vs. U.S. typical range:LowerTypicalHigher
$1 below the national median$1.95 below the Oklahoma median
per month · Source
At the national medianAt the Oklahoma median
per quarter · Source
$2.50 below the national median$5 below the Oklahoma median
$12.50 below the national median$15 below the Oklahoma median
per month · Source
$5 below the national median$2 below the Oklahoma median
per item · Source
$5 below the national median$2 below the Oklahoma median
per item · Source
At the national medianAt the Oklahoma median
per item · Source
$5 below the national median$2.50 below the Oklahoma median
per item · Source
At the national median$2.50 above the Oklahoma median
per item · Source
$10 below the national median$3.95 below the Oklahoma median
per item · Source
$5 above the national median$5 above the Oklahoma median
per item · Source
$2 below the national median$2 below the Oklahoma median
per item · Source
$1 above the national medianAt the Oklahoma median
per item · Source
$2.50 below the national medianAt the Oklahoma median
per item · Source
$10 below the national median$5 below the Oklahoma median
per item · Source
$2.50 below the national median$3.25 below the Oklahoma median
$10 above the national median$19.05 above the Oklahoma median
per item · Source
$35 below the national median$30 below the Oklahoma median
$25 below the national medianAt the Oklahoma median
$5 above the national median$5 above the Oklahoma median
$5 above the national median$3 above the Oklahoma median
$1 below the national median$1 below the Oklahoma median
per item · Source
Swipe for source and notes →
| Fee | Amount | vs medians | Basis | Note | Source |
|---|---|---|---|---|---|
Account MaintenanceVerified | |||||
| Fresh Start Checking Monthly service charge | $5Within the typical range ($4–$10 nationally) | $1 below the national median$1.95 below the Oklahoma median | per month | — | Source |
| Inactive Account Fee | $5Within the typical range ($5–$10 nationally) | At the national medianAt the Oklahoma median | per quarter | — | Source |
| Account Reconciliation | $15Within the typical range ($11–$25 nationally) | $2.50 below the national median$5 below the Oklahoma median | — | — | Source |
| Bad Address | $5Below the typical range ($11–$25 nationally) | $12.50 below the national median$15 below the Oklahoma median | per month | — | Source |
Overdraft & NSFVerified | |||||
| ACH Overdraft | $25Within the typical range ($25–$33 nationally) | $5 below the national median$2 below the Oklahoma median | per item | — | Source |
| Returned Item/Overdraft | $25 | ||||
ATM & CardVerified | |||||
| Card Replacement | $5Within the typical range ($5–$10 nationally) | $5 below the national median$2.50 below the Oklahoma median | per item | — | Source |
| Instant Issue Card Replacement | $10 | ||||
Wire TransfersVerified | |||||
| Wire Transfer (Outgoing) | $15Below the typical range ($20–$25 nationally) | $10 below the national median$3.95 below the Oklahoma median | per item | — | Source |
| Wire Transfer (Incoming) | $15 | ||||
Check ServicesVerified | |||||
| Corporate Check | $3Within the typical range ($3–$6 nationally) | $2 below the national median$2 below the Oklahoma median | per item | — | Source |
| Money Order | $3 | ||||
Digital & ElectronicVerified | |||||
| Online Bill Pay | $0Within the typical range ($0–$9.95 nationally) | $2.50 below the national median$3.25 below the Oklahoma median | — | — | Source |
Cash & DepositVerified | |||||
| Deposited Item Return | $25Within the typical range ($8–$25 nationally) | $10 above the national median$19.05 above the Oklahoma median | per item | — | Source |
Account ServicesVerified | |||||
| Single Key Replacement | $10Below the typical range ($30–$70 nationally) | $35 below the national median$30 below the Oklahoma median | — | — | Source |
| Garnishment/Levy Fee | $25 | ||||
Lending FeesVerified | |||||
| Loan Late Fee | $25Within the typical range ($10–$25 nationally) | $5 above the national median$3 above the Oklahoma median | — | — | Source |
Other FeesVerified | |||||
| Document Copy | $2Within the typical range ($2–$5 nationally) | $1 below the national median$1 below the Oklahoma median | per item | — | Source |
Its state has too few comparable institutions, so these are its Fed district peers.
Overdraft
$25.00
Of 102 others that publish it, 12 lower, 19 the same and 71 higher.
Monthly maintenance
$5.00
Of 57 others that publish it, 16 lower, 16 the same and 25 higher.
Fee change alerts
One email when a verified fee you follow changes. Nothing else unless you ask for it.
Headline fees vs. national median
Overdraft
$25
Headline fees published
9 of 15
Published fees
22
Under review
0
Assets
$213.5M
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Financial Context
Financials as of Q2 2026 · NCUA call report
Total assets
$213.5M
Total deposits
$181.4M
Service charge income (year to date)
$841K
Fee income ratio
12.8%
Return on assets
0.73%
Financial profile · Pro
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| $5 below the national median$2 below the Oklahoma median |
| per item |
| — |
| Source |
| Overdraft Transfer | $5Within the typical range ($2.50–$5 nationally) | At the national medianAt the Oklahoma median | per item | — | Source |
| At the national median$2.50 above the Oklahoma median |
| per item |
| — |
| Source |
| $5 above the national median$5 above the Oklahoma median |
| per item |
| — |
| Source |
| $1 above the national medianAt the Oklahoma median |
| per item |
| — |
| Source |
| Stop Payment | $25Within the typical range ($20–$30 nationally) | $2.50 below the national medianAt the Oklahoma median | per item | — | Source |
| Item Sent for Collection | $10Within the typical range ($10–$25 nationally) | $10 below the national median$5 below the Oklahoma median | per item | — | Source |
| $25 below the national medianAt the Oklahoma median |
| — |
| — |
| Source |
| Verification of Deposit | $15Within the typical range ($5–$15 nationally) | $5 above the national median$5 above the Oklahoma median | — | — | Source |