vs. U.S. typical range:LowerTypicalHigher
$7.50 below the national median$5 below the Massachusetts median
$7.50 above the national medianAt the Massachusetts median
$5 below the national median$5 below the Massachusetts median
$2 below the national median$2 below the Massachusetts median
At the national medianAt the Massachusetts median
$1.50 above the national median$1.50 above the Massachusetts median
$15 above the national median$15 above the Massachusetts median
At the national medianAt the Massachusetts median
At the national median$5 above the Massachusetts median
At the national medianAt the Massachusetts median
$2.50 below the national median$1.25 below the Massachusetts median
$10 above the national median$17.86 above the Massachusetts median
$5 above the national median$15 above the Massachusetts median
At the national medianAt the Massachusetts median
per year · Source
At the national medianAt the Massachusetts median
Swipe for source and notes →
| Fee | Amount | vs medians | Basis | Note | Source |
|---|---|---|---|---|---|
Account MaintenanceVerified | |||||
| Early Account Closure | $10Within the typical range ($10–$25 nationally) | $7.50 below the national median$5 below the Massachusetts median | — | — | Source |
| Account Research | $25Within the typical range ($12–$25 nationally) | $7.50 above the national medianAt the Massachusetts median | — | — | Source |
Overdraft & NSFVerified | |||||
| Insufficient Funds Check/ ACH | $25Within the typical range ($25–$32 nationally) | $5 below the national median$5 below the Massachusetts median | — | — | Source |
| Overdraft Transfers | $3 | ||||
ATM & CardVerified | |||||
| ATM Fee | $1.50Within the typical range ($1–$2.25 nationally) | At the national medianAt the Massachusetts median | — | — | Source |
| ATM/Debit Auto Transfer | $3 | ||||
Wire TransfersVerified | |||||
| Domestic Wire – Out | $25Within the typical range ($20–$25 nationally) | At the national medianAt the Massachusetts median | — | — | Source |
| International Wire – Out | $50 | ||||
Check ServicesVerified | |||||
| Official Checks (Third Party) | $5Within the typical range ($3–$6 nationally) | At the national medianAt the Massachusetts median | — | — | Source |
| Stop Payment (On Us) | $25 | ||||
Cash & DepositVerified | |||||
| Uncollected/NSF Deposited Item | $25Within the typical range ($8–$25 nationally) | $10 above the national median$17.86 above the Massachusetts median | — | — | Source |
Lending FeesVerified | |||||
| Visa Late Fee | $25Within the typical range ($10–$25 nationally) | $5 above the national median$15 above the Massachusetts median | — | — | Source |
Retirement & IRAVerified | |||||
| IRA Annual Fee | $15Within the typical range ($10–$25 nationally) | At the national medianAt the Massachusetts median | per year | — | Source |
| IRA Transfer Fee | $25 | ||||
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Headline fees vs. national median
Headline fees published
9 of 15
Published fees
15
Under review
0
Assets
$29.4M
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Financial Context
Financials as of Q2 2026 · NCUA call report
Total assets
$29.4M
Total deposits
$24.3M
Service charge income (year to date)
$16K
Fee income ratio
2.7%
Return on assets
0.74%
Financial profile · Pro
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| $2 below the national median$2 below the Massachusetts median |
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| $1.50 above the national median$1.50 above the Massachusetts median |
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| ATM/Debit Card Replacement | $25Above the typical range ($5–$10 nationally) | $15 above the national median$15 above the Massachusetts median | — | — | Source |
| At the national median$5 above the Massachusetts median |
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| Source |
| $2.50 below the national median$1.25 below the Massachusetts median |
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| Source |
| At the national medianAt the Massachusetts median |
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