vs. U.S. typical range:LowerTypicalHigher
$2.01 below the national median$1.49 below the New Jersey median
per month · Source
$1.01 below the national median$0.49 below the New Jersey median
per month · Source
$2 below the national median$3.50 below the New Jersey median
per month · Source
$5 above the national median$3.50 above the New Jersey median
per month · Source
$20 above the national median$18.50 above the New Jersey median
per year · Source
$12.50 above the national median$10 above the New Jersey median
$7.50 below the national median$10 below the New Jersey median
per month · Source
$1.99 above the national median$1.99 above the New Jersey median
per month · Source
$5.01 below the national median$5.01 below the New Jersey median
per item · Source
$5 above the national median$5 above the New Jersey median
per item · Source
$2 above the national median$2 above the New Jersey median
per item · Source
$5 above the national median$5 above the New Jersey median
per item · Source
At the national medianAt the New Jersey median
per item · Source
At the national medianAt the New Jersey median
per item · Source
$1 above the national median$0.75 above the New Jersey median
per item · Source
$7.50 above the national median$10 above the New Jersey median
per item · Source
$1 below the national median$1 below the New Jersey median
per item · Source
$5 above the national median$5 above the New Jersey median
per item · Source
$2 above the national medianAt the New Jersey median
$4 above the national median$2 above the New Jersey median
per item · Source
$15 above the national median$10 above the New Jersey median
per item · Source
$50 above the national median$20 above the New Jersey median
per item · Source
$7 above the national median$6.75 above the New Jersey median
per item · Source
$2.50 below the national median$7.50 above the New Jersey median
$32.50 below the national median$22.50 below the New Jersey median
$187.50 above the national median$197.50 above the New Jersey median
$112.50 above the national median$122.50 above the New Jersey median
Swipe for source and notes →
| Fee | Amount | vs medians | Basis | Note | Source |
|---|---|---|---|---|---|
Account MaintenanceVerified | |||||
| First Step Checking Monthly service charge | $3.99Below the typical range ($4–$10 nationally) | $2.01 below the national median$1.49 below the New Jersey median | per month | — | Source |
| Growth Checking² Monthly service charge | $4.99Within the typical range ($4–$10 nationally) | $1.01 below the national median$0.49 below the New Jersey median | per month | — | Source |
| Inactive 365 Days | $3Below the typical range ($5–$10 nationally) | $2 below the national median$3.50 below the New Jersey median | per month | — | Source |
| Inactive Account³ | $10Within the typical range ($5–$10 nationally) | $5 above the national median$3.50 above the New Jersey median | per month | — | Source |
| Inactive IRA Account⁴ | $25Above the typical range ($5–$10 nationally) | $20 above the national median$18.50 above the New Jersey median | per year | — | Source |
| Account Research | $30Above the typical range ($12–$25 nationally) | $12.50 above the national median$10 above the New Jersey median | — | — | Source |
| Bad Address | $10Below the typical range ($12–$25 nationally) | $7.50 below the national median$10 below the New Jersey median | per month | — | Source |
| Paper Statement Fee | $4.99Above the typical range ($2–$4.95 nationally) | $1.99 above the national median$1.99 above the New Jersey median | per month | — | Source |
Overdraft & NSFVerified | |||||
| Courtesy Pay¹ | $24.99Below the typical range ($25–$33 nationally) | $5.01 below the national median$5.01 below the New Jersey median | per item | — | Source |
| Non-Sufficient Funds | $35 | ||||
Wire TransfersVerified | |||||
| WIRE TRANSFERS: Outgoing (Domestic) | $30Above the typical range ($20–$25 nationally) | $5 above the national median$5 above the New Jersey median | per item | — | Source |
| WIRE TRANSFERS: Incoming | $10 | ||||
Check ServicesVerified | |||||
| Official Check | $5Within the typical range ($3–$6 nationally) | At the national medianAt the New Jersey median | per item | — | Source |
| Money Order | $3 | ||||
Cash & DepositVerified | |||||
| Deposited Item Returned | $30Above the typical range ($8–$25 nationally) | $15 above the national median$10 above the New Jersey median | per item | — | Source |
Account ServicesVerified | |||||
| Legal Process Fee | $100Within the typical range ($30–$100 nationally) | $50 above the national median$20 above the New Jersey median | per item | — | Source |
Other FeesVerified | |||||
| Statement Copy | $10Above the typical range ($2–$5 nationally) | $7 above the national median$6.75 above the New Jersey median | per item | — | Source |
| Consumer Loan Extension/Skip Payment | $35 | ||||
Overdraft
$24.99
Of 22 others that publish it, 2 lower and 20 higher.
Monthly maintenance
$4.49
Of 12 others that publish it, 6 lower and 6 higher.
Fee change alerts
One email when a verified fee you follow changes. Nothing else unless you ask for it.
Headline fees vs. national median
Overdraft
$24.99
Headline fees published
10 of 15
Published fees
27
Under review
0
Assets
$484.5M
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Financial Context
Financials as of Q2 2026 · NCUA call report
Total assets
$484.5M
Total deposits
$427.1M
Service charge income (year to date)
$2.7M
Fee income ratio
15.5%
Return on assets
0.35%
Financial profile · Pro
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| $5 above the national median$5 above the New Jersey median |
| per item |
| — |
| Source |
| Overdraft Protection Transfer from Another Account | $7Above the typical range ($2.50–$5 nationally) | $2 above the national median$2 above the New Jersey median | per item | — | Source |
| At the national medianAt the New Jersey median |
| per item |
| — |
| Source |
| $1 above the national median$0.75 above the New Jersey median |
| per item |
| — |
| Source |
| Stop Payment | $35Above the typical range ($20–$30 nationally) | $7.50 above the national median$10 above the New Jersey median | per item | — | Source |
| Starter Checks | $1Within the typical range ($1–$4 nationally) | $1 below the national median$1 below the New Jersey median | per item | — | Source |
| Non-Member Check Cashing | $10Within the typical range ($5–$10 nationally) | $5 above the national median$5 above the New Jersey median | per item | — | Source |
| Copy of Check | $5Within the typical range ($2–$5 nationally) | $2 above the national medianAt the New Jersey median | — | — | Source |
| Copy of Check | $7Above the typical range ($2–$5 nationally) | $4 above the national median$2 above the New Jersey median | per item | — | Source |
| $2.50 below the national median$7.50 above the New Jersey median |
| — |
| — |
| Source |
| Duplicate Lien Release | $5Below the typical range ($25–$100 nationally) | $32.50 below the national median$22.50 below the New Jersey median | — | — | Source |
| Loan Modification | $225Above the typical range ($25–$100 nationally) | $187.50 above the national median$197.50 above the New Jersey median | — | — | Source |
| Subordination Agreement | $150Above the typical range ($25–$100 nationally) | $112.50 above the national median$122.50 above the New Jersey median | — | — | Source |