vs. U.S. typical range:LowerTypicalHigher
$12.50 below the national median$10 below the Texas median
$2.50 below the national median$2.50 below the Texas median
per month · Source
$2 above the national median$4.50 above the Texas median
$2 below the national median$2 below the Texas median
$5 below the national median$5 below the Texas median
per item · Source
$5 below the national median$5 below the Texas median
per item · Source
$2.50 below the national medianAt the Texas median
$3 below the national median$3 below the Texas median
$2.50 below the national median$4.50 below the Texas median
per item · Source
$1.75 below the national median$1.75 below the Texas median
per item · first 12 free when opening account · Institution’s schedule
$1.75 below the national median$1.75 below the Texas median
per item · Source
$2 below the national median$2 below the Texas median
per item · Source
$5 below the national median$4.98 below the Texas median
per transaction · Source
$9 below the national median$8.98 below the Texas median
per item · Source
At the national median$5 below the Texas median
per item · Source
$2.50 below the national median$5 below the Texas median
$2.50 above the national median$2 above the Texas median
$2.50 below the national median$3 below the Texas median
$5 above the national medianAt the Texas median
$12.50 below the national medianAt the Texas median
Swipe for source and notes →
| Fee | Amount | vs medians | Basis | Note | Source |
|---|---|---|---|---|---|
Account MaintenanceVerified | |||||
| Account Closure Fee (account open less than six (6) months) | $5Below the typical range ($10–$25 nationally) | $12.50 below the national median$10 below the Texas median | — | — | Source |
| Dormant Account Fee (monthly; applies after period of inactivity per policy) | $2.50Below the typical range ($5–$10 nationally) | $2.50 below the national median$2.50 below the Texas median | per month | — | Source |
| Account Research or Reconciliation (per hour; minimum) | $20Within the typical range ($12.50–$25 nationally) | $2 above the national median$4.50 above the Texas median | — | — | Source |
| Printed Statement (per statement; mailed, picked up, or inter-office delivery) | $1Below the typical range ($2–$4.50 nationally) | $2 below the national median$2 below the Texas median | — | — | Source |
Overdraft & NSFVerified | |||||
| Courtesy Pay (Overdraft/Negative) Fee - per item paid over available balance (items over $25.00) | $25Within the typical range ($25–$33 nationally) | $5 below the national median$5 below the Texas median | per item | — | Source |
| Insufficient Funds (NSF) Fee - per item returned unpaid | $25 | ||||
ATM & CardVerified | |||||
| Debit or ATM Card Replacement (one free replacement per year) | $7.50Within the typical range ($5–$10 nationally) | $2.50 below the national medianAt the Texas median | — | — | Source |
Check ServicesVerified | |||||
| Cashier's Check | $2Below the typical range ($3–$6 nationally) | $3 below the national median$3 below the Texas median | — | — | Source |
| Stop Payment Fee (per request) | $25 | ||||
Digital & ElectronicVerified | |||||
| One-Time ACH Origination - external transfer (per transaction) | $5Within the typical range ($5–$20 nationally) | $5 below the national median$4.98 below the Texas median | per transaction | — | Source |
| Recurring ACH Origination - external transfer (per occurrence) | $1 | ||||
Account ServicesVerified | |||||
| Notary (Non-Members) | $5Within the typical range ($0–$5 nationally) | $2.50 above the national median$2 above the Texas median | — | — | Source |
| Notary Service for Members | $0 | ||||
Lending FeesVerified | |||||
| Late Payment Fee (assessed after 10 days past due) | $25Within the typical range ($10–$25 nationally) | $5 above the national medianAt the Texas median | — | — | Source |
Other FeesVerified | |||||
| Non-Member Loan Application Fee (nonrefundable) | $25Within the typical range ($25–$100 nationally) | $12.50 below the national medianAt the Texas median | — | — | Source |
Fee change alerts
One email when a verified fee you follow changes. Nothing else unless you ask for it.
Headline fees vs. national median
Overdraft
$25
Headline fees published
6 of 15
Published fees
20
Under review
0
Assets
$36.1M
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Financial Context
Financials as of Q2 2026 · NCUA call report
Total assets
$36.1M
Total deposits
$31.4M
Service charge income (year to date)
$137K
Fee income ratio
10.1%
Return on assets
0.79%
Financial profile · Pro
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| $5 below the national median$5 below the Texas median |
| per item |
| — |
| Source |
| $2.50 below the national median$4.50 below the Texas median |
| per item |
| — |
| Source |
| Temporary checks | $0.25Below the typical range ($1–$4 nationally) | $1.75 below the national median$1.75 below the Texas median | per item | first 12 free when opening account | Institution’s schedule |
| Temporary Checks (per check; first 12 free at account opening) | $0.25Below the typical range ($1–$4 nationally) | $1.75 below the national median$1.75 below the Texas median | per item | — | Source |
| Check Copy (per item) | $1Below the typical range ($2–$5 nationally) | $2 below the national median$2 below the Texas median | per item | — | Source |
| $9 below the national median$8.98 below the Texas median |
| per item |
| — |
| Source |
| Returned Loan Payment (check or ACH returned unpaid; per item) | $25Within the typical range ($15–$30 nationally) | At the national median$5 below the Texas median | per item | — | Source |
| Bill Pay - online service from checking account | $0Within the typical range ($0–$9.95 nationally) | $2.50 below the national median$5 below the Texas median | — | — | Source |
| $2.50 below the national median$3 below the Texas median |
| — |
| — |
| Source |