vs. U.S. typical range:LowerTypicalHigher
$6 below the national median$5 below the South Dakota median
per month · Source
$2.50 below the national median$5 below the South Dakota median
$12.50 below the national median$15 below the South Dakota median
At the national medianAt the South Dakota median
$5 above the national median$5 above the South Dakota median
per year · Source
$7.50 above the national median$10 above the South Dakota median
$12.50 below the national median$10 below the South Dakota median
per month · Source
$2 below the national median$2 below the South Dakota median
per item · Source
$2 below the national median$2 below the South Dakota median
per item · Source
At the national median$0.50 below the South Dakota median
per transaction · Source
At the national medianAt the South Dakota median
$16 above the national median$16 above the South Dakota median
per item · Source
At the national median$2.50 above the South Dakota median
per item · Source
$10 above the national median$12.50 above the South Dakota median
At the national medianAt the South Dakota median
per item · Source
At the national medianAt the South Dakota median
per item · Source
At the national medianAt the South Dakota median
$2 below the national median$2 below the South Dakota median
per item · Source
$2.50 below the national median$4 below the South Dakota median
per item · Source
At the national median$1 below the South Dakota median
per item · 4 per Page · Institution’s schedule
At the national median$1 below the South Dakota median
per item · Source
$10 below the national median$7.50 below the South Dakota median
Knox extract.rules v31 categorized a line held for review from Rosetta artifact #5104. canonical_hint=check_cashing; text_hash=8bd43ff2ae0e0a50873d5a3b63fc5c9b8221079394f6f2053d46be19cd096e40; excerpt="Check Collection Fee (Dakotaland Federal Credit Union Checks) | $10 Member Fee, $15 Non-Member Fee" · Source
$2 above the national median$2 above the South Dakota median
per item · Source
$1 below the national median$1 below the South Dakota median
per item · Source
$3 below the national median$8 below the South Dakota median
At the national median$5 below the South Dakota median
At the national medianAt the South Dakota median
At the national median$5 above the South Dakota median
$1 below the national medianAt the South Dakota median
Swipe for source and notes →
| Fee | Amount | vs medians | Basis | Note | Source |
|---|---|---|---|---|---|
Account MaintenanceVerified | |||||
| Monthly Service Charge | $0Below the typical range ($4–$10 nationally) | $6 below the national median$5 below the South Dakota median | per month | — | Source |
| Early Account Closing & Immediate Reopen within 90 Days (Checking Only) | $15Within the typical range ($10–$25 nationally) | $2.50 below the national median$5 below the South Dakota median | — | — | Source |
| Early Account Closing within 90 Days | $5Below the typical range ($10–$25 nationally) | $12.50 below the national median$15 below the South Dakota median | — | — | Source |
| Dormant Inactive Account Fee | $5Within the typical range ($5–$10 nationally) | At the national medianAt the South Dakota median | — | — | Source |
| Inactive IRA Fee (If Combined Balance is Under & No Activity for 12 Months) | $10Within the typical range ($5–$10 nationally) | $5 above the national median$5 above the South Dakota median | per year | — | Source |
| Account Reconciliation ($15 per Minimum) | $25Within the typical range ($12–$25 nationally) | $7.50 above the national median$10 above the South Dakota median | — | — | Source |
| Return Mail/Bad Address/Unable to Locate | $5Below the typical range ($12–$25 nationally) | $12.50 below the national median$10 below the South Dakota median | per month | — | Source |
Overdraft & NSFVerified | |||||
| Overdraft (per Item-Check, Debit Card or ACH Debit) | $28Within the typical range ($25–$33 nationally) | $2 below the national median$2 below the South Dakota median | per item | — | Source |
| Returned Check (per Item - Check or ACH) | $28 | ||||
ATM & CardVerified | |||||
| ATM Transactions at Non-Advantage or Non-In-Balance ATM (per Transaction) | $1.50Within the typical range ($1–$2.25 nationally) | At the national median$0.50 below the South Dakota median | per transaction | — | Source |
| Replace ATM/Debit Card | $10 | ||||
Wire TransfersVerified | |||||
| Wire Transfer - Domestic Outgoing | $25Within the typical range ($20–$25 nationally) | At the national medianAt the South Dakota median | per item | — | Source |
| Wire Transfer - Domestic Incoming | $10 | ||||
Check ServicesVerified | |||||
| Cashier's Check | $3Within the typical range ($3–$6 nationally) | $2 below the national median$2 below the South Dakota median | per item | — | Source |
| Stop Payment Order Placed per Order (Check or ACH) | $25 | ||||
Cash & DepositVerified | |||||
| Cash Advance Fee | $2Within the typical range ($2–$10 nationally) | $3 below the national median$8 below the South Dakota median | — | — | Source |
| Foreign Credit Card Cash Advance | $5 | ||||
Account ServicesVerified | |||||
| Levy/Garnishment | $50Within the typical range ($30–$87.50 nationally) | At the national medianAt the South Dakota median | — | — | Source |
Lending FeesVerified | |||||
| VISA® Late Payment Fee | $20Within the typical range ($10–$25 nationally) | At the national median$5 above the South Dakota median | — | — | Source |
Retirement & IRAVerified | |||||
| IRA Transfer Fee (Out of Custody of Dakotaland Federal Credit Union) | $25Within the typical range ($25–$35 nationally) | At the national median | — | — | Source |
Other FeesVerified | |||||
| Printout of Account History/Statement Copy (per Statement) | $2Within the typical range ($2–$5 nationally) | $1 below the national medianAt the South Dakota median | — | — | Source |
Its state has too few comparable institutions, so these are its Fed district peers.
Overdraft
$28.00
Of 60 others that publish it, 22 lower, 2 the same and 36 higher.
Monthly maintenance
$0.00
Of 26 others that publish it, 0 lower, 3 the same and 23 higher.
Fee change alerts
One email when a verified fee you follow changes. Nothing else unless you ask for it.
Headline fees vs. national median
Overdraft
$28
Headline fees published
11 of 15
Published fees
31
Under review
0
Assets
$751.6M
Work at Dakotaland Federal Credit Union? See every fee vs. your peers.
Fee Insight Pro
Need this every month, for your whole team?
Pro gives up to 5 people the Hamilton workspace: your fees against peers you pick, a watchlist of competitor fee changes, and cited board-ready reports.
Financial Context
Financials as of Q2 2026 · NCUA call report
Total assets
$751.6M
Total deposits
$644.5M
Service charge income (year to date)
$3.7M
Fee income ratio
15.1%
Return on assets
1.54%
Financial profile · Pro
Unlock all 50 fee categories, peer benchmarks by charter, size and district, CSV exports, and the Hamilton workspace.
| $2 below the national median$2 below the South Dakota median |
| per item |
| — |
| Source |
| At the national medianAt the South Dakota median |
| — |
| — |
| Source |
| Replacement Card (2-3 Days per Card) | $26Above the typical range ($5–$10 nationally) | $16 above the national median$16 above the South Dakota median | per item | — | Source |
| Replacement Card (Overnight per Card) | $40Within the typical range ($30–$50 nationally) | At the national median$2.50 above the South Dakota median | per item | — | Source |
| Replacement Card (Rush Fee) | $50Within the typical range ($30–$50 nationally) | $10 above the national median$12.50 above the South Dakota median | — | — | Source |
| Foreign Transaction Fee | $2Within the typical range ($0.81–$5 nationally) | $0.50 below the national median | — | — | Source |
| At the national medianAt the South Dakota median |
| per item |
| — |
| Source |
| Wire Transfer - Foreign | $50Within the typical range ($40–$50 nationally) | At the national medianAt the South Dakota median | — | — | Source |
| $2.50 below the national median$4 below the South Dakota median |
| per item |
| — |
| Source |
| Temporary Checks | $2Within the typical range ($1–$4 nationally) | At the national median$1 below the South Dakota median | per item | 4 per Page | Institution’s schedule |
| Temporary Checks (4 per Page) | $2Within the typical range ($1–$4 nationally) | At the national median$1 below the South Dakota median | per item | — | Source |
| Check Collection Fee (Dakotaland Federal Credit Union Checks) | $10Within the typical range ($10–$25 nationally) | $10 below the national median$7.50 below the South Dakota median | — | Knox extract.rules v31 categorized a line held for review from Rosetta artifact #5104. canonical_hint=check_cashing; text_hash=8bd43ff2ae0e0a50873d5a3b63fc5c9b8221079394f6f2053d46be19cd096e40; excerpt="Check Collection Fee (Dakotaland Federal Credit Union Checks) | $10 Member Fee, $15 Non-Member Fee" | Source |
| Document Copy Fee (per Item) | $5Within the typical range ($2–$5 nationally) | $2 above the national median$2 above the South Dakota median | per item | — | Source |
| Photocopy of Check -per Item | $2Within the typical range ($2–$5 nationally) | $1 below the national median$1 below the South Dakota median | per item | — | Source |
| At the national median$5 below the South Dakota median |
| — |
| — |
| Source |