vs. U.S. typical range:LowerTypicalHigher
$12.50 above the national median$20 above the West Virginia median
At the national medianAt the West Virginia median
per month · Source
$2.50 above the national median$6.50 above the West Virginia median
$14.50 below the national median$10.50 below the West Virginia median
per item · Source
$5 below the national median$5.94 below the West Virginia median
per item · Source
$5 below the national median$5 below the West Virginia median
per item · Source
$10 below the national median$10 below the West Virginia median
per item · Source
At the national medianAt the West Virginia median
per item · Source
At the national medianAt the West Virginia median
per item · Source
$5 below the national medianAt the West Virginia median
per item · Source
At the national medianAt the West Virginia median
per item · Source
$0.50 below the national median$1.50 below the West Virginia median
per item · Source
$12.50 below the national median$15 below the West Virginia median
per item · Source
At the national medianAt the West Virginia median
$2 below the national median$4 below the West Virginia median
per item · Source
$0.50 below the national median$2 above the West Virginia median
per item · Source
$12.45 above the national median$14.95 above the West Virginia median
per item · Source
$7.45 above the national median$9.95 above the West Virginia median
per item · Source
At the national median$25 below the West Virginia median
per item · Source
$0.50 above the national median$1 above the West Virginia median
per item · Source
$2 below the national median$1 below the West Virginia median
per item · Source
Swipe for source and notes →
| Fee | Amount | vs medians | Basis | Note | Source |
|---|---|---|---|---|---|
Account MaintenanceVerified | |||||
| if account closed within 90 days of opening | $30Above the typical range ($10–$25 nationally) | $12.50 above the national median$20 above the West Virginia median | — | — | Source |
| Inactive/Dormant Account | $5Within the typical range ($5–$10 nationally) | At the national medianAt the West Virginia median | per month | — | Source |
| Account Reconciliation | $20Within the typical range ($12–$25 nationally) | $2.50 above the national median$6.50 above the West Virginia median | — | — | Source |
| Incorrect Address | $3Below the typical range ($12–$25 nationally) | $14.50 below the national median$10.50 below the West Virginia median | per item | — | Source |
Overdraft & NSFVerified | |||||
| ACH Overdraft | $25Within the typical range ($25–$33 nationally) | $5 below the national median$5.94 below the West Virginia median | per item | — | Source |
| Non-sufficient Funds (NSF) | $25 | ||||
ATM & CardVerified | |||||
| Card Replacement (Debit or Credit) | $10Within the typical range ($5–$10 nationally) | At the national medianAt the West Virginia median | per item | — | Source |
Wire TransfersVerified | |||||
| Wire Transfer – Domestic | $20Within the typical range ($20–$25 nationally) | $5 below the national medianAt the West Virginia median | per item | — | Source |
| Wire Transfer – International | $50 | ||||
Check ServicesVerified | |||||
| Money Order | $1.50Within the typical range ($1.50–$3 nationally) | $0.50 below the national median$1.50 below the West Virginia median | per item | — | Source |
| Stop Payment | $15 | ||||
Digital & ElectronicVerified | |||||
| Bill Pay – Account to Account Transfers (Outbound) | $2Within the typical range ($0–$9.95 nationally) | $0.50 below the national median$2 above the West Virginia median | per item | — | Source |
| Bill Pay – Overnight | $14.95 | ||||
Account ServicesVerified | |||||
| Legal Process (tax levies, summons) | $50Within the typical range ($30–$87.50 nationally) | At the national median$25 below the West Virginia median | per item | — | Source |
Gift & Prepaid CardsVerified | |||||
| VISA Gift Cards | $4Within the typical range ($3–$4.95 nationally) | $0.50 above the national median$1 above the West Virginia median | per item | — | Source |
Other FeesVerified | |||||
| Photocopy | $1Below the typical range ($2–$5 nationally) | $2 below the national median$1 below the West Virginia median | per item | — | Source |
Fee change alerts
One email when a verified fee you follow changes. Nothing else unless you ask for it.
Headline fees vs. national median
Overdraft
$25
Headline fees published
7 of 15
Published fees
21
Under review
0
Assets
$93.6M
Work at Members Choice Wv Federal Credit Union? See every fee vs. your peers.
Fee Insight Pro
Need this every month, for your whole team?
Pro gives up to 5 people the Hamilton workspace: your fees against peers you pick, a watchlist of competitor fee changes, and cited board-ready reports.
Financial Context
Financials as of Q2 2026 · NCUA call report
Total assets
$93.6M
Total deposits
$73.2M
Service charge income (year to date)
$277K
Fee income ratio
11.7%
Return on assets
0.74%
Financial profile · Pro
Unlock all 50 fee categories, peer benchmarks by charter, size and district, CSV exports, and the Hamilton workspace.
| $5 below the national median$5 below the West Virginia median |
| per item |
| — |
| Source |
| Returned Item | $20Below the typical range ($25–$32 nationally) | $10 below the national median$10 below the West Virginia median | per item | — | Source |
| Overdraft Protection | $5Within the typical range ($2.50–$5 nationally) | At the national medianAt the West Virginia median | per item | — | Source |
| At the national medianAt the West Virginia median |
| per item |
| — |
| Source |
| $12.50 below the national median$15 below the West Virginia median |
| per item |
| — |
| Source |
| Counter Checks | $2Within the typical range ($1–$4 nationally) | At the national medianAt the West Virginia median | — | — | Source |
| Check Copies | $1Below the typical range ($2–$5 nationally) | $2 below the national median$4 below the West Virginia median | per item | — | Source |
| $12.45 above the national median$14.95 above the West Virginia median |
| per item |
| — |
| Source |
| Bill Pay – Same Day Bill Pay | $9.95Within the typical range ($0–$9.95 nationally) | $7.45 above the national median$9.95 above the West Virginia median | per item | — | Source |