vs. U.S. typical range:LowerTypicalHigher
At the national medianAt the West Virginia median
per month · Source
$2.50 above the national median$6.50 above the West Virginia median
$32.50 above the national median$36.50 above the West Virginia median
$10.50 below the national median$6.50 below the West Virginia median
$12.50 below the national median$8.50 below the West Virginia median
$2 below the national median$1 below the West Virginia median
$5 above the national median$4.06 above the West Virginia median
$5 above the national median$5 above the West Virginia median
$2 above the national median$2 above the West Virginia median
At the national medianAt the West Virginia median
per item · Institution’s schedule
$5 above the national median$10 above the West Virginia median
$10 above the national median$5 above the West Virginia median
At the national medianAt the West Virginia median
$0.50 above the national median$0.50 below the West Virginia median
$2.50 above the national medianAt the West Virginia median
$7.50 above the national median$5 above the West Virginia median
per item · Source
At the national medianAt the West Virginia median
per item · Source
$1.50 below the national median$1.50 below the West Virginia median
At the national medianAt the West Virginia median
$20 above the national median$20 above the West Virginia median
$5 above the national median$5 above the West Virginia median
$2 above the national medianAt the West Virginia median
per item · Source
—
$2.50 above the national median$5 above the West Virginia median
$10 below the national median$2.50 above the West Virginia median
$80 above the national median$92.50 above the West Virginia median
$15 above the national median$10 above the West Virginia median
$2 above the national median$3 above the West Virginia median
per item · Source
$7.50 below the national median$5 below the West Virginia median
Swipe for source and notes →
| Fee | Amount | vs medians | Basis | Note | Source |
|---|---|---|---|---|---|
Account MaintenanceVerified | |||||
| Inactive Account Fee - Shares | $5Within the typical range ($5–$10 nationally) | At the national medianAt the West Virginia median | per month | — | Source |
| Account Balancing Fee | $20Within the typical range ($12–$25 nationally) | $2.50 above the national median$6.50 above the West Virginia median | — | — | Source |
| Account Research Fee | $50Above the typical range ($12–$25 nationally) | $32.50 above the national median$36.50 above the West Virginia median | — | — | Source |
| Excessive Withdrawal Fee | $7Below the typical range ($12–$25 nationally) | $10.50 below the national median$6.50 below the West Virginia median | — | — | Source |
| Undeliverable Mail - Bad Address | $5Below the typical range ($12–$25 nationally) | $12.50 below the national median$8.50 below the West Virginia median | — | — | Source |
| Paper Statement Fee | $1Below the typical range ($2–$4.76 nationally) | $2 below the national median$1 below the West Virginia median | — | — | Source |
Overdraft & NSFVerified | |||||
| ACH Courtesy Pay Fee | $35Above the typical range ($25–$33 nationally) | $5 above the national median$4.06 above the West Virginia median | — | — | Source |
| ACH NSF Fee | $35 | ||||
ATM & CardVerified | |||||
| Debit Card Replacement Fee | $10Within the typical range ($5–$10 nationally) | At the national medianAt the West Virginia median | — | — | Source |
| Debit Card Rush Fee | $55 | ||||
Wire TransfersVerified | |||||
| Wire Fee - Outgoing | $30Above the typical range ($20–$25 nationally) | $5 above the national median$10 above the West Virginia median | — | — | Source |
| Wire Fee - Incoming | $20 | ||||
Check ServicesVerified | |||||
| Cashier's Check Fee | $5Within the typical range ($3–$6 nationally) | At the national medianAt the West Virginia median | — | — | Source |
| Money Orders | $2.50 | ||||
Digital & ElectronicVerified | |||||
| ACH Origination Fee | $5Within the typical range ($5–$20 nationally) | $5 below the national median | — | — | Source |
Cash & DepositVerified | |||||
| Coinstar | 5% | — | — | — | Source |
Account ServicesVerified | |||||
| Notary Fee - Non-Member | $5Within the typical range ($0–$5 nationally) | $2.50 above the national median$5 above the West Virginia median | — | — | Source |
| Safety Deposit Box - Key Replacement | $35 | ||||
Retirement & IRAVerified | |||||
| IRA Account Transfer Fee | $50Above the typical range ($25–$35 nationally) | $25 above the national median | — | — | Source |
Other FeesVerified | |||||
| Statement Copy Fee | $5Within the typical range ($2–$5 nationally) | $2 above the national median$3 above the West Virginia median | per item | — | Source |
| Skip-a-Pay | $30 | ||||
Its state has too few comparable institutions, so these are its Fed district peers.
Overdraft
$35.00
Of 108 others that publish it, 85 lower, 21 the same and 2 higher.
Fee change alerts
One email when a verified fee you follow changes. Nothing else unless you ask for it.
Headline fees vs. national median
Overdraft
$35
Headline fees published
9 of 15
Published fees
32
Under review
0
Assets
$153.0M
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Financial Context
Financials as of Q2 2026 · NCUA call report
Total assets
$153.0M
Total deposits
$129.0M
Service charge income (year to date)
$245K
Fee income ratio
5.0%
Return on assets
0.70%
Financial profile · Pro
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| $5 above the national median$5 above the West Virginia median |
| — |
| — |
| Source |
| Share Draft Overdraft Protection XFR Fee | $7Above the typical range ($2.50–$5 nationally) | $2 above the national median$2 above the West Virginia median | — | — | Source |
| $15 above the national median |
| per item |
| — |
| Institution’s schedule |
| $10 above the national median$5 above the West Virginia median |
| — |
| — |
| Source |
| $0.50 above the national median$0.50 below the West Virginia median |
| — |
| — |
| Source |
| ACH Stop Payment Fee | $30Within the typical range ($20–$30 nationally) | $2.50 above the national medianAt the West Virginia median | — | — | Source |
| Share Draft Stop Payment Fee | $35Above the typical range ($20–$30 nationally) | $7.50 above the national median$5 above the West Virginia median | per item | — | Source |
| Counter Checks | $2Within the typical range ($1–$4 nationally) | At the national medianAt the West Virginia median | per item | — | Source |
| Check Cashing Fee | $3.50Below the typical range ($5–$10 nationally) | $1.50 below the national median$1.50 below the West Virginia median | — | — | Source |
| Check Cashing Fee | $5Within the typical range ($5–$10 nationally) | At the national medianAt the West Virginia median | — | — | Source |
| Non-Member Check Cashing Fee | $25Above the typical range ($5–$10 nationally) | $20 above the national median$20 above the West Virginia median | — | — | Source |
| Non-Member On-Us Check Cashing Fee | $10Within the typical range ($5–$10 nationally) | $5 above the national median$5 above the West Virginia median | — | — | Source |
| Check Copy Fee | $5Within the typical range ($2–$5 nationally) | $2 above the national medianAt the West Virginia median | per item | — | Source |
| $10 below the national median$2.50 above the West Virginia median |
| — |
| — |
| Source |
| Safety Deposit Box - Re-drilled | $125Above the typical range ($30–$70 nationally) | $80 above the national median$92.50 above the West Virginia median | — | — | Source |
| Legal Process | $150Above the typical range ($30–$100 nationally) | $100 above the national median | — | — | Source |
| Account Verification Fee | $25Above the typical range ($5–$15 nationally) | $15 above the national median$10 above the West Virginia median | — | — | Source |
| $7.50 below the national median$5 below the West Virginia median |
| — |
| — |
| Source |