Fees published

Fees on this page come from the institution's own published fee schedule. Benchmark scores use only fees that cleared review.

Community credit union, under $300M

Member Preferred Federal Credit Union

Fort Worth, TexasCredit UnionDallas Fed districtFees collected Oct 6, 2026Financials Q2 2026

Website Published fee schedule

Published fees

Published fees power benchmarks; fees under review do not.

vs. U.S. typical range:LowerTypicalHigher

Account MaintenanceVerified

Service Charge - Monthly on all accounts with an average daily balance of less than $100. Fee is posted on last working $2.50Below the typical range ($4–$10 nationally)

Overdraft & NSFVerified

Courtesy Pay (Checking, ATM & ACH)$28Within the typical range ($25–$33 nationally)
$2 below the national median$2 below the Texas median
Source
NSF (Checking, ATM & ACH)$28Within the typical range ($25–$32 nationally)
$2 below the national median$2 below the Texas median
Source

ATM & CardVerified

ATM use$1Within the typical range ($1–$2.25 nationally)
$0.50 below the national median$0.50 below the Texas median
Source
ATM/Debit Card Replacement$5Within the typical range ($5–$10 nationally)
$5 below the national median$2.50 below the Texas median
Source

Check ServicesVerified

Cashier’s Check$2Below the typical range ($3–$6 nationally)
$3 below the national median$3 below the Texas median
Source
Copy of check (first 2 each month are free)$2Within the typical range ($2–$5 nationally)
$1 below the national median$1 below the Texas median
Source

Swipe for source and notes →

Fee	Amount	vs medians	Basis	Note	Source
Account MaintenanceVerified
Service Charge - Monthly on all accounts with an average daily balance of less than $100. Fee is posted on last working	$2.50Below the typical range ($4–$10 nationally)	$3.50 below the national median$4.50 below the Texas median	per month	—	Source
Accounts closed within 90 days of opening	$10Within the typical range ($10–$25 nationally)	$7.50 below the national median$5 below the Texas median	—	—	Source
Early or excessive withdrawals from Club Account Or Money Market Account	$10Below the typical range ($11–$25 nationally)	$7.50 below the national median$5 below the Texas median	—	—	Source
Statement Reconciliation - per hour ($25.00 minimum)	$25Within the typical range ($11–$25 nationally)	$7.50 above the national median$10 above the Texas median	—	—	Source
Mailed Statement Fee (members 60 or older exempt)	$2Within the typical range ($2–$4.50 nationally)	$1 below the national median$1 below the Texas median	—	—	Source
Overdraft & NSFVerified
Courtesy Pay (Checking, ATM & ACH)	$28Within the typical range ($25–$33 nationally)	$2 below the national median$2 below the Texas median	—	—	Source
NSF (Checking, ATM & ACH)	$28
ATM & CardVerified
ATM use	$1Within the typical range ($1–$2.25 nationally)	$0.50 below the national median$0.50 below the Texas median	—	—	Source
ATM/Debit Card Replacement	$5
Wire TransfersVerified
Wire Transfers Out	$15Below the typical range ($20–$25 nationally)	$10 below the national median$5 below the Texas median	—	—	Source
Check ServicesVerified
Cashier’s Check	$2Below the typical range ($3–$6 nationally)	$3 below the national median$3 below the Texas median	—	—	Source
Copy of check (first 2 each month are free)	$2
Account ServicesVerified
Levies or Subpoenas	$10Below the typical range ($30–$90 nationally)	$40 below the national median$40 below the Texas median	—	—	Source
Other FeesVerified
Copy of Statement	$2Within the typical range ($2–$5 nationally)	$1 below the national median$1 below the Texas median	—	—	Source

Headline fees vs. national median

How the headline fees compare

Each figure below is the published fee set against the national median. The commissioned report benchmarks every fee against a verified peer set instead.

Overdraft

$28

Overdraft fee: $28

7% below the national median overdraft fee

14 verified fees collected

Headline fees published

8 of 15

Published fees

Under review

Assets

$15.8M

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Financial Context

Size and fee revenue

Financials as of Q2 2026 · NCUA call report

Total assets

$15.8M

Total deposits

$13.6M

Service charge income (year to date)

$58K

Fee income ratio

9.0%

Return on assets

-1.80%

Financial profile · Pro

Performance from regulator filings

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Published fees

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How the headline fees compare

Size and fee revenue

Performance from regulator filings

Up to 16 years of call-report history with growth, peer rank and outliers, deposit mix and capital, branch footprint, consumer complaints, enforcement actions, and SEC filings