Fees published

Fees on this page come from the institution's own published fee schedule. Benchmark scores use only fees that cleared review.

Community credit union, under $300M

Finans Federal Credit Union

Hammond, IndianaCredit UnionChicago Fed districtFees collected Apr 22, 2026Financials Q2 2026

Website Published fee schedule

Published fees

Published fees power benchmarks; fees under review do not.

vs. U.S. typical range:LowerTypicalHigher

Account MaintenanceVerified

DORMANT ACCOUNTS$5Within the typical range ($5–$10 nationally)

Overdraft & NSFVerified

OVERDRAFT$30Within the typical range ($25–$33 nationally)
At the national medianAt the Indiana median
per item · Source
NSF$30Within the typical range ($25–$32 nationally)
At the national medianAt the Indiana median
per item · Source

Check ServicesVerified

CASHIER'S CHECK$3Within the typical range ($3–$6 nationally)
$2 below the national median$2 below the Indiana median
per item · Source
MONEY ORDERS$1.50Within the typical range ($1.50–$3 nationally)
$0.50 below the national median$0.50 below the Indiana median
per item · Source
STOP PAYMENT ON/ OFF$30Within the typical range ($20–$30 nationally)
$2.50 above the national medianAt the Indiana median
per item · Source
NON MEMBER CHECK CASHING$5Within the typical range ($5–$10 nationally)
At the national medianAt the Indiana median
per item · Source
CHECK COPY$5Within the typical range ($2–$5 nationally)
$2 above the national median$2 above the Indiana median
per item · Source

Other FeesVerified

LOAN REFINANCE FEE$100Within the typical range ($25–$100 nationally)
$62.50 above the national median$58 above the Indiana median
per item · Knox extract.rules v29 categorized a line held for review from Rosetta artifact #3773. canonical_hint=other_lending_fee; text_hash=760f40a34e6cdf9133636eb37277cedb8fd899cb9fd9e8af9b0c4e77b19237ec; excerpt="LOAN REFINANCE FEE $100.00 EACH" · Source

Swipe for source and notes →

Fee	Amount	vs medians	Basis	Note	Source
Account MaintenanceVerified
DORMANT ACCOUNTS	$5Within the typical range ($5–$10 nationally)	At the national medianAt the Indiana median	per month	—	Source
ACCOUNT RESEARCH	$25Within the typical range ($12–$25 nationally)	$7.50 above the national median$7 above the Indiana median	—	—	Source
Overdraft & NSFVerified
OVERDRAFT	$30Within the typical range ($25–$33 nationally)	At the national medianAt the Indiana median	per item	—	Source
NSF	$30
ATM & CardVerified
ATM FEE: TRANSFERS	$2Within the typical range ($1–$2.25 nationally)	$0.50 above the national medianAt the Indiana median	per item	—	Source
Check ServicesVerified
CASHIER'S CHECK	$3Within the typical range ($3–$6 nationally)	$2 below the national median$2 below the Indiana median	per item	—	Source
MONEY ORDERS	$1.50
Cash & DepositVerified
DEPOSIT ITEM RETURNED	$30Above the typical range ($8–$25 nationally)	$15 above the national median$19 above the Indiana median	per item	—	Source
Account ServicesVerified
LEVY FEE	$50Within the typical range ($30–$90 nationally)	At the national median$25 above the Indiana median	per item	—	Source
Other FeesVerified
LOAN REFINANCE FEE	$100Within the typical range ($25–$100 nationally)	$62.50 above the national median$58 above the Indiana median	per item	Knox extract.rules v29 categorized a line held for review from Rosetta artifact #3773. canonical_hint=other_lending_fee; text_hash=760f40a34e6cdf9133636eb37277cedb8fd899cb9fd9e8af9b0c4e77b19237ec; excerpt="LOAN REFINANCE FEE $100.00 EACH"	Source

Fee change alerts

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Headline fees vs. national median

How the headline fees compare

Each figure below is the published fee set against the national median. The commissioned report benchmarks every fee against a verified peer set instead.

Overdraft

$30

Overdraft fee: $30

Overdraft fee is aligned with the national median

13 verified fees collected

Headline fees published

6 of 15

Published fees

Under review

Assets

$8.9M

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Financial Context

Size and fee revenue

Financials as of Q2 2026 · NCUA call report

Total assets

$8.9M

Total deposits

$7.9M

Service charge income (year to date)

$43K

Fee income ratio

17.9%

Return on assets

0.10%

Financial profile · Pro

Performance from regulator filings

Up to 16 years of call-report history with growth, peer rank and outliers, deposit mix and capital, branch footprint, consumer complaints, enforcement actions, and SEC filings

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Based on 65,682 published fee entries from 3,608 institutions

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