vs. U.S. typical range:LowerTypicalHigher
$12.50 below the national median$10 below the New York median
one time · Only applies if account closed within 90 days of opening · Source
$25 above the national median$20.50 above the New York median
per year · Source
$17.50 below the national median$17.50 below the New York median
per item · Institution’s schedule
$2.50 above the national median$2.50 above the New York median
$12.50 below the national median$12.50 below the New York median
$1 below the national median$0.25 below the New York median
At the national median$5 above the New York median
$2 below the national median$2 below the New York median
per item · Institution’s schedule
$5 above the national median$5 above the New York median
At the national medianAt the New York median
per item · Institution’s schedule
$5 below the national median$5 below the New York median
At the national medianAt the New York median
$2.50 above the national median$5 above the New York median
per item · Institution’s schedule
$1 below the national median$3 below the New York median
per item · Institution’s schedule
$1.50 below the national median$1.50 below the New York median
per item · Source
$1.50 below the national median$1 below the New York median
At the national median$25 below the New York median
$5 below the national median$10 below the New York median
per item · 15+ days late · Institution’s schedule
$0.50 above the national median$0.05 above the New York median
$2.75 below the national median$2.75 below the New York median
per item · Source
$32.50 below the national median$32.50 below the New York median
Swipe for source and notes →
| Fee | Amount | vs medians | Basis | Note | Source |
|---|---|---|---|---|---|
Account MaintenanceVerified | |||||
| Closed Account (Within 90 days of opening) | $5Below the typical range ($10–$25 nationally) | $12.50 below the national median$10 below the New York median | one time | Only applies if account closed within 90 days of opening | Source |
| Dormant Account (No activity reported) | $30Above the typical range ($5–$10 nationally) | $25 above the national median$20.50 above the New York median | per year | — | Source |
| Account History (First Request) | $0Below the typical range ($11.38–$25 nationally) | $17.50 below the national median$17.50 below the New York median | per item | — | Institution’s schedule |
| Member Account Balancing/Research | $20Within the typical range ($11.38–$25 nationally) | $2.50 above the national median$2.50 above the New York median | — | — | Source |
| Returned Mail (After second return) | $5Below the typical range ($11.38–$25 nationally) | $12.50 below the national median$12.50 below the New York median | — | — | Source |
| Paper Statement Request | $2Within the typical range ($2–$4.68 nationally) | $1 below the national median$0.25 below the New York median | — | — | Source |
Overdraft & NSFVerified | |||||
| Non-Sufficient Funds (NSF) | $30Within the typical range ($25–$32 nationally) | At the national median$5 above the New York median | — | — | Source |
| Overdraft Transfer Fee | $3 | ||||
ATM & CardVerified | |||||
| Instant Issue Replacement Card | $15Above the typical range ($5–$10 nationally) | $5 above the national median$5 above the New York median | — | — | Source |
| Replacement Debit Card | $10 | ||||
Wire TransfersVerified | |||||
| Wire Transfer: Domestic | $20Within the typical range ($20–$25 nationally) | $5 below the national median$5 below the New York median | — | — | Source |
Check ServicesVerified | |||||
| Money Order: Member | $2Within the typical range ($1.50–$3 nationally) | At the national medianAt the New York median | — | — | Source |
| Stop Payment Request - Bank Draft | $30 | ||||
Digital & ElectronicVerified | |||||
| Bill Pay Service | $1Within the typical range ($0–$9.95 nationally) | $1.50 below the national median$1.50 below the New York median | per item | — | Source |
Account ServicesVerified | |||||
| Notary Service: Member – Free Non-Member | $1Within the typical range ($0–$5 nationally) | $1.50 below the national median$1 below the New York median | — | — | Source |
| Restraining Notice/Subpoena/Tax Levy | $50 | ||||
Lending FeesVerified | |||||
| Late Loan Payment - Home Equity Loan | $15Within the typical range ($10–$25 nationally) | $5 below the national median$10 below the New York median | per item | 15+ days late | Institution’s schedule |
Gift & Prepaid CardsVerified | |||||
| Visa Gift Card: Member | $4Within the typical range ($3–$4.95 nationally) | $0.50 above the national median$0.05 above the New York median | — | — | Source |
Other FeesVerified | |||||
| Photocopy Request | $0.25Below the typical range ($2–$5 nationally) | $2.75 below the national median$2.75 below the New York median | per item | — | Source |
| Duplicate Lien Release | $5 | ||||
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Headline fees vs. national median
Headline fees published
6 of 15
Published fees
21
Under review
0
Assets
$24.6M
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Financial Context
Financials as of Q2 2026 · NCUA call report
Total assets
$24.6M
Total deposits
$22.8M
Service charge income (year to date)
$20K
Fee income ratio
3.6%
Return on assets
-1.12%
Financial profile · Pro
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| $2 below the national median$2 below the New York median |
| per item |
| — |
| Institution’s schedule |
| At the national medianAt the New York median |
| per item |
| — |
| Institution’s schedule |
| $2.50 above the national median$5 above the New York median |
| per item |
| — |
| Institution’s schedule |
| Draft Photocopy Request | $2Within the typical range ($2–$5 nationally) | $1 below the national median$3 below the New York median | per item | — | Institution’s schedule |
| At the national median$25 below the New York median |
| — |
| — |
| Source |
| $32.50 below the national median$32.50 below the New York median |
| — |
| — |
| Source |