vs. U.S. typical range:LowerTypicalHigher
$12.50 below the national median$5 below the West Virginia median
At the national medianAt the West Virginia median
per month · Source
$32.50 above the national median$36.50 above the West Virginia median
$12.50 below the national median$8.50 below the West Virginia median
per item · Source
At the national medianAt the West Virginia median
per item · Source
$4 below the national median$4 below the West Virginia median
per item · Source
$10 above the national median$10 above the West Virginia median
$5 above the national median$10 above the West Virginia median
per item · Source
At the national median$5 below the West Virginia median
per item · Source
$2 below the national median$2 below the West Virginia median
per item · Source
$7.50 below the national median$10 below the West Virginia median
per item · Source
$3 above the national median$3 above the West Virginia median
per item · Source
$7 above the national median$5 above the West Virginia median
per item · Source
per item · Source
$15 above the national median$8.75 above the West Virginia median
per item · Source
one time · waived after sixty (60) days; fee charged if account is closed within (90) days of opening · Institution’s schedule
$1 below the national medianAt the West Virginia median
per item · Source
Swipe for source and notes →
| Fee | Amount | vs medians | Basis | Note | Source |
|---|---|---|---|---|---|
Account MaintenanceVerified | |||||
| Share Early Closure Fee (Account closed within 6 months of opening) | $5Below the typical range ($10–$25 nationally) | $12.50 below the national median$5 below the West Virginia median | — | — | Source |
| Inactive Account fee | $5Within the typical range ($5–$10 nationally) | At the national medianAt the West Virginia median | per month | — | Source |
| Account Reconciliation fee | $50Above the typical range ($12–$25 nationally) | $32.50 above the national median$36.50 above the West Virginia median | — | — | Source |
| Return Mail fee | $5Below the typical range ($12–$25 nationally) | $12.50 below the national median$8.50 below the West Virginia median | per item | — | Source |
Overdraft & NSFVerified | |||||
| NSF fee | $30Within the typical range ($25–$32 nationally) | At the national medianAt the West Virginia median | per item | — | Source |
| Share Draft/Checking Overdraft Transfer fee | $1 | ||||
ATM & CardVerified | |||||
| Card Replacement fee | $20Above the typical range ($5–$10 nationally) | $10 above the national median$10 above the West Virginia median | — | — | Source |
Wire TransfersVerified | |||||
| Outgoing Wire Transfer fee | $30Above the typical range ($20–$25 nationally) | $5 above the national median$10 above the West Virginia median | per item | — | Source |
| Incoming Wire Transfer fee | $10 | ||||
Check ServicesVerified | |||||
| Official Check To Third Party | $3Within the typical range ($3–$6 nationally) | $2 below the national median$2 below the West Virginia median | per item | — | Source |
| Stop Payment fee | $20 | ||||
Digital & ElectronicVerified | |||||
| ACH Origination fee | $2Below the typical range ($5–$20 nationally) | $8 below the national median | per item | — | Source |
Cash & DepositVerified | |||||
| Deposited Item Return fee | $30Above the typical range ($8–$25 nationally) | $15 above the national median$8.75 above the West Virginia median | per item | — | Source |
Retirement & IRAVerified | |||||
| IRA Share Accounts Administration | $50Above the typical range ($10–$25 nationally) | $35 above the national median | one time | waived after sixty (60) days; fee charged if account is closed within (90) days of opening | Institution’s schedule |
| IRA Share Accounts Administration (waived after sixty (60) days) | $50 | ||||
Other FeesVerified | |||||
| Statement Copy fee | $2Within the typical range ($2–$5 nationally) | $1 below the national medianAt the West Virginia median | per item | — | Source |
Fee change alerts
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Headline fees vs. national median
Headline fees published
8 of 15
Published fees
18
Under review
0
Assets
$44.7M
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Financial Context
Financials as of Q2 2026 · NCUA call report
Total assets
$44.7M
Total deposits
$35.1M
Service charge income (year to date)
$35K
Fee income ratio
3.7%
Return on assets
0.64%
Financial profile · Pro
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| $4 below the national median$4 below the West Virginia median |
| per item |
| — |
| Source |
| At the national median$5 below the West Virginia median |
| per item |
| — |
| Source |
| $7.50 below the national median$10 below the West Virginia median |
| per item |
| — |
| Source |
| Counter Checks | $5Above the typical range ($1–$4 nationally) | $3 above the national median$3 above the West Virginia median | per item | — | Source |
| Check Copy | $10Above the typical range ($2–$5 nationally) | $7 above the national median$5 above the West Virginia median | per item | — | Source |
| $35 above the national median |
| — |
| — |
| Source |