) | $1 below the national medianAt the Missouri median | — | — | Source |
| Duplicate Statement Copy (per statement) | $3 | ||||
Overdraft
$35.00
Of 47 others that publish it, 38 lower, 5 the same and 4 higher.
Fee change alerts
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Headline fees vs. national median
Overdraft
$35
Headline fees published
9 of 15
Published fees
32
Under review
0
Assets
$2.4B
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Financial Context
Financials as of Q2 2026 · FDIC call report
Total assets
$2.4B
Total deposits
$1.9B
Service charge income
$308K
Fee income ratio
1.6%
Return on assets
0.67%
Branches
13
Service charge income by quarter
Financial profile · Pro
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| At the national medianAt the Missouri median |
| — |
| — |
| Source |
| Expedited Debit Card Replacement | $75Above the typical range ($30–$50 nationally) | $35 above the national median$40 above the Missouri median | — | — | Source |
| $5 above the national median$5 above the Missouri median |
| — |
| — |
| Source |
| Foreign Wire | $55Above the typical range ($40–$50 nationally) | $5 above the national median$5 above the Missouri median | — | — | Source |
| $7.50 above the national median$7 above the Missouri median |
| per item |
| — |
| Source |
| Check Printing Charge (counter checks price for 4) | $1Within the typical range ($1–$4 nationally) | $1 below the national medianAt the Missouri median | — | — | Source |
| $7 below the national median$7 below the Missouri median |
| — |
| — |
| Source |
| $25 below the national median$12.50 below the Missouri median |
| — |
| — |
| Source |
| Safe Deposit Box 10x10 | $80Above the typical range ($30–$70 nationally) | $35 above the national median$47.50 above the Missouri median | — | — | Source |
| Safe Deposit Box 16x10 | $100Above the typical range ($30–$70 nationally) | $55 above the national median$67.50 above the Missouri median | — | — | Source |
| Safe Deposit Box 3x5 | $25Below the typical range ($30–$70 nationally) | $20 below the national median$7.50 below the Missouri median | — | — | Source |
| Safe Deposit Box 5x10 | $60Within the typical range ($30–$70 nationally) | $15 above the national median$27.50 above the Missouri median | — | — | Source |
| Safe Deposit Box 5x5 | $35Within the typical range ($30–$70 nationally) | $10 below the national median$2.50 above the Missouri median | — | — | Source |
| Garnishments/Levy Fee | $60Within the typical range ($30–$90 nationally) | $10 above the national median$10 above the Missouri median | per item | — | Source |
| At the national median$0.50 below the Missouri median |
| — |
| — |
| Source |
| Reloadable Prepaid Card | $5Above the typical range ($3–$4.95 nationally) | $1.50 above the national median$1 above the Missouri median | — | — | Source |
| Secondary Reloadable Prepaid Card (tied to primary) | $2.50Below the typical range ($3–$4.95 nationally) | $1 below the national median$1.50 below the Missouri median | — | — | Source |
| At the national median$1 above the Missouri median |
| — |
| — |
| Source |
| Photocopies (per page) | $1Below the typical range ($2–$5 nationally) | $2 below the national median$1 below the Missouri median | per item | — | Source |