vs. U.S. typical range:LowerTypicalHigher
$1 below the national median$2.25 below the Indiana median
per month · Source
$7.50 above the national medianAt the Indiana median
$25 above the national median$25 above the Indiana median
$2 below the national median$2 below the Indiana median
per month · Source
$2.50 above the national median$0.75 above the Indiana median
$12.50 below the national median$14.25 below the Indiana median
$3 above the national median$3 above the Indiana median
$20 below the national median$20 below the Indiana median
$2 below the national median$2 below the Indiana median
$10 below the national median$5 below the Indiana median
At the national medianAt the Indiana median
At the national medianAt the Indiana median
$5.50 above the national median$3 above the Indiana median
per item · Source
$15 above the national median$10 above the Indiana median
At the national medianAt the Indiana median
per item · Source
At the national medianAt the Indiana median
$9 below the national median$5 below the Indiana median
$30 below the national median$5 below the Indiana median
$10 below the national median$15 below the Indiana median
$5 below the national median$20 below the Indiana median
per year · Source
$5 below the national median$20 below the Indiana median
per year · Source
At the national medianAt the Indiana median
$2 above the national median$2 above the Indiana median
Swipe for source and notes →
| Fee | Amount | vs medians | Basis | Note | Source |
|---|---|---|---|---|---|
Account MaintenanceVerified | |||||
| International ACH Monthly Maintenance Fee | $5Within the typical range ($4–$10 nationally) | $1 below the national median$2.25 below the Indiana median | per month | — | Source |
| Closed Account (if closed within 45 days) | $25Within the typical range ($10–$25 nationally) | $7.50 above the national medianAt the Indiana median | — | — | Source |
| Escheatment Fee | $30Above the typical range ($5–$10 nationally) | $25 above the national median$25 above the Indiana median | — | — | Source |
| Monthly Inactive Fee | $3Below the typical range ($5–$10 nationally) | $2 below the national median$2 below the Indiana median | per month | — | Source |
| Balancing Check Book (hourly rate) | $20Within the typical range ($11–$25 nationally) | $2.50 above the national median$0.75 above the Indiana median | — | — | Source |
| Returned Mail | $5Below the typical range ($11–$25 nationally) | $12.50 below the national median$14.25 below the Indiana median | — | — | Source |
Overdraft & NSFVerified | |||||
| Overdraft Fee | $33Within the typical range ($25–$33 nationally) | $3 above the national median$3 above the Indiana median | — | — | Source |
| NSF (Non-Sufficient Funds) Fee | $10 | ||||
Wire TransfersVerified | |||||
| Outgoing Domestic Wire fee | $15Below the typical range ($20–$25 nationally) | $10 below the national median$5 below the Indiana median | — | — | Source |
| Incoming Wire Transfers | $10 | ||||
Check ServicesVerified | |||||
| Official Check | $5Within the typical range ($3–$6 nationally) | At the national medianAt the Indiana median | — | — | Source |
| Stop Payment (each or series) | $33 | ||||
Cash & DepositVerified | |||||
| Coin Counting (limited locations) - 3Rivers Member | $0Within the typical range ($0–$3 nationally) | At the national medianAt the Indiana median | — | — | Source |
| Returned Deposit | $6 | ||||
Account ServicesVerified | |||||
| Levy/Garnishment | $20Below the typical range ($30–$90 nationally) | $30 below the national median$5 below the Indiana median | — | — | Source |
Lending FeesVerified | |||||
| Late Payment Fee After 30 Days | $10Within the typical range ($10–$25 nationally) | $10 below the national median$15 below the Indiana median | — | — | Source |
Retirement & IRAVerified | |||||
| IRA annual maintenance fee (on accounts under . Beginning 1/31/19) | $10Within the typical range ($10–$25 nationally) | $5 below the national median$20 below the Indiana median | per year | — | Source |
| IRA annual maintenance fee (on accounts under $1,000. Beginning 1/31/19) | $10 | ||||
Other FeesVerified | |||||
| Copy of Statement (per statement) | $5Within the typical range ($2–$5 nationally) | $2 above the national median$2 above the Indiana median | — | — | Source |
Overdraft
$33.00
Of 33 others that publish it, 25 lower, 3 the same and 5 higher.
Monthly maintenance
$5.00
Of 13 others that publish it, 2 lower, 2 the same and 9 higher.
Fee change alerts
One email when a verified fee you follow changes. Nothing else unless you ask for it.
Headline fees vs. national median
Overdraft
$33
Headline fees published
9 of 15
Published fees
23
Under review
0
Assets
$2.9B
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Financial Context
Financials as of Q2 2026 · NCUA call report
Total assets
$2.9B
Total deposits
$2.1B
Service charge income (year to date)
$11.9M
Fee income ratio
11.1%
Return on assets
1.92%
Financial profile · Pro
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| $20 below the national median$20 below the Indiana median |
| — |
| — |
| Source |
| Overdraft Protection Transfer | $3Within the typical range ($2.50–$5 nationally) | $2 below the national median$2 below the Indiana median | — | — | Source |
| At the national medianAt the Indiana median |
| — |
| — |
| Source |
| $5.50 above the national median$3 above the Indiana median |
| per item |
| — |
| Source |
| Foreign Item Check Processing - All Other | $35Above the typical range ($10–$25 nationally) | $15 above the national median$10 above the Indiana median | — | — | Source |
| Copies of Drafts (per item) | $3Within the typical range ($2–$5 nationally) | At the national medianAt the Indiana median | per item | — | Source |
| $9 below the national median$5 below the Indiana median |
| — |
| — |
| Source |
| $5 below the national median$20 below the Indiana median |
| per year |
| — |
| Source |
| IRA or SEP Account Closure | $25Within the typical range ($25–$35 nationally) | At the national medianAt the Indiana median | — | — | Source |