vs. U.S. typical range:LowerTypicalHigher
$7.50 above the national median$7.50 above the New York median
$12.50 below the national median$12.50 below the New York median
per month · Source
$8 below the national median$8 below the New York median
$8 below the national median$4.50 below the New York median
$0.95 below the national median$0.95 below the New York median
per item · Source
$5 below the national median$5 below the New York median
per item · Source
—
At the national medianAt the New York median
At the national median$5 above the New York median
$2 below the national median$2 below the New York median
per item · Source
$0.75 below the national median$0.75 below the New York median
$12.50 above the national median$15 above the New York median
per item · Source
$17.50 below the national median$15 below the New York median
per item · Source
$5.50 below the national median$3 below the New York median
$1 below the national median$1 below the New York median
per item · Source
$2 below the national median$2 below the New York median
At the national median$2 below the New York median
$0.50 below the national median$5.50 below the New York median
per item · Source
At the national medianAt the New York median
per item · Source
At the national medianAt the New York median
per month · Source
$37.50 above the national median$37.50 above the New York median
one time · Plus recording and attorney fees · Institution’s schedule
Swipe for source and notes →
| Fee | Amount | vs medians | Basis | Note | Source |
|---|---|---|---|---|---|
Account MaintenanceVerified | |||||
| Research Fee | $25Within the typical range ($12–$25 nationally) | $7.50 above the national median$7.50 above the New York median | — | — | Source |
| Returned Statement / Bad Address | $5Below the typical range ($12–$25 nationally) | $12.50 below the national median$12.50 below the New York median | per month | — | Source |
Overdraft & NSFVerified | |||||
| Courtesy Pay (C-Pay) Overdrafts | $22Below the typical range ($25–$33 nationally) | $8 below the national median$8 below the New York median | — | — | Source |
| Non-Sufficient Funds (NSF) | $22 | ||||
ATM & CardVerified | |||||
| ATM withdrawal First 8 free | $0.55Below the typical range ($1–$2.25 nationally) | $0.95 below the national median$0.95 below the New York median | per item | — | Source |
| Visa Debit Card replacement First time free | $5 | ||||
Wire TransfersVerified | |||||
| Incoming Wire Transfers | $10Within the typical range ($5–$15 nationally) | At the national medianAt the New York median | — | — | Source |
| International Wire Transfers | $50 | ||||
Check ServicesVerified | |||||
| Teller (Cashier's) Check or Certified Check | $3Within the typical range ($3–$6 nationally) | $2 below the national median$2 below the New York median | per item | — | Source |
| Money Orders | $1.25 | ||||
Cash & DepositVerified | |||||
| Returned Deposit Item | $14.50Within the typical range ($8–$25 nationally) | $0.50 below the national median$5.50 below the New York median | per item | — | Source |
Other FeesVerified | |||||
| Photocopy of cleared check | $3Within the typical range ($2–$5 nationally) | At the national medianAt the New York median | per item | — | Source |
| Statement reprint | $3 | ||||
Overdraft
$22.00
Of 66 others that publish it, 16 lower and 50 higher.
Fee change alerts
One email when a verified fee you follow changes. Nothing else unless you ask for it.
Headline fees vs. national median
Overdraft
$22
Headline fees published
10 of 15
Published fees
20
Under review
0
Assets
$102.3M
Work at Greater Chautauqua Federal Credit Union? See every fee vs. your peers.
Fee Insight Pro
Need this every month, for your whole team?
Pro gives up to 5 people the Hamilton workspace: your fees against peers you pick, a watchlist of competitor fee changes, and cited board-ready reports.
Financial Context
Financials as of Q2 2026 · NCUA call report
Total assets
$102.3M
Total deposits
$90.5M
Service charge income (year to date)
$360K
Fee income ratio
12.0%
Return on assets
1.01%
Financial profile · Pro
Unlock all 50 fee categories, peer benchmarks by charter, size and district, CSV exports, and the Hamilton workspace.
| $8 below the national median$4.50 below the New York median |
| — |
| — |
| Source |
| $5 below the national median$5 below the New York median |
| per item |
| — |
| Source |
| Foreign Transaction Fee | 1%of the transaction | — | — | — | Source |
| At the national median$5 above the New York median |
| — |
| — |
| Source |
| $0.75 below the national median$0.75 below the New York median |
| — |
| — |
| Source |
| Stop Payment | $40Above the typical range ($20–$30 nationally) | $12.50 above the national median$15 above the New York median | per item | — | Source |
| Stop payment / check reissue (after 90 days) | $10Below the typical range ($20–$30 nationally) | $17.50 below the national median$15 below the New York median | per item | — | Source |
| Stop Payment on check(s) and ACH's | $22Within the typical range ($20–$30 nationally) | $5.50 below the national median$3 below the New York median | — | — | Source |
| Counter Checks | $1Within the typical range ($1–$4 nationally) | $1 below the national median$1 below the New York median | per item | — | Source |
| Non-Member check cashing (checks drawn off member & GCFCU Corp. Acct.) | $3Below the typical range ($5–$10 nationally) | $2 below the national median$2 below the New York median | — | — | Source |
| Copy of deposited items | $3Within the typical range ($2–$5 nationally) | At the national median$2 below the New York median | — | — | Source |
| At the national medianAt the New York median |
| per month |
| — |
| Source |
| Subordination fee | $75Within the typical range ($25–$100 nationally) | $37.50 above the national median$37.50 above the New York median | one time | Plus recording and attorney fees | Institution’s schedule |