vs. U.S. typical range:LowerTypicalHigher
$12 above the national median$10.05 above the Tennessee median
per month · Source
$4 below the national median$5.95 below the Tennessee median
per month · Source
At the national median$3 below the Tennessee median
per month · After 1 year of inactivity and balance less than $5,000 · Institution’s schedule
$2 above the national median$1 above the Tennessee median
$3.50 above the national median$4 above the Tennessee median
per month · Source
$8 below the national median$8 below the Tennessee median
At the national medianAt the Tennessee median
per item · Source
$4.50 above the national median$2 above the Tennessee median
per item · Source
$10 below the national median$7.50 below the Tennessee median
per item · Source
$32.50 above the national median$34.62 above the Tennessee median
per month · Source
—
$6 below the national median$6 below the Tennessee median
per item · Source
$50 above the national median$45 above the Tennessee median
per year · Source
$130 above the national median$125 above the Tennessee median
per year · Source
$150 above the national median$145 above the Tennessee median
per year · Source
$200 above the national median$195 above the Tennessee median
per year · Source
$5 above the national medianAt the Tennessee median
per year · Source
$5 below the national median$10 below the Tennessee median
per year · Source
$25 above the national median$20 above the Tennessee median
per year · Source
At the national medianAt the Tennessee median
$1 below the national median$1 below the Tennessee median
per item · Source
Swipe for source and notes →
| Fee | Amount | vs medians | Basis | Note | Source |
|---|---|---|---|---|---|
Account MaintenanceVerified | |||||
| Maintenance Fee | $18Above the typical range ($4–$10 nationally) | $12 above the national median$10.05 above the Tennessee median | per month | — | Source |
| Monthly maintenance fee | $2Below the typical range ($4–$10 nationally) | $4 below the national median$5.95 below the Tennessee median | per month | — | Source |
| Dormant Interest Checking Fee | $5Within the typical range ($5–$10 nationally) | At the national median$3 below the Tennessee median | per month | After 1 year of inactivity and balance less than $5,000 | Institution’s schedule |
Overdraft & NSFVerified | |||||
| Overdraft (Insufficient Funds / NSF) created by check | $32Within the typical range ($25–$33 nationally) | $2 above the national median$1 above the Tennessee median | — | — | Source |
ATM & CardVerified | |||||
| Use of ATM Other Than | $5Above the typical range ($1–$2.25 nationally) | $3.50 above the national median$4 above the Tennessee median | per month | — | Source |
| Reissue of ATM Card | $2 | ||||
Check ServicesVerified | |||||
| Cashiers Check | $5Within the typical range ($3–$6 nationally) | At the national medianAt the Tennessee median | per item | — | Source |
| Stop Payment | $32 | ||||
Digital & ElectronicVerified | |||||
| Cash Management Tools with BillPay | $35Above the typical range ($0–$9.95 nationally) | $32.50 above the national median$34.62 above the Tennessee median | per month | — | Source |
Cash & DepositVerified | |||||
| Loose Coin | 3% | — | — | — | Source |
| Deposited Check Returned (Chargeback) | $9Within the typical range ($8–$25 nationally) | $6 below the national median$6 below the Tennessee median | |||
Account ServicesVerified | |||||
| Safe Deposit Box 10" x 10" | $95Above the typical range ($30–$70 nationally) | $50 above the national median$45 above the Tennessee median | per year | — | Source |
| Safe Deposit Box 10” x 20” | $175 | ||||
Other FeesVerified | |||||
| Statement Copies | $2Within the typical range ($2–$5 nationally) | $1 below the national median$1 below the Tennessee median | per item | — | Source |
Fee change alerts
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Headline fees vs. national median
Overdraft
$32
Headline fees published
7 of 15
Published fees
20
Under review
0
Assets
$2.7B
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Financial Context
Financials as of Q2 2026 · FDIC call report
Total assets
$2.7B
Total deposits
$2.1B
Service charge income
$408K
Fee income ratio
2.2%
Return on assets
0.39%
Branches
23
Service charge income by quarter
Financial profile · Pro
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| $8 below the national median$8 below the Tennessee median |
| — |
| — |
| Source |
| $4.50 above the national median$2 above the Tennessee median |
| per item |
| — |
| Source |
| Item Sent for Collection | $10Within the typical range ($10–$25 nationally) | $10 below the national median$7.50 below the Tennessee median | per item | — | Source |
| per item |
| — |
| Source |
| $130 above the national median$125 above the Tennessee median |
| per year |
| — |
| Source |
| Safe Deposit Box 11" x 22" | $195Above the typical range ($30–$70 nationally) | $150 above the national median$145 above the Tennessee median | per year | — | Source |
| Safe Deposit Box 16" x 22" | $245Above the typical range ($30–$70 nationally) | $200 above the national median$195 above the Tennessee median | per year | — | Source |
| Safe Deposit Box 3" x 10" | $50Within the typical range ($30–$70 nationally) | $5 above the national medianAt the Tennessee median | per year | — | Source |
| Safe Deposit Box 3" x 5" | $40Within the typical range ($30–$70 nationally) | $5 below the national median$10 below the Tennessee median | per year | — | Source |
| Safe Deposit Box 5" x 10" | $70Within the typical range ($30–$70 nationally) | $25 above the national median$20 above the Tennessee median | per year | — | Source |
| Verification of Account | $10Within the typical range ($5–$15 nationally) | At the national medianAt the Tennessee median | — | — | Source |