vs. U.S. typical range:LowerTypicalHigher
$2.50 below the national median$5 above the Washington DC median
At the national median$2.25 below the Washington DC median
per item · Source
$5 above the national median$2.75 above the Washington DC median
$2.50 above the national median$2.50 above the Washington DC median
$12.50 below the national median$12.50 below the Washington DC median
$2 below the national median$1 below the Washington DC median
$2 below the national median$5 below the Washington DC median
$2 below the national median$5 below the Washington DC median
per item · Source
$2 below the national median$7 below the Washington DC median
$2 below the national median$7 below the Washington DC median
per item · Source
$5 below the national median$5 below the Washington DC median
At the national median$0.50 below the Washington DC median
$0.50 above the national median$2 below the Washington DC median
$5 above the national median$2.50 below the Washington DC median
$55 above the national median$47.50 above the Washington DC median
$2 above the national medianAt the Washington DC median
$1.45 above the national medianAt the Washington DC median
per month · Source
$15 above the national medianAt the Washington DC median
$0.50 below the national median$1.50 below the Washington DC median
$25 above the national medianAt the Washington DC median
$5 below the national median$8.75 below the Washington DC median
$5 above the national medianAt the Washington DC median
$2 above the national medianAt the Washington DC median
$12.50 below the national median$32.50 below the Washington DC median
$162.50 above the national median$142.50 above the Washington DC median
Swipe for source and notes →
| Fee | Amount | vs medians | Basis | Note | Source |
|---|---|---|---|---|---|
Account MaintenanceVerified | |||||
| Account closing within 6 months of opening | $15Within the typical range ($10–$25 nationally) | $2.50 below the national median$5 above the Washington DC median | — | — | Source |
| inactivity fee will be charged each quarter the account remains inactive and may reduce your account balance below LCFCU | $5Within the typical range ($5–$10 nationally) | At the national median$2.25 below the Washington DC median | per item | — | Source |
| matured time deposits and IRAs will not be considered inactive. A | $10Within the typical range ($5–$10 nationally) | $5 above the national median$2.75 above the Washington DC median | — | — | Source |
| Account Research (hourly) | $20Within the typical range ($12–$25 nationally) | $2.50 above the national median$2.50 above the Washington DC median | — | — | Source |
| Return Mail Fee | $5Below the typical range ($12–$25 nationally) | $12.50 below the national median$12.50 below the Washington DC median | — | — | Source |
| Paper Statement Fee | $1Below the typical range ($2–$4.93 nationally) | $2 below the national median$1 below the Washington DC median | — | — | Source |
Overdraft & NSFVerified | |||||
| Member Privilege fee | $28Within the typical range ($25–$33 nationally) | $2 below the national median$5 below the Washington DC median | — | — | Source |
| Please note that the amount of the overdraft plus our standard NSF fee of | $28 | ||||
Wire TransfersVerified | |||||
| WIRE TRANSFER: Outgoing Domestic | $20Within the typical range ($20–$25 nationally) | $5 below the national median$5 below the Washington DC median | — | — | Source |
Check ServicesVerified | |||||
| Money Orders | $2Within the typical range ($1.50–$3 nationally) | At the national median$0.50 below the Washington DC median | — | — | Source |
| Individual Stop Payments | $28 | ||||
Digital & ElectronicVerified | |||||
| Online Bill Pay Monthly, non-use fee | $3.95Within the typical range ($0–$9.95 nationally) | $1.45 above the national medianAt the Washington DC median | per month | — | Source |
Cash & DepositVerified | |||||
| Deposit Item Returned | $30Above the typical range ($8–$25 nationally) | $15 above the national medianAt the Washington DC median | — | — | Source |
Account ServicesVerified | |||||
| Notary Public (non-member) | $2Within the typical range ($0–$5 nationally) | $0.50 below the national median$1.50 below the Washington DC median | — | — | Source |
| Legal Processing - Tax Levy & Garnishment | $75 | ||||
Lending FeesVerified | |||||
| Late Payment | $25Within the typical range ($10–$25 nationally) | $5 above the national medianAt the Washington DC median | — | — | Source |
Retirement & IRAVerified | |||||
| IRA Transfer/Termination to Other Institutions | $30Within the typical range ($25–$35 nationally) | $5 above the national median | — | — | Source |
Gift & Prepaid CardsVerified | |||||
| VISA Gift Cards In-Branch ($25-$1,000) | $2.95Below the typical range ($3–$4.95 nationally) | $0.55 below the national median | — | — | Source |
| VISA Gift Cards Online at lcfcu.org ($25-$250) | $5.95 | ||||
Other FeesVerified | |||||
| Duplicate Statements, archived | $5Within the typical range ($2–$5 nationally) | $2 above the national medianAt the Washington DC median | — | — | Source |
| Skip-a-Payment | $25 | ||||
Fee change alerts
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Headline fees vs. national median
Overdraft
$28
Headline fees published
6 of 15
Published fees
29
Under review
0
Assets
$338.2M
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Financial Context
Financials as of Q2 2026 · NCUA call report
Total assets
$338.2M
Total deposits
$278.8M
Service charge income (year to date)
$604K
Fee income ratio
7.3%
Return on assets
0.82%
Financial profile · Pro
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| $2 below the national median$5 below the Washington DC median |
| per item |
| — |
| Source |
| NSF fee | $28Within the typical range ($25–$32 nationally) | $2 below the national median$7 below the Washington DC median | — | — | Source |
| You will be charged an NSF fee of | $28Within the typical range ($25–$32 nationally) | $2 below the national median$7 below the Washington DC median | per item | — | Source |
| $0.50 above the national median$2 below the Washington DC median |
| — |
| — |
| Source |
| Foreign Check Collections (US & Non-US Dollars) | $25Within the typical range ($10–$25 nationally) | $5 above the national median$2.50 below the Washington DC median | — | — | Source |
| Foreign Check Collections (US & Non-US Dollars) Over | $75Above the typical range ($10–$25 nationally) | $55 above the national median$47.50 above the Washington DC median | — | — | Source |
| Check Copies, archived | $5Within the typical range ($2–$5 nationally) | $2 above the national medianAt the Washington DC median | — | — | Source |
| $25 above the national medianAt the Washington DC median |
| — |
| — |
| Source |
| Account Verification | $5Within the typical range ($5–$15 nationally) | $5 below the national median$8.75 below the Washington DC median | — | — | Source |
| $2.45 above the national median |
| — |
| — |
| Source |
| VISA Gift Cards Online at lcfcu.org ($251-$500) | $7.95Above the typical range ($3–$4.95 nationally) | $4.45 above the national median | — | — | Source |
| $12.50 below the national median$32.50 below the Washington DC median |
| — |
| — |
| Source |
| Subordination Agreement | $200Above the typical range ($25–$100 nationally) | $162.50 above the national median$142.50 above the Washington DC median | — | — | Source |