vs. U.S. typical range:LowerTypicalHigher
$3 below the national median$1.50 below the California median
$4.50 above the national median$2 above the California median
$25 below the national median$20 below the California median
$25 below the national median$18 below the California median
per item · Source
$5 below the national median$3 below the California median
At the national medianAt the California median
$10 above the national median$5 above the California median
$15 below the national median$20 below the California median
—
$5 below the national median$5 below the California median
$10 below the national median$10 below the California median
$17.50 below the national median$12.50 below the California median
per item · Source
$17.50 below the national median$12.50 below the California median
$2 above the national median$2 above the California median
$3 below the national median$3 below the California median
$2.50 above the national medianAt the California median
$0.50 below the national median$3 below the California median
per transaction · Source
$2.50 below the national median$5 below the California median
At the national median$1.25 below the California median
At the national median$0.12 below the California median
At the national median$3 below the California median
$2.50 below the national median$15 below the California median
$12.50 above the national medianAt the California median
per item · Source
$28 below the national median$28 below the California median
$2 below the national median$3.50 below the California median
per item · Source
$12.50 below the national median$50 below the California median
$22.50 below the national median$60 below the California median
Swipe for source and notes →
| Fee | Amount | vs medians | Basis | Note | Source |
|---|---|---|---|---|---|
Account MaintenanceVerified | |||||
| Notice of Escheat | $2Below the typical range ($5–$10 nationally) | $3 below the national median$1.50 below the California median | — | — | Source |
| Compliance with Legal Order: Account Research (per hour) | $22Within the typical range ($12–$25 nationally) | $4.50 above the national median$2 above the California median | — | — | Source |
Overdraft & NSFVerified | |||||
| Courtesy Pay of any item that takes the account below the required minimum balance² | $5Below the typical range ($25–$33 nationally) | $25 below the national median$20 below the California median | — | — | Source |
| NSF Return Check, VISA® Convenience Check or ACH Item (Non-sufficient funds fee is a per presentment fee) | $5 | ||||
ATM & CardVerified | |||||
| Replacement Card | $10Within the typical range ($5–$10 nationally) | At the national medianAt the California median | — | — | Source |
| Rush Replacement Card Fee (1-day) | $50 | ||||
Wire TransfersVerified | |||||
| Wire Transfer (Domestic-outgoing) | $20Within the typical range ($20–$25 nationally) | $5 below the national median$5 below the California median | — | — | Source |
| Wire Transfer (Incoming) | $0 | ||||
Check ServicesVerified | |||||
| Stop Payment (Member Check, ACH, Bill Pay), per item stopped or range of checks stopped at presentment | $10Below the typical range ($20–$30 nationally) | $17.50 below the national median$12.50 below the California median | per item | — | Source |
| Stop Payment on Recurring Payment | $10 | ||||
Digital & ElectronicVerified | |||||
| Bill Pay | $5Within the typical range ($0–$9.95 nationally) | $2.50 above the national medianAt the California median | — | — | Source |
| Non-Internet Bill Payment (per transaction) | $2 | ||||
Cash & DepositVerified | |||||
| In-Branch Coin Machine Usage | $0Within the typical range ($0–$3 nationally) | At the national median$0.12 below the California median | — | — | Source |
| ATM/Shared Branch Deposit Return item | $15 | ||||
Account ServicesVerified | |||||
| Notary Service - Member | $0Within the typical range ($0–$5 nationally) | $2.50 below the national median$15 below the California median | — | — | Source |
| Notary Service - Non-Member (per document) | $15 | ||||
Other FeesVerified | |||||
| Copy of Statement, including VISA® (per page) | $1Below the typical range ($2–$5 nationally) | $2 below the national median$3.50 below the California median | per item | — | Source |
| Skip-A-Pay (Loan payment of $200 or more) | $25 | ||||
Overdraft
$5.00
Of 79 others that publish it, 1 lower, 1 the same and 77 higher.
Fee change alerts
One email when a verified fee you follow changes. Nothing else unless you ask for it.
Headline fees vs. national median
Overdraft
$5
Headline fees published
9 of 15
Published fees
26
Under review
0
Assets
$3.2B
Work at F & A Federal Credit Union? See every fee vs. your peers.
Fee Insight Pro
Need this every month, for your whole team?
Pro gives up to 5 people the Hamilton workspace: your fees against peers you pick, a watchlist of competitor fee changes, and cited board-ready reports.
Financial Context
Financials as of Q2 2026 · NCUA call report
Total assets
$3.2B
Total deposits
$2.1B
Service charge income (year to date)
$250K
Fee income ratio
0.36%
Return on assets
1.02%
Financial profile · Pro
Unlock all 50 fee categories, peer benchmarks by charter, size and district, CSV exports, and the Hamilton workspace.
| $25 below the national median$18 below the California median |
| per item |
| — |
| Source |
| NSF Check Paid by Overdraft Transfer from VISA® or Share Account | $0Below the typical range ($2.50–$5 nationally) | $5 below the national median$3 below the California median | — | — | Source |
| $10 above the national median$5 above the California median |
| — |
| — |
| Source |
| Rush Replacement Card Fee (2-day) | $25Below the typical range ($30–$50 nationally) | $15 below the national median$20 below the California median | — | — | Source |
| Foreign Transaction Fees | 1%of the transaction | — | — | — | Source |
| $10 below the national median$10 below the California median |
| — |
| — |
| Source |
| $17.50 below the national median$12.50 below the California median |
| — |
| — |
| Source |
| Copy of Paid Check from Bill Pay | $5Within the typical range ($2–$5 nationally) | $2 above the national median$2 above the California median | — | — | Source |
| Copy of Paid Check Via Digital Banking | $0Below the typical range ($2–$5 nationally) | $3 below the national median$3 below the California median | — | — | Source |
| $0.50 below the national median$3 below the California median |
| per transaction |
| — |
| Source |
| Online Bill Pay | $0Within the typical range ($0–$9.95 nationally) | $2.50 below the national median$5 below the California median | — | — | Source |
| Mobile Deposit¹ | $0Within the typical range ($0–$0 nationally) | At the national median$1.25 below the California median | — | — | Source |
| At the national median$3 below the California median |
| — |
| — |
| Source |
| $12.50 above the national medianAt the California median |
| per item |
| — |
| Source |
| Compliance with Legal Order: Hearing Appearance (per house plus travel) | $22Below the typical range ($30–$100 nationally) | $28 below the national median$28 below the California median | — | — | Source |
| $12.50 below the national median$50 below the California median |
| — |
| — |
| Source |
| Skip-A-Pay (Loan payment of under $200) | $15Below the typical range ($25–$100 nationally) | $22.50 below the national median$60 below the California median | — | — | Source |