vs. U.S. typical range:LowerTypicalHigher
At the national median$0.94 below the West Virginia median
per item · Source
At the national medianAt the West Virginia median
per item · Source
$0.50 below the national median$1.75 below the West Virginia median
per transaction · Source
$5 below the national median$5 below the West Virginia median
—
$15 below the national median$10 below the West Virginia median
$5 below the national median$10 below the West Virginia median
$25 above the national median$25 above the West Virginia median
$17.50 below the national median$20 below the West Virginia median
per item · Source
$5 below the national median$10 below the West Virginia median
$4.50 above the national median$2.50 above the West Virginia median
$1 below the national median$3 below the West Virginia median
per transaction · Source
$1 below the national median$3 below the West Virginia median
per item · Source
per item · Source
At the national median$6.25 below the West Virginia median
$40 below the national median$27.50 below the West Virginia median
$5 above the national median$17.50 above the West Virginia median
$33 below the national median$20.50 below the West Virginia median
$35 below the national median$22.50 below the West Virginia median
$35 below the national median$60 below the West Virginia median
$1 below the national median$0.50 below the West Virginia median
$2 below the national median$1 below the West Virginia median
Swipe for source and notes →
| Fee | Amount | vs medians | Basis | Note | Source |
|---|---|---|---|---|---|
Account MaintenanceVerified | |||||
| Share Minimum Balance Fee (per quarter) | $3Below the typical range ($5–$10 nationally) | $4 below the national median | — | — | Source |
Overdraft & NSFVerified | |||||
| S/D Overdraft Fee (per item) | $30Within the typical range ($25–$33 nationally) | At the national median$0.94 below the West Virginia median | per item | — | Source |
| S/D Return Draft Fee (NSF) (per item) | $30 | ||||
ATM & CardVerified | |||||
| Nonproprietary ATM per transaction | $1Within the typical range ($1–$2.25 nationally) | $0.50 below the national median$1.75 below the West Virginia median | per transaction | — | Source |
| Replacement Card | $5 | ||||
Wire TransfersVerified | |||||
| Wire Transfer Fee: Outgoing | $10Below the typical range ($20–$25 nationally) | $15 below the national median$10 below the West Virginia median | — | — | Source |
| Wire Transfer Fee: Incoming | $5 | ||||
Check ServicesVerified | |||||
| Stop Payment Fee (per item/series) | $10Below the typical range ($20–$30 nationally) | $17.50 below the national median$20 below the West Virginia median | per item | — | Source |
| Collection Fees (incoming) | $15 | ||||
Digital & ElectronicVerified | |||||
| ACH Return Draft Fee (NSF) (per item) | $30Within the typical range ($15–$30 nationally) | $5 above the national median | per item | — | Source |
Cash & DepositVerified | |||||
| Deposit Item Returned Fee | $15Within the typical range ($8–$25 nationally) | At the national median$6.25 below the West Virginia median | — | — | Source |
Account ServicesVerified | |||||
| 10×10 (Weekly Rental Only) | $5Below the typical range ($30–$70 nationally) | $40 below the national median$27.50 below the West Virginia median | — | — | Source |
| 10×10 (Wheeling Only) | $50 | ||||
Gift & Prepaid CardsVerified | |||||
| Visa Gift Card Fee | $2.50Below the typical range ($3–$4.95 nationally) | $1 below the national median$0.50 below the West Virginia median | — | — | Source |
Other FeesVerified | |||||
| Statement Photocopy | $1Below the typical range ($2–$5 nationally) | $2 below the national median$1 below the West Virginia median | — | — | Source |
Its state has too few comparable institutions, so these are its Fed district peers.
Overdraft
$30.00
Of 87 others that publish it, 29 lower, 40 the same and 18 higher.
Fee change alerts
One email when a verified fee you follow changes. Nothing else unless you ask for it.
Headline fees vs. national median
Overdraft
$30
Headline fees published
11 of 15
Published fees
22
Under review
0
Assets
$713.9M
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Financial Context
Financials as of Q2 2026 · NCUA call report
Total assets
$713.9M
Total deposits
$581.8M
Service charge income (year to date)
$313K
Fee income ratio
2.1%
Return on assets
1.67%
Financial profile · Pro
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| At the national medianAt the West Virginia median |
| per item |
| — |
| Source |
| $5 below the national median$5 below the West Virginia median |
| — |
| — |
| Source |
| Foreign Transaction Fee | 1%of the transaction | — | — | — | Source |
| $5 below the national median$10 below the West Virginia median |
| — |
| — |
| Source |
| Wire Transfer Fee: Foreign | $75Above the typical range ($40–$50 nationally) | $25 above the national median$25 above the West Virginia median | — | — | Source |
| $5 below the national median$10 below the West Virginia median |
| — |
| — |
| Source |
| BillPayer Check Copy Fee | $7.50Above the typical range ($2–$5 nationally) | $4.50 above the national median$2.50 above the West Virginia median | — | — | Source |
| Draft Copy/Transaction Receipt Copy | $2Within the typical range ($2–$5 nationally) | $1 below the national median$3 below the West Virginia median | per transaction | — | Source |
| Share Check/Loan Check/Money Order Copy | $2Within the typical range ($2–$5 nationally) | $1 below the national median$3 below the West Virginia median | per item | — | Source |
| $5 above the national median$17.50 above the West Virginia median |
| — |
| — |
| Source |
| 2×5 (Chester Only) | $12Below the typical range ($30–$70 nationally) | $33 below the national median$20.50 below the West Virginia median | — | — | Source |
| Key Replacement Fee (plus locksmith fees) | $10Below the typical range ($30–$70 nationally) | $35 below the national median$22.50 below the West Virginia median | — | — | Source |
| Levy Attachment Fee | $15Below the typical range ($30–$87.50 nationally) | $35 below the national median$60 below the West Virginia median | — | — | Source |