vs. U.S. typical range:LowerTypicalHigher
$5 below the national median$3.50 below the South Carolina median
$2.50 below the national median$5 above the South Carolina median
Knox extract.rules v20 categorized a line held for review from Rosetta artifact #3297. canonical_hint=early_closure; text_hash=01a910ab95f19a3afe6b2ddad886745467a0fe7944ca7385e70696ff8af9cf65; excerpt="Early Share Account Closing Fee (within 90 days) | $15.00" · Source
At the national median$2.25 below the South Carolina median
per month · Source
$2.50 above the national median$7.50 above the South Carolina median
$11.50 below the national median$6.50 below the South Carolina median
per month · Knox extract.rules v30 categorized a line held for review from Rosetta artifact #3297. canonical_hint=account_research; text_hash=01a910ab95f19a3afe6b2ddad886745467a0fe7944ca7385e70696ff8af9cf65; excerpt="Incorrect Address Fee | $6.00 / month" · Source
$1 below the national median$2 below the South Carolina median
per item · Source
$1 below the national median$1.50 below the South Carolina median
per item · Source
$1 below the national median$1.50 below the South Carolina median
$14 below the national median$14.50 below the South Carolina median
$0.50 above the national medianAt the South Carolina median
per transaction · Source
At the national medianAt the South Carolina median
—
$40 below the national median$35 below the South Carolina median
$1 above the national median$1 above the South Carolina median
$0.50 above the national median$0.50 above the South Carolina median
$2 below the national median$2 below the South Carolina median
$7.45 above the national median$4.95 above the South Carolina median
—
$5 below the national median$0.50 above the South Carolina median
$11 below the national median$5.50 below the South Carolina median
$13 below the national median$23 below the South Carolina median
per year · Source
At the national medianAt the South Carolina median
—
$20 below the national median$25 below the South Carolina median
per month · Source
$1 below the national median$0.50 below the South Carolina median
per item · Source
At the national median$0.69 above the South Carolina median
$87.50 above the national median$45 above the South Carolina median
$2.50 below the national median$45 below the South Carolina median
Swipe for source and notes →
| Fee | Amount | vs medians | Basis | Note | Source |
|---|---|---|---|---|---|
Account MaintenanceVerified | |||||
| Senior Program (VIPS): Under Minimum Balance Fee | $2Below the typical range ($5–$10 nationally) | $5 below the national median$3.50 below the South Carolina median | — | — | Source |
| Early Share Account Closing Fee (within 90 days) | $15Within the typical range ($10–$25 nationally) | $2.50 below the national median$5 above the South Carolina median | — | Knox extract.rules v20 categorized a line held for review from Rosetta artifact #3297. canonical_hint=early_closure; text_hash=01a910ab95f19a3afe6b2ddad886745467a0fe7944ca7385e70696ff8af9cf65; excerpt="Early Share Account Closing Fee (within 90 days) | $15.00" | Source |
| Dormant Account Fee (inactive over 12 months) | $5Within the typical range ($5–$10 nationally) | At the national median$2.25 below the South Carolina median | per month | — | Source |
| Account Research / Reconciliation | $20Within the typical range ($12–$25 nationally) | $2.50 above the national median$7.50 above the South Carolina median | — | — | Source |
| Incorrect Address Fee | $6Below the typical range ($12–$25 nationally) | $11.50 below the national median$6.50 below the South Carolina median | per month | Knox extract.rules v30 categorized a line held for review from Rosetta artifact #3297. canonical_hint=account_research; text_hash=01a910ab95f19a3afe6b2ddad886745467a0fe7944ca7385e70696ff8af9cf65; excerpt="Incorrect Address Fee | $6.00 / month" | Source |
Overdraft & NSFVerified | |||||
| Overdraft Privilege (per presentment) | $29Within the typical range ($25–$33 nationally) | $1 below the national median$2 below the South Carolina median | per item | — | Source |
| Non-sufficient Funds (per presentment) | $29 | ||||
ATM & CardVerified | |||||
| Usage of Non-Palmetto Citizens or Non-Allpoint ATM | $2Within the typical range ($1–$2.25 nationally) | $0.50 above the national medianAt the South Carolina median | per transaction | — | Source |
| Debit Card Reissue (includes HSAs) | $10 | ||||
Wire TransfersVerified | |||||
| Wire Transfer: United States International (Convera) | $10Below the typical range ($40–$50 nationally) | $40 below the national median$35 below the South Carolina median | — | — | Source |
Check ServicesVerified | |||||
| Cashier's Check | $6Within the typical range ($3–$6 nationally) | $1 above the national median$1 above the South Carolina median | — | — | Source |
| Money Order | $2.50 | ||||
Digital & ElectronicVerified | |||||
| Expedited Payments for Bill Pay | $9.95Within the typical range ($0–$9.95 nationally) | $7.45 above the national median$4.95 above the South Carolina median | — | — | Source |
Cash & DepositVerified | |||||
| Coin Counter for Business Accounts | 5% | — | — | — | Source |
| Mobile Deposit Returned Check | $10Within the typical range ($8–$25 nationally) | $5 below the national median | |||
Account ServicesVerified | |||||
| Safe Deposit Boxes (annually): 3 X 5 5 X 5 3 X 10 5 X 10 10 X 10 | $32Within the typical range ($30–$70 nationally) | $13 below the national median$23 below the South Carolina median | per year | — | Source |
| Levy/Garnishment | $50 | ||||
Lending FeesVerified | |||||
| Late Fee (excludes single payment notes) | 5%($25 maximum) | — | — | — | Source |
Retirement & IRAVerified | |||||
| IRA Closure Fee IRA Minimum Balance Fee | $5Below the typical range ($25–$35 nationally) | $20 below the national median$25 below the South Carolina median | per month | — | Source |
Gift & Prepaid CardsVerified | |||||
| Visa® Gift Card | $2.50Below the typical range ($3–$4.95 nationally) | $1 below the national median$0.50 below the South Carolina median | per item | — | Source |
Other FeesVerified | |||||
| Statement Copy | $3Within the typical range ($2–$5 nationally) | At the national median$0.69 above the South Carolina median | — | — | Source |
| Mortgage Subordination | $125 | ||||
Its state has too few comparable institutions, so these are its Fed district peers.
Overdraft
$29.00
Of 108 others that publish it, 25 lower, 9 the same and 74 higher.
Fee change alerts
One email when a verified fee you follow changes. Nothing else unless you ask for it.
Headline fees vs. national median
Overdraft
$29
Headline fees published
9 of 15
Published fees
25
Under review
0
Assets
$1.5B
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Financial Context
Financials as of Q2 2026 · NCUA call report
Total assets
$1.5B
Total deposits
$1.2B
Service charge income (year to date)
$9.0M
Fee income ratio
17.2%
Return on assets
1.49%
Financial profile · Pro
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| $1 below the national median$1.50 below the South Carolina median |
| per item |
| — |
| Source |
| Returned Item (personal check/ACH) | $29Within the typical range ($25–$32 nationally) | $1 below the national median$1.50 below the South Carolina median | — | — | Source |
| Stop Payment Placement / Removal With Insufficient Funds | $16Below the typical range ($25–$32 nationally) | $14 below the national median$14.50 below the South Carolina median | — | — | Source |
| At the national medianAt the South Carolina median |
| — |
| — |
| Source |
| Foreign Transaction (Debit Card) | 1%of the transaction | — | — | — | Source |
| $0.50 above the national median$0.50 above the South Carolina median |
| — |
| — |
| Source |
| Check Copy | $1Below the typical range ($2–$5 nationally) | $2 below the national median$2 below the South Carolina median | — | — | Source |
| — |
| — |
| Source |
| Returned Deposit Item (two-party) | $4Below the typical range ($8–$25 nationally) | $11 below the national median$5.50 below the South Carolina median | — | — | Source |
| At the national medianAt the South Carolina median |
| — |
| — |
| Source |
| $87.50 above the national median$45 above the South Carolina median |
| — |
| — |
| Source |
| Skip a Payment (eligible members / loans) | $35Within the typical range ($25–$100 nationally) | $2.50 below the national median$45 below the South Carolina median | — | — | Source |