Fees published

Fees on this page come from the institution's own published fee schedule. Benchmark scores use only fees that cleared review.

Community bank, $1B to $10B

Sunrise Banks, National Association

Sioux Falls, South DakotaBankMinneapolis Fed districtFees collected Oct 9, 2026Financials Q2 2026

Website Published fee schedule

Published fees

Published fees power benchmarks; fees under review do not.

vs. U.S. typical range:LowerTypicalHigher

Account MaintenanceVerified

Monthly Maintenance Fee$3Below the typical range ($4–$10 nationally)

Overdraft & NSFVerified

Overdraft Paid Item Fee$35Above the typical range ($25–$33 nationally)
$5 above the national median$5 above the South Dakota median
per item · Source
Return Item Special Handling$30Within the typical range ($25–$32 nationally)
At the national medianAt the South Dakota median
per month · Source
Returned Item Nonsufficient Funds (NSF) Charge$35Above the typical range ($25–$32 nationally)
$5 above the national median$5 above the South Dakota median
per item · Source

Wire TransfersVerified

Domestic Wires: Business Outgoing$50Above the typical range ($20–$25 nationally)
$25 above the national median$25 above the South Dakota median
Source
Domestic Wires: Outgoing$25Within the typical range ($20–$25 nationally)
At the national medianAt the South Dakota median
Source
Domestic Wires: Incoming$10Within the typical range ($5–$15 nationally)
At the national medianAt the South Dakota median
Source
Foreign Wires: Outgoing$45Within the typical range ($40–$50 nationally)
$5 below the national median$5 below the South Dakota median
Source

Check ServicesVerified

Cashier’s Check Reissuance/Indemnity$25Above the typical range ($3–$6 nationally)
$20 above the national median$20 above the South Dakota median
Source
Cashier’s Checks$5Within the typical range ($3–$6 nationally)
At the national medianAt the South Dakota median
per item · Source
Money Orders$3Within the typical range ($1.50–$3 nationally)
$1 above the national median$0.50 above the South Dakota median
per item · Source
Online Banking Stop Payment$10Below the typical range ($20–$30 nationally)
$17.50 below the national median$19 below the South Dakota median
per item · Source
Stop Payment$25Within the typical range ($20–$30 nationally)
$2.50 below the national median$4 below the South Dakota median
per item · Source
Canadian Item Deposited$5Below the typical range ($10–$25 nationally)
$15 below the national median$12.50 below the South Dakota median
per item · Source
Collection Item, Incoming and Outgoing$35Above the typical range ($10–$25 nationally)
$15 above the national median$17.50 above the South Dakota median
Source
Copies of Checks$0.50Below the typical range ($2–$5 nationally)
$2.50 below the national median$2.50 below the South Dakota median
per item · Source

Account ServicesVerified

Lost Key$25Below the typical range ($30–$70 nationally)
$20 below the national median$5 below the South Dakota median
Source
Garnishment/Levy Execution$50Within the typical range ($30–$90 nationally)
At the national medianAt the South Dakota median
Source
Account Verification Letters$5Within the typical range ($5–$15 nationally)
$5 below the national median
Source

Swipe for source and notes →

Fee	Amount	vs medians	Basis	Note	Source
Account MaintenanceVerified
Monthly Maintenance Fee	$3Below the typical range ($4–$10 nationally)	$3 below the national median$2 below the South Dakota median	per month	—	Source
Monthly Maintenance Fee	$5Within the typical range ($4–$10 nationally)	$1 below the national medianAt the South Dakota median	per month	—	Source
Monthly Maintenance Fee	$0Below the typical range ($4–$10 nationally)	$6 below the national median$5 below the South Dakota median	per month	—	Source
monthly maintenance fee is waived	$10Within the typical range ($4–$10 nationally)	$4 above the national median$5 above the South Dakota median	per month	—	Source
Account Closure	$15Within the typical range ($10–$25 nationally)	$2.50 below the national median$5 below the South Dakota median	—	—	Source
Checking Account Inactivity Fee	$5Within the typical range ($5–$10 nationally)	At the national medianAt the South Dakota median	per month	—	Source
Monthly Paper Statement Fee	$4.95Above the typical range ($2–$4.76 nationally)	$1.95 above the national median$1.71 above the South Dakota median	per month	—	Source
Paper Statements are the default for all accounts. The	$4.95Above the typical range ($2–$4.76 nationally)	$1.95 above the national median$1.71 above the South Dakota median	—	—	Source
Paper Statements are the default for all accounts. The	$1.50Below the typical range ($2–$4.76 nationally)	$1.50 below the national median$1.74 below the South Dakota median	—	—	Source
Paper Statements are the default for all accounts. The	$2Within the typical range ($2–$4.76 nationally)	$1 below the national median$1.24 below the South Dakota median	—	—	Source
Overdraft & NSFVerified
Overdraft Paid Item Fee	$35Above the typical range ($25–$33 nationally)	$5 above the national median$5 above the South Dakota median	per item	—	Source
Return Item Special Handling	$30
ATM & CardVerified
ATM/Check Card Replacement	$5Within the typical range ($5–$10 nationally)	$5 below the national median$5 below the South Dakota median	per item	—	Source
Wire TransfersVerified
Domestic Wires: Business Outgoing	$50Above the typical range ($20–$25 nationally)	$25 above the national median$25 above the South Dakota median	—	—	Source
Domestic Wires: Outgoing	$25
Check ServicesVerified
Cashier’s Check Reissuance/Indemnity	$25Above the typical range ($3–$6 nationally)	$20 above the national median$20 above the South Dakota median	—	—	Source
Cashier’s Checks	$5
Cash & DepositVerified
Returned Deposited Item Fee	$4Below the typical range ($8–$25 nationally)	$11 below the national median$3.50 below the South Dakota median	per item	—	Source
Account ServicesVerified
Lost Key	$25Below the typical range ($30–$70 nationally)	$20 below the national median$5 below the South Dakota median	—	—	Source
Garnishment/Levy Execution	$50
Lending FeesVerified
Late Payment	10%	—	per year	—	Source
Gift & Prepaid CardsVerified
Gift Cards	$3Within the typical range ($3–$4.95 nationally)	$0.50 below the national medianAt the South Dakota median	—	—	Source

Against Minneapolis Fed district banks

Its state has too few comparable institutions, so these are its Fed district peers.

Overdraft
$35.00
Of 62 others that publish it, 55 lower, 7 the same and 0 higher.
Monthly maintenance
$4.00
Of 58 others that publish it, 9 lower, 1 the same and 48 higher.

See every headline fee against its local competitors

Fee change alerts

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Headline fees vs. national median

How the headline fees compare

Each figure below is the published fee set against the national median. The commissioned report benchmarks every fee against a verified peer set instead.

Overdraft

$35

Overdraft fee: $35

17% above the national median overdraft fee

31 verified fees collected

Headline fees published

11 of 15

Published fees

Under review

Assets

$2.8B

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Financial Context

Size and fee revenue

Financials as of Q2 2026 · FDIC call report

Total assets

$2.8B

Total deposits

$2.5B

Service charge income

$688K

Fee income ratio

1.8%

Return on assets

0.43%

Branches

Service charge income by quarter

Q2 2026$688K

Q1 2026$772K

Q4 2025$742K

Q3 2025$776K

Financial profile · Pro

Performance from regulator filings

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